It has option to add
additional accident rider to the base policy which offers accidental death or disability benefit.
Not exact matches
The accidental death
rider pays an
additional benefit if the policyholder dies in a covered
accident.
2) Bharti AXA Life Accidental Death Benefit
Rider (UIN: 130B008V01): Under this
rider you will receive
additional sum assured as chosen in case of unfortunate event of death due to an
accident.
An
accident death benefit
rider pays out an
additional death benefit to the beneficiary (that's above the current benefit limit of the policy) if you should die as a result of an
accident.
But with that being said I do see ur point of being farsighted and the advantages of lower premiums when starting early.Thank you for pointing out the aspect of the
accident cover my term cover also has a
rider (clause) with a nominal
additional premium for disability and death benefits due to
accident.
The addition of this
rider to the existing life insurance policy provides the policyholder an
additional protection in case of an unfortunate
accident.
I read it's 30 % of premiums excluding first year and any
additional term
rider /
accident rider premium.In that case the amount would be very low to what I have paid for these years.
If the insured dies in an
accident while he or she is a fare - paying passenger on a common carrier (e.g., airplane, train, or bus), this
rider provides an
additional death benefit equal to 100 percent of the original face amount or $ 250,000, whichever is less.
An Accidental Death Benefit
rider provides
additional coverage if you were to die in a covered
accident.
With the accidental death benefit
rider, should the insured die due to a qualifying
accident, his or her named beneficiaries would receive an
additional amount of death benefit.
If the insured dies due to an
accident, as defined in this
rider, beneficiaries will receive an
additional death benefit.
This
rider will payout an
additional death benefit if you pass away specifically because of an
accident.
The accidental death
rider would provide an
additional death benefit if the cause of death was specifically from an
accident.
This
rider will pay out an
additional death benefit if death is due to an
accident while riding on public transportation as a fare paying passenger.
The accidental death
rider provides an
additional death benefit (whatever amount you select) if the cause of death is specifically from an
accident.
What's important to point out is that the wording on an AD&D
rider can be very specific when it comes to what qualifies as an accidental death, as well as
additional parameters relating to when the death must actually occur after the
accident in order for there to be a payout.
An
accident death benefit
rider pays out an
additional death benefit to the beneficiary (that's above the current benefit limit of the policy) if you should die as a result of an
accident.
In the event you were involved in an
accident and lose a limb (leg, foot, arm, hand, fingers), or even your eyesight or hearing, the dismemberment coverage of an AD&D policy
rider will pay out the
additional benefit while you're still alive.
Accidental Death Benefit
rider offers an
additional sum assured over the base plan offering in case death occurs due to an
accident.
This
rider guarantees to provide
additional benefits in case of the insured person's death, disability or dismemberment caused by some
accident.
1) War Risk Coverage In consideration of the payment of premium calculated in the manner stated in the policy to which the
rider is attached, it is hereby agreed that for
additional premium the policy is amended as follows: Any Exclusion under this Plan for «declared or undeclared war or any act thereof» is waived for an Insured Person's loss caused in whole or in part by, or resulting in whole or in part from, declared or undeclared war or any act of declared or undeclared war, subject to the following restriction: The waiver only applies with respect to
accidents that occur within the geographic limits or territorial waters of, or airspace above the geographic limits or territorial waters of a Designated War Risk Territory (as defined herein).
In consideration of the payment of premium calculated in the manner stated in the policy to which the
rider is attached, it is hereby agreed that for
additional premium the policy is amended as follows: Any Exclusion under this Plan for «declared or undeclared war or any act thereof» is waived for an Insured Person's loss caused in whole or in part by, or resulting in whole or in part from, declared or undeclared war or any act of declared or undeclared war, subject to the following restriction: The waiver only applies with respect to
accidents that occur within the geographic limits or territorial waters of, or airspace above the geographic limits or territorial waters of a Designated War Risk Territory (as defined herein).
But with
riders, such as accidental death benefit and disability benefit, your family gets an
additional sum, say in the case of death due to
accident, and a steady stream of income for a long period, respectively.
For a $ 250,000 policy for a 40 year old male, an Accidental Death Benefit
rider for an
additional $ 250,000 of coverage in case of
accident (for a total of $ 500,000) would cost between $ 150 - $ 250 depending on which life insurance company you choose.
• Accidental Death Benefit
Rider — This
rider will provide
additional death benefits should you die because of a covered
accident specified in the policy.
Riders are
additional benefits you can get on events like
accidents, disability and critical illnesses.
For example, if you have a $ 250,000 policy and you had the accidental death benefit
rider that you paid an
additional fee for it every single month, an
additional premium, your coverage would be $ 500,000 total, if you died resulting in an
accident.
An
accident death benefit
rider pays out an
additional death benefit to the beneficiary which is above and beyond that of the normal policy face amount.
This
rider provides an
additional death benefit should the insured pass away due to an
accident.
Accelerated Death Benefits: In the event of your death this
rider provides an
additional amount in the case of an
accident.
Accidental Death Benefit
Rider — The accidental death benefit
rider offers
additional protection if you die as the result of an
accident (as versus due to illness or natural causes).
This plan can also be further «customized» by adding various
riders such as the children's term
rider the disability waiver of premium
rider, the accidental death benefit
rider, and / or a travel
accident rider that provides an
additional amount of coverage if the insured dies as the result of a travel related
accident.
This
rider pays an
additional amount on top of the regular death benefit if the insured person dies in an
accident.
This
rider is an
additional amount of death benefit if the insured dies due to
accident.
They also have
accident death and accelerated living
riders that you can attach to your policy to get
additional coverage.
The accidental death benefit
rider is an optional policy provision that pays an
additional amount over and above your policy coverage amount in the event the insured's death is caused by an
accident.
1) Accidental Death
Rider — In case of death of an insured person due to
accident, the
rider will provide
additional sum assured.
Accidental Death Benefit
Rider — With the accidental death benefit
rider, an
additional amount of benefit is paid out if the insured dies as the result of an
accident.
Riders like critical illness cover,
accident death or disability cover, hospital cash etc. gives you
additional benefits under insurance policy.
Get
additional cover by way of
rider sum assured in case of Death or Dismemberment (impairments are listed under the
Rider contract) due to
accident.
I read it's 30 % of premiums excluding first year and any
additional term
rider /
accident rider premium.In that case the amount would be very low to what I have paid for these years.
If you have taken an
additional rider for disability and it happens due to
accident then you may get periodical payments from insurance company for next 5 to 10 years at a certain percentage of sum assured.
If you should die in an
accident while a fare - paying passenger on a common carrier (i.e. train), this
rider provides an
additional death benefit equal to 100 percent of the original face amount or $ 250,000, whichever is less.
Accidental death and disability benefit
rider: Here, you will receive an
additional sum assured in case of death of the life insured due to an
accident
The personal
accident rider can be added to your basic insurance policy at an
additional minimal cost.
It is better to take the
riders such as personal
accident, physical disability, etc. at the time of taking the policy as they offer a comprehensive cover right from the time of signing up for the term insurance return of payment policy, and that too at a very low
additional cost.
If the insured has been injured or expires as a result of an
accident, this
rider provides an
additional death or disability benefit to the nominee or the insured.
Bajaj Allianz ULIP Accidental Permanent Total / Partial Disability Benefit
Rider provides the benefit of
additional rider sum assured in case of unfortunate Permanent Disability due to an
accident.
Additional life insurance
riders like critical illness and disability plans guard against
accidents and ailments that may impede you from working.
During the policy term, if the insured passes away due to an
accident, this
rider pays an
additional sum assured.