Sentences with phrase «addition to your cash value»

Whole life insurance — a type of permanent policy — may be an option for people looking for a death benefit in addition to cash value that can be accessed while they are living.

Now in a mutual company, the policyholders are shareholders which means in addition to your cash value growth you will also enjoy some dividend payouts.

Cash - value life insurance, also known as permanent life insurance, includes a death benefit in addition to cash value accumulation.

In some policies the tax - free death benefit is awarded in addition to the cash value component.

Some permanent life policies pay a dividend in addition to the cash value if the company with which you have your policy does a good job with their investments and are good at keeping their expenses down.

Participating policies, usually issued by mutual life insurance companies, pay a dividend in addition to your cash value if the company performs well.

However, similar to IUL's equity - indexed interest crediting formula, CAWL uses current interest rates in determining additions to cash values.

Participating Whole Life provides a yearly dividend in addition to the cash value based on excess earnings, favorable mortality and expense savings.

Not exact matches

With 559m shares on issue, a fully dispersed $ 638m worth of net present value would equate to $ 1.14 a share and that's in addition to the value that currently exists in the company from the Mt Marian project and its sizeable pile of cash.

Buying paid - up additions is similar to buying a small single - premium life insurance policy as you increase the policy's cash value and death benefit but don't have ongoing payments.

Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the value of any service period credited to a Section 16 officer in excess of the period of service actually provided by such Section 16 officer for purposes of any employee benefit plan; (d) the value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long - term cash incentives that is inconsistent with Company Practices.

In addition, the cash value buildup on a life insurance policy is generally not taxed currently, although this buildup could cause the business to be subject to the alternative minimum tax (AMT) in certain circumstances.

Learn how the enterprise multiple which looks at company debt and cash levels, in addition to its stock price, can be taken advantage of in value investing.

In addition to potentially winning valuable cash prizes, every qualified entrant will receive a free 5 - inch screen portable television valued at $ 60.

In addition to the normal winners, there will be a «public choice» winner chosen by popular vote; that winner will also win a cash prize, whose value is yet to be determined.

In addition to a somewhat different balance transfer fee, cash advance fees typically run at a rate of either $ 10 or 5 % (whichever value is greater).

In addition, you don't have to pay the annual interest so long as the total outstanding loan (original loan plus accumulated interest) doesn't exceed the policy's cash value.

Buying paid - up additions is similar to buying a small single - premium life insurance policy as you increase the policy's cash value and death benefit but don't have ongoing payments.

In addition, the Grow - Up Plan is similar to other whole life insurance policies in that it will often take three to four years before you have any cash value, as early premium payments are dedicated to paying the insurer's fees.

In addition to having coverage for replacement cost rather than actual cash value (AKA «Craigslist price»), you'll want your home inventory to reflect the replacement cost of that item.

In addition, the Trian Group provided examples of previous investments they (and / or entities affiliated with them) made in which they had helped create significant value by working together with management teams and boards of directors to improve operations and cash flows and enhance shareholder value.

In addition to providing a death benefit, whole life policies accrue cash value.

Flex - Pay Paid - Up Additions Rider: allows you to make additional payments into your policy to increase the cash value and death benefit.

Adding a paid up additions rider or paid - up additional insurance rider allows you to make additional monthly or annual payments into your policy to increase the death benefit and cash value.

In addition to paying death benefits, it also has a cash value accumulation feature which grows over the life of the policy.

This is true as long as the policy qualifies as an insurance contract EVEN IF strategies are used to maximize the policy cash value through paid up policy additions.

Car Replacement Assistance (CRA) pays 20 % — in addition to the actual cash value of the vehicle — if your car is totaled.

In addition, you would potentially have decades for the policy's cash value to consistently grow into a sizeable asset.

In addition to providing death benefits, some policies also accrue a cash value that you can collect at any time if the need arises.

In addition, even if the best company for you is a mutual company, you still have to consider if the company practices direct vs non-direct recognition, if they are participating whole life insurance and if they allow the policy to be maximized for cash value growth or death benefit.

In addition to death benefit protection, permanent life insurance also has a cash value component.

In addition, loans can be taken with minimal costs and no penalties at any time (in favorable policies) AND regardless of loans the policy will continue to grow on the full cash value in a properly structured self banking policy.

Through the use of a term rider, you can add a larger paid - up additions rider to help increase the growth of your whole life policy's cash value.

Flex Pay PUA Rider — Paid - up additions riders allow you to pay additional premium into your policy to purchase additional participating whole life insurance, which increases your death benefit and cash value.

Cash value life insurance refers to a type of life insurance that, in addition to paying out a death benefit to your beneficiary or beneficiaries upon your death, accumulates cash value inside the policy while you are alive, that you can use for whatever you pleCash value life insurance refers to a type of life insurance that, in addition to paying out a death benefit to your beneficiary or beneficiaries upon your death, accumulates cash value inside the policy while you are alive, that you can use for whatever you plecash value inside the policy while you are alive, that you can use for whatever you please.

In addition, borrowing against your cash value is a tax free benefit that allows you access up to 90 % of your cash value.

Permanent life insurance offers a death benefit no matter when you die, in addition to a savings portion that can build cash value, but is more expensive.

Value Enhancement Rider: The VER is a whole life insurance rider that allows you to add additional single or periodic premium payments to your policy to purchase paid up additions, increasing your death benefit and cash vValue Enhancement Rider: The VER is a whole life insurance rider that allows you to add additional single or periodic premium payments to your policy to purchase paid up additions, increasing your death benefit and cash valuevalue.

Alex was also able to accrue cash value by reinvesting the dividends in paid up additions.

By cash value life insurance, I am referring to whole life insurance from a mutual company that accrues high cash value due to paid up additions and pays dividends.

... when your company provides a key person with cash value life insurance, in addition to the benefits discussed above, you will simultaneously be acquiring assets on your balance sheet in the same way that you'd acquire business equipment or real estate.

In addition, cash offers one the ability to acquire «buy low» value propositions.

In addition to providing death benefits to your beneficiaries, some life insurance policies also build up a cash value.

In addition to not having a limited term, all types of Permanent insurance build cash value with some form of tax - deferred investment or savings plan.

In addition to remaining in effect as long as you pay your monthly premiums and keep any other obligations per your contract with the insurance company, these type of policies also accrue «cash value».

So, our evaluation of the best whole life insurance companies tends to FAVOR those companies that offer the most benefits for maximum cash value accumulation through additional riders, such as paid - up additions.

The Paid Up Additions Rider (PUAR) allows the policyowner to purchase more death benefit and increase the policy's» cash value growth.

Specific cash value whole life policies typically feature paid - up additions riders, which allow you to add cash to the account if you like.

A paid up addition is a rider that allows you to buy paid up life insurance and accompanying cash value equivalent dollar for dollar on what you paid into it.

In addition to lifelong, guaranteed protection, this builds cash value year after year — which can help with tuition, retirement, or other needs.