As you would expect, the Mastercard ® Black Card ™ also has a much higher annual fee, $ 495, and you pay $ 195 for
each additional authorized user on the card.
Not exact matches
The Chase Freedom isn't like other low - interest credit
cards — it also offers cardholders a sign up bonus of $ 150 after you spend $ 500
on purchases in your first 3 months from account opening, and an
additional $ 25 bonus after you add your first
authorized user and make your first purchase within the same 3 - month period.
And, if you are cardholder thinking of adding an
authorized user to your account, you should be extremely careful about handing out
cards to
additional users, since you will be responsible for any balances they put
on the
cards.
Along with the clear benefits of adding positive credit history to anyone's credit score, becoming an
authorized user on a
card with a not - so - positive track record that includes late payments or high utilization can lead to more problems than
additional score points.
You get
additional 10,000 bonus points after you
authorize a first
user to your account and make a purchase
on this
card.
There are no foreign transactions fees
on this
card, and some of these benefits also apply to any
additional authorized users on your account.
Annual Fee: $ 450
Authorized Users: $ 50 per
additional user Current Sign - up Bonus: 40,000 ThankYou Points after spending $ 4,000 within first 3 months (worth $ 532 in airfare (1.33 cents each)
on flight rewards and 1 cent
on gift
cards)
Net Purchases made by
authorized users through
additional cards on the primary cardmember's AAdvantage ® Aviator ® Red account will count toward the primary cardmember's qualifying spend.
The Hyatt Credit
Card has a signup bonus of 40,000 bonus points after you spend $ 2,000
on purchases in the first three months and an
additional 5,000 points for adding an
authorized user and making a purchase in the first three months.
On the other hand, those who find the initiation and annual fees to be just too far out of reach should strongly consider American Express's Platinum
card, which is just $ 450 a year, with
additional authorized users for only another $ 175 per year for three
additional cards.
While there are no
additional bonuses for adding
authorized users, you can earn extra Medallion Qualification Miles (MQMs) and redeemable miles if you spend a good amount
on the
card.
Purchases made through
additional cards on the primary cardmember's account (
authorized users) will count toward the primary cardmember's qualifying spend.
These
cards come with no
additional benefits but are just a way to have
authorized users, really it never made any sense to pay Amex to let you have more people spend money
on your account.
The Chase Freedom isn't like other low - interest credit
cards — it also offers cardholders a sign up bonus of $ 150 after you spend $ 500
on purchases in your first 3 months from account opening, and an
additional $ 25 bonus after you add your first
authorized user and make your first purchase within the same 3 - month period.