Sentences with phrase «additional amounts of insurance at»

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Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The renters insurance lease clause will generally require you to have a policy that covers at least a certain amount of liability, insures everyone in the household, and lists the landlord or their agent as additional interest so that they'll be notified if the policy cancels, lapses, or otherwise does not remain in force.

If you are unable to afford the amount of life insurance you need today, adding this rider allows you to purchase additional life insurance at a later date without having to prove your insurability.

Guaranteed Insurability: An insurance policy provision that allows the insured to buy additional fixed amounts of life insurance at fixed time intervals without evidence of insurability.

Paid - up additions can be defined as additional insurance that is paid in full at the time of purchase, minus a deducted amount the insurance company charges as a load fee against paid - up additions.

Despite minimal settlement offers at the outset of the claim, Mesa Law Firm was able to recover the maximum amount available from the negligent driver's insurance company as well as additional compensation from the insurance company of its injured client.

«The insurance industry has expressed concern that insured persons who learn, after taking a genetic test, that they are at high risk for a genetic disease could knowingly take out policies for large amounts of additional coverage without insurers being aware of any increased risk,» says the report.

Because of the time value of money, and because the Law Society was also required by regulators to raise an additional $ 50 million to capitalize LPIC, the amount required to retire the deficit and place LPIC in a position to continue to offer insurance was estimated, in October 1994, at $ 240 million over the course of four years (1995 - 1998).

If a situation arises where the other driver is uninsured, or you are involved in a hit and run and the at - fault driver is unknown, your insurer steps into the shoes of the uninsured or unidentified driver and the amount recoverable is normally limited to $ 200,000.00, although there may be additional insurance under your policy in some cases.

LAWPRO is now enhancing the existing protection: If your trust account is in an overdraft position because of a counterfeit certified cheque or bank draft, and the shortfall is strictly between the bank and you (no legitimate client funds are taken, or the amount of funds disbursed exceeded that belonging to legitimate clients), you will now have protection — at no additional cost — under the insurance program, provided that you comply with certain coverage requirements.

At retirement, the amount of your Basic Insurance Amount (annual pay rounded to the next $ 1,000 plus and additional $ 2,000) becomes your Basic Insurance in retiramount of your Basic Insurance Amount (annual pay rounded to the next $ 1,000 plus and additional $ 2,000) becomes your Basic Insurance in retirAmount (annual pay rounded to the next $ 1,000 plus and additional $ 2,000) becomes your Basic Insurance in retirement.

If you are unable to afford the amount of life insurance you need today, adding this rider allows you to purchase additional life insurance at a later date without having to prove your insurability.

Buy additional amounts of insurance, on specific option dates, without a medical exam, at standard rates.

If you are unable to afford the amount of life insurance that you need today, the guaranteed insurability rider is a life insurance option that'll allow you to purchase additional life insurance at a later date - without a medical exam to prove your insurability.

Guaranteed Insurability: An insurance policy provision that allows the insured to buy additional fixed amounts of life insurance at fixed time intervals without evidence of insurability.

When the child turns age 18, the amount of the life insurance coverage will automatically double — at no additional premium cost.

PNB MetLife critical illness rider when opted for in your life insurance plan, provides payment of an additional amount on the diagnosis of as many as 10 critical conditions, along with offering a cover at the time of death.

With this rider an insured has the right to buy additional amounts of insurance on specific option dates without evidence of insurability, at standard rates.

Terminal Bonuses: A discretional additional amount of money added to payments made at the due date of an insurance policy or on the death of an insured person.

Dividends can be paid in cash, used to reduce your premium payments, left to accumulate at a specified rate of interest or used to purchase paid - up additional insurance which will increase your face amount of coverage.

Paid - up additions can be defined as additional insurance that is paid in full at the time of purchase, minus a deducted amount the insurance company charges as a load fee against paid - up additions.

The amount of insurance can be decreased at any time, and in some cases increased (with evidence of insurability) without having to purchase an additional policy.

The renters insurance lease clause will generally require you to have a policy that covers at least a certain amount of liability, insures everyone in the household, and lists the landlord or their agent as additional interest so that they'll be notified if the policy cancels, lapses, or otherwise does not remain in force.

I certainly appear to be out to set a record for the most reasons to buy life insurance at a time when people have the least amount of money, so bear with an additional thought.

The cumulative total amount of reserve (i.e., the guaranteed cash value), including the nonguaranteed cash value of the additional paid - up life insurance purchased each year, starting at the beginning of year two, with the yearly declared paid dividend.

Down Payments Conventional loans typically ask for at least 20 percent down, but there are low - down payment options (for example, FHA loans only require a 3.5 percent down payment); however, agents must remind buyers that any loans with less than 20 percent down require private mortgage insurance (PMI), for which they must budget an additional 0.3 percent to 1.5 percent of the original loan amount per year.