Sentences with phrase «additional guaranteed income»

Riders for these plans can be purchased by paying additional Guaranteed Income Plan and Shriram New Shri Vivah Plan Premium.

Riders for these plans can be purchased by paying additional Guaranteed Income Plan and Shriram New Shri Raksha Plan Premium.

Riders for these plans can be purchased by paying additional Guaranteed Income Plan and IndiaFirst Group Term Plan Premium.

Riders for these plans can be purchased by paying additional Guaranteed Income Plan and DHFL Pramerica Magnum Assure Premium.

However, if you want to purchase additional guaranteed income: • Purchase an annuity • Purchase a higher social security future benefit amount • Inquire at your employer for you to purchase years of service to get higher benefit

But if you find that your day - to - day living expenses exceed what you receive from Social Security and any pensions, you may want to consider filling the gap with additional guaranteed income.

If you think you'll need additional guaranteed income in retirement, consider buying an annuity now, with payments that won't begin until later in life.

Voya previously conducted four «enhanced annuitization» offers, which enabled contract holders to receive additional guaranteed income if they chose to annuitize their variable annuity contracts.

This chart shows a hypothetical situation of a husband and wife who are examining their need for additional guaranteed income in retirement, based on their estimates of monthly basic living expenses and known sources of monthly retirement income.

Not exact matches

The flexibility of being able to withdraw monthly income from a 401 (k) plan or another qualified retirement plan, and then have additional principal available if needed, may far outweigh guaranteed lifetime income, he explained.

The expense ratio excludes additional fees that would apply if the Return of Premium death benefit rider or Secure Income (Guaranteed Lifetime Withdrawal Benefit) rider is elected.

MarketProtector offers the benefits of a traditional fixed annuity, such as guaranteed minimum interest, death benefits, and retirement income options such as IncomeAccelerator, which is an optional income benefit for an additional charge.

A variable annuity with optional benefits for an additional charge that combines the growth potential of a wide range of investment options with benefits designed for guaranteed lifetime income † and the opportunity to leave a legacy.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

With additional TV and commercial income guaranteed from elsewhere, the Champions League «proper», while still lucrative, is not the be all and end all it has been.

KARPOWER deal also exempts the seller from all applicable taxes including personnel income tax (a practice common according to internal agreement), however the Government Consent and Support Agreement guarantee is an additional support offered for this Project.

HARLEM — The city's Franchise Concession Review Committee has authorized SPORTIME to enter into negotiations with the Randall's Island Sports Foundation to expand the number of courts on the island — but a local politician says the tennis center shouldn't be granted additional space unless neighbors of all income levels are guaranteed access to it.

That this House declines to give a Second Reading to the Welfare Benefits Up - rating Bill because it fails to address the reasons why the cost of benefits is exceeding the Government's plans; notes that the Resolution Foundation has calculated that 68 per cent of households affected by these measures are in work and that figures from the Institute for Fiscal Studies show that all the measures announced in the Autumn Statement, including those in the Bill, will mean a single - earner family with children on average will be # 534 worse off by 2015; further notes that the Bill does not include anything to remedy the deficiencies in the Government's work programme or the slipped timetable for universal credit; believes that a comprehensive plan to reduce the benefits bill must include measures to create economic growth and help the 129,400 adults over the age of 25 out of work for 24 months or more, but that the Bill does not do so; further believes that the Bill should introduce a compulsory jobs guarantee, which would give long - term unemployed adults a job they would have to take up or lose benefits, funded by limiting tax relief on pension contributions for people earning over # 150,000 to 20 per cent; and further believes that the proposals in the Bill are unfair when the additional rate of income tax is being reduced, which will result in those earning over a million pounds per year receiving an average tax cut of over # 100,000 a year.

There's a certain amount of subjectivity involved that mainly centers around whether additional guaranteed lifetime income might make you feel more secure about retirement and better able to enjoy your post-career life.

Guarantee: They already have a retirement income that is almost guaranteed so they may not need the additional retirement savings.

Generally that is the case but if you have any additional riders added to the policy (like a guaranteed income rider) your account is still charged that annual fee.

Once you know your Social Security estimate, you can determine how much additional guaranteed lifetime income you may want from an FIA.

Once employees begin taking Guaranteed Annual Withdrawal Amount payments, no additional contributions can be made to the Personal Income Benefit.

You may want to look for a fixed index annuity that offers optional lifetime income guarantees † (usually at an additional charge) to help you navigate unforeseen needs.

If you're interested in a guaranteed * income stream with the potential for additional growth, you may consider adding a fixed index annuity to your portfolio.

Given the sustainability concerns of Social Security, it is important to consider additional savings vehicles, like fixed indexed annuities, which also provides guaranteed lifetime income, in addition to principal protection from market declines and tax - deferred growth.

Many variable annuities offer the option for guaranteed lifetime income at an additional charge.

Adding an optional Lifetime Income Benefit to your contract for an additional charge can provide guaranteed income while still giving you the flexibility to meet your changing Income Benefit to your contract for an additional charge can provide guaranteed income while still giving you the flexibility to meet your changing income while still giving you the flexibility to meet your changing needs.

Protect your retirement savings and create an additional, guaranteed income stream with an annuity

A Guaranteed Minimum Income Benefit (GMIB) feature is an optional rider on a variable annuity that is available for an additional annual charge against the incomeIncome Benefit (GMIB) feature is an optional rider on a variable annuity that is available for an additional annual charge against the incomeincome base.

I think part of why the government is so eager to crank minimum wage isn't only socialist ideology and desire to buy votes, it also pushes more Canadian wages into a taxable range, or even higher tax brackets, and low - income earners are unlikely to use tax - avoidance strategies (which means guaranteed additional income for the government.)

A variable annuity with optional benefits for an additional charge that combines the growth potential of a wide range of investment options with benefits designed for guaranteed lifetime income † and the opportunity to leave a legacy.

MarketProtector Advisory offers the same benefits of a traditional fixed annuity, such as guaranteed minimum interest, death benefits, and retirement income options such as IncomeAccelerator, which is an optional income benefit for an additional charge.

MarketProtector offers the benefits of a traditional fixed annuity, such as guaranteed minimum interest, death benefits, and retirement income options such as IncomeAccelerator, which is an optional income benefit for an additional charge.

Jackson AscenderPlus Select offers traditional fixed annuity benefits, such as guaranteed minimum interest, death benefits, and flexible retirement income options including LifePay ®, an optional income rider available for an additional charge.

* Income for life can be achieved through annuitization at no additional cost, on products where offered, through a guaranteed living benefit rider, available at contract issue for an annual fee.

But, be prepared, since employment histories of less than two years will draw additional scrutiny, which is because the VA likely won't guarantee a loan if they feel a potential borrower's income is unreliable.

Investing a portion of your assets in an immediate annuity can provide additional guaranteed lifetime income, giving you more flexibility for making withdrawals from savings.

«This trend will further promote consideration of providing guaranteed lifetime income investment options to offer participants additional retirement income alternatives,» IRIC predicts.

In addition, for an additional cost, customers can purchase guaranteed income riders, designed to provide income certainty and predictability — a way to structure a personal pension - like program that is understandable and easy to track, the company said in a news release.

It offers guaranteed minimum payouts for life, plus potential for additional income based on the performance of balanced mutual funds selected from a menu.

For more information on how women can secure more guaranteed lifetime income and achieve retirement success, check out my additional chapter titled, «A Special Note to Women,» in my book, Don't Worry, Retire Happy!

For an additional cost, clients can add a living benefit option for guaranteed lifetime income without giving up control of their assets.

The expense ratio excludes additional fees that would apply if the Return of Premium death benefit rider or Secure Income (Guaranteed Lifetime Withdrawal Benefit) rider is elected.

A single tax - deferred product comprised of two accounts with distinct features that help address different goals - offering the ability to not only accumulate, but also protect retirement income through the use of a guaranteed benefit rider made available for an additional fee.

And you can further optimize your guaranteed income by adding additional features to your annuity.

But if Social Security and pensions don't generate enough income to cover all or most of your basic living expenses — or if you would just feel more comfortable having some additional guaranteed cash flow — then you might consider devoting a portion of your assets to an annuity.

SPECIAL «RAIN GUARANTEE»: ﾠShould a guest renting Villa Valmarc experience two or more FULL DAYS OF RAIN during their rental, and IF Valmarc is open and available (with no incoming guests arriving for the two days following the first party's rental), the guests who have endured the bad weather may stay on at Villa Valmarc for two additional days, with no additional rent due, to make up for the rained - out rental days.

Riders for these plans can be purchased by paying additional Aegon Religare Guaranteed Income Advantage Insurance Plan and Kotak Ace Investment Premium.

Riders for these plans can be purchased by paying additional IndiaFirst Maha Jeeven Plan and Max Life Guaranteed Income Plan Premium.