Sentences with phrase «additional amounts of insurance coverage»

These include taking it in cash (by receiving a check from the insurance company), using it to purchase additional amounts of insurance coverage on your policy, and / or by adding the amount of the dividend to the policy's cash value component.

Not exact matches

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The bi-weekly deduction cost for this additional life insurance is based on age and amount of coverage.

This gives them a target savings goal of $ 9,000 to $ 18,000 plus an additional amount for insurance coverage.

Our experts can assist you with additional information regarding life insurance companies, and provides you with more details about the proper amount of life insurance coverage, the type of policy that may be best, and which of the many life insurers in the marketplace may be best for you.

With Replacement Cost coverage from Foremost, you may be eligible to receive up to an additional 20 % of the amount of insurance for your home if needed to replace it.

Supplemental Life Insurance — You may purchase additional life insurance for yourself up to three times your annual salary, spousal coverage up to 50 % of your life insurance amount, and dependent life insurance of $ 10,000 for eaInsurance — You may purchase additional life insurance for yourself up to three times your annual salary, spousal coverage up to 50 % of your life insurance amount, and dependent life insurance of $ 10,000 for eainsurance for yourself up to three times your annual salary, spousal coverage up to 50 % of your life insurance amount, and dependent life insurance of $ 10,000 for eainsurance amount, and dependent life insurance of $ 10,000 for eainsurance of $ 10,000 for each child.

«The insurance industry has expressed concern that insured persons who learn, after taking a genetic test, that they are at high risk for a genetic disease could knowingly take out policies for large amounts of additional coverage without insurers being aware of any increased risk,» says the report.

Any average person applying for this additional insurance coverage would understand a «policy of insurance» to mean an optional, private insurance contract and not a mandatory statutory scheme such as the CPP; so future CPP disability benefits do not reduce the amount payable by the insurer under the endorsement.

LAWPRO is now enhancing the existing protection: If your trust account is in an overdraft position because of a counterfeit certified cheque or bank draft, and the shortfall is strictly between the bank and you (no legitimate client funds are taken, or the amount of funds disbursed exceeded that belonging to legitimate clients), you will now have protection — at no additional cost — under the insurance program, provided that you comply with certain coverage requirements.

Umbrella Liability Policy is coverage which provides excess amounts of insurance above the primary policy as well as additional liability coverages.

Since this only covers accidental death and does not cover natural causes (such as heart disease, stroke, or cancer), this life insurance rider is best purchased when the insured is maxed out on the amount of life insurance they can qualify for and he or she need some additional coverage.

With Replacement Cost coverage from Foremost, you may be eligible to receive up to an additional 20 % of the amount of insurance for your home if needed to replace it.

Although these liability coverages represent the minimum car insurance in California, drivers are always able to purchase additional coverage amounts and other types of coverage such as Collision, Comprehensive, Medical Payments or Uninsured / Underinsured Motorist.

Personal insurance coverage amounts are written in increments of $ 1 million and supplement your present policies to provide additional personal liability protection.

The minimum amount of coverage may just be liability insurance, or it may include uninsured / underinsured motorist or additional medical coverage.

Furthermore, if a claimant is an insured under the underinsured motorist coverage on separate or additional policies, the limit of underinsured motorist coverage applicable to the claimant is the difference between the amount paid to the claimant under the exhausted liability policy or policies and the total limits of the claimant's underinsured motorist coverages as determined by combining the highest limit available under each policy; provided that this sentence shall apply only to insurance on nonfleet private passenger motor vehicles as described in G.S. 58-40-15 (9) and (10).

If you then totaled the car without having gap coverage, you wouldn't have any coverage on the additional amount you owe on the lease because the regular insurance premium would only cover the cash value of the vehicle.

Colorado requires a minimum amount of liability coverage to pay for damages you cause to someone else, but it's a good idea to talk to your insurance agent or company about additional coverage for you and your passengers.

Additional Deposit Privilege With some whole life insurance products, additional deposit privilege will allow you to increase your amount of coverage Additional Deposit Privilege With some whole life insurance products, additional deposit privilege will allow you to increase your amount of coverage additional deposit privilege will allow you to increase your amount of coverage over time.

The first page of the insurance policy that generally includes your name, address, the insured property, its location and description, the policy period (how long the coverage will be in force), the amount of the insurance coverage, the premiums and additional specific information provided by the insured.

Life insurance policy riders can provide policy holders with additional benefits, as well as increase peace of mind that if something happens, there will still be an adequate amount of coverage.

Though a basic amount is usually included as part of these insurance packages, it's often wise to use stand - alone jewelry insurance as additional coverage.

After making sure that you have the minimum amounts of coverage, you may also want to add additional protective provisions to your Provo car insurance.

When the child turns age 18, the amount of the life insurance coverage will automatically double — at no additional premium cost.

This coverage allows the policy owner to purchase additional amounts of insurance on the life of the insured person without evidence of insurability up to a maximum of 5 times.

This coverage provides an additional amount of insurance if the insured suffers a fracture, dismemberment, loss of one or more limbs or loss of sight or death due to an accident.

A whole life insurance policy will provide a set, guaranteed amount of coverage, as well as a premium amount that is locked in and guaranteed never to increase — even as the insured ages, and even if the insured contracts a health issue (or an additional health issue) in the future.

Our experts can assist you with additional information regarding life insurance companies, and provides you with more details about the proper amount of life insurance coverage, the type of policy that may be best, and which of the many life insurers in the marketplace may be best for you.

If you currently own large amounts of life insurance or may be looking for additional coverage, premium financing may prove to be very beneficial in your overall estate plan.

If you do not have any other types of life insurance in place, you could add an additional amount of coverage when you purchase burial insurance.

In some cases, final expense insurance policyholders may also add in an additional amount of coverage for costs such as potential final uninsured medical and / or hospice expenses that loved ones could be responsible for paying.

Dividends can be paid in cash, used to reduce your premium payments, left to accumulate at a specified rate of interest or used to purchase paid - up additional insurance which will increase your face amount of coverage.

Given such a schedule, one can determine how much additional money must be added to a fund each year so that the current insurance level, combined with the accumulated cash in the fund, exactly equals the original amount of insurance coverage.

Finally, for those who want a decent amount of coverage but can only qualify for guaranteed issue life insurance, accidental death insurance is a great choice to add some additional coverage.

Today it is Replacement Cost Coverage, which means each insurance company designates a percentage of additional coverage on top of the insured amount.

Rather, you will want to evaluate additional factors including the deductible amounts and the coverage offered from each of the auto insurance discounters.

State insurance laws cover matters such as the minimum amounts of bodily injury liability and property damage liability coverage that must be carried, with some states mandating additional types of auto insurance.

Today, it is replacement cost coverage, which means each insurance company designates a percentage of additional coverage on top of the insured amount.

If he can take additional coverage, he need to pay Rs 2,500 additional amount and he would have total insurance coverage of over Rs 10 Lakhs which is 10 times of insurance premium paid.

Some insurers do impose limits on the amount of coverage for personal possessions, so it may be wise to purchase additional insurance to cover your valuables, Worters adds.

The majority of comprehensive insurance policies include a certain amount of coverage for motorcycle accessories and custom parts, but you do have the option to purchase more than the minimum amount for additional protection.

Most group sponsored plans allow employees to buy a certain amount of additional life insurance coverage, but even that might not meet their needs.

The fact is, if you have a need for additional life insurance coverage, you may want to purchase supplemental life insurance to add to your current financial plan to provide your loved ones with an adequate amount of protection.

A regular liability policy will have a maximum amount of coverage that can be purchased, but if you want to have additional protection, you need to purchase a Kentucky umbrella insurance policy.

Increasing the amounts of liability coverage or purchasing additional insurance riders for coverage above and beyond your policy.

For example, while a term life insurance policy generally costs less and only covers a specific amount of time, a universal life insurance policy is one that can offer you additional benefits (cash value, permanent coverage, etc.).