Sentences with phrase «additional cash value increases»

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Should your investments perform well and the cash value increases, it can be used to pay premiums or purchase additional coverage.

Flex - Pay Paid - Up Additions Rider: allows you to make additional payments into your policy to increase the cash value and death benefit.

Adding a paid up additions rider or paid - up additional insurance rider allows you to make additional monthly or annual payments into your policy to increase the death benefit and cash value.

Dividends can be used to purchase additional paid - up insurance, further increasing the death benefit and cash value growth of the policy.

Flex Pay PUA Rider — Paid - up additions riders allow you to pay additional premium into your policy to purchase additional participating whole life insurance, which increases your death benefit and cash value.

Value Enhancement Rider: The VER is a whole life insurance rider that allows you to add additional single or periodic premium payments to your policy to purchase paid up additions, increasing your death benefit and cash vValue Enhancement Rider: The VER is a whole life insurance rider that allows you to add additional single or periodic premium payments to your policy to purchase paid up additions, increasing your death benefit and cash valuevalue.

Should your investments perform well and the cash value increases, it can be used to pay premiums or purchase additional coverage.

In addition, if cash value accumulation is a high priority for you, you can increase your regular premium payments or make additional unscheduled payments into your policy.5 Paying additional premiums provides you with the opportunity for greater cash value accumulation — which can then be used3 if needed in the future.

The Additional Life Insurance Rider (ALIR) allows the owner of the policy to make increased premium payments in order to purchase additional participating paid up life insurance, increasing the policy's death benefit and cash valAdditional Life Insurance Rider (ALIR) allows the owner of the policy to make increased premium payments in order to purchase additional participating paid up life insurance, increasing the policy's death benefit and cash valadditional participating paid up life insurance, increasing the policy's death benefit and cash value growth.

You can include a paid - up additions rider in your policy, which allows you to make purchases of paid - up additional insurance with no proof of insurability, increasing the cash value and death benefit proportionately.

Additional contributions under the PUA rider will further increase both cash value and the death benefit.

If, in the policy's first year, the policyholder contributes an additional $ 5,000, these paid - up - additions boosts the policy's cash value by $ 5,000 immediately while increasing the death benefit by $ 25,000.

Additional Paid Up Insurance (API) Rider: allows you to add additional premium payments to your policy to purchase «paid - up» life insurance, increasing your death benefit and cAdditional Paid Up Insurance (API) Rider: allows you to add additional premium payments to your policy to purchase «paid - up» life insurance, increasing your death benefit and cadditional premium payments to your policy to purchase «paid - up» life insurance, increasing your death benefit and cash value.

Given the significant increases in land and quota values over the last number of years it is becoming increasingly difficult to transfer the family farm at fair market value and meet the cash requirements of paying farm debt, repaying of the parents» investment, paying income tax on the farm operations, investing in additional farm operations and upgrades, and provide a living for the children.

The additional paid up insurance (API) rider can also be used to increase the policy's death benefit and cash value.

Additional out - of - pocket payments may be needed if actual dividends or investment returns decrease, if you withdraw policy cash values, or if current charges increase.

In addition to paying required premiums, universal life insurance policyholders can also pay in additional funds to increase the cash value of the policy.

The cash value of the policy will increase with a fixed premium level, crediting of excess or additional interest and also a better life insurance experience.

Paid - Up Additions Amounts of life insurance purchased either by policy dividends or by additional premium, and added to the original life insurance policy to increase the death benefit and cash values.

You can pick how you want the dividends to be used: paid out in cash, reduce your premium payments, accumulate interest, or pay for Paid Up Additional insurance (which increases your policy value).

Dividends can be used for many things but the most popular option is paid up additions, which allow you to buy paid up additional life insurance, increasing your death benefit and cash value.

Additional Premium Life insurance premiums, in addition to those planned or scheduled, that can be applied directly toward the purchase of additional coverage and / or to increase caAdditional Premium Life insurance premiums, in addition to those planned or scheduled, that can be applied directly toward the purchase of additional coverage and / or to increase caadditional coverage and / or to increase cash values.

The indexed universal, or also called IUL, has an additional growth measure through using indices to hedge risk while still allowing more cash value increases than standard interest rates.

This cash can be used to purchase additional life insurance (paid - up additions) that increases both the total death benefit and cash value of your life insurance policy.

Should your investments perform well and the cash value increases, it can be used to pay premiums or purchase additional coverage.

Whole life insurance combines a level premium with guaranteed cash values which the policy owner may use to meet a variety of financial goals.3 Whole life insurance policies may also produce excess credits, which may be used to purchase additional paid - up life insurance, potentially increasing the available death benefit.

However, the policy does not provide any returns beyond the death benefit (the amount of insurance purchased); the policy has no additional cash value, unlike permanent life insurance policies, which have a savings component, increasing the value of the policy and its eventual payout.

Dividends are not guaranteed and will vary year to year when they are paid, but if you have a participating policy you can take your dividends as cash, use them to pay your premiums or use them to purchase additional insurance to increase your policy's face value.

You may find the additional protection of replacement cost value is worth the small increase in your premium quote from what it was when you had actual cash value coverage.

Death benefit at 65 would be $ 1.165 M; cash values and death benefit continue to increase after 65 with no additional premium owed.

Dividends can be used to increase cash value, reduce the current premium, or buy additional paid up insurance.

Also known as the Additional Life Insurance Rider, paid up additions allow you or your child to contribute extra premiums into the policy to increase the death benefit and cash value.

These dividends provide many advantages, including additional cash value or increased death benefit.

The additional paid up insurance (API) rider can also be used to increase the policy's death benefit and cash value.

As a result, if a permanent insurance policy is held until death, the taxation of any gains are ultimately avoided altogether; they're not taxable under IRC Section 7702 (g) during life, and neither the cash value growth nor the additional increase in the value of the policy due to death itself are taxable at death under IRC Section 101 (a).

You may also receive dividends that you can use to reduce your premiums, increase your coverage, pay back loans, purchase additional term insurance, or take in cash value.

These reasons for a change in the face amount can include additional paid up insurance bought with dividends, a face reduction for the purpose of saving money on insurance costs, and having an increasing death benefit based on cash value.

The cash value of paid - up additional insurance can increase over time, and these increases are tax - deferred.

The Additional Life Insurance Rider (ALIR) allows the owner of the policy to make increased premium payments in order to purchase additional participating paid up life insurance, increasing the policy's death benefit and cash valAdditional Life Insurance Rider (ALIR) allows the owner of the policy to make increased premium payments in order to purchase additional participating paid up life insurance, increasing the policy's death benefit and cash valadditional participating paid up life insurance, increasing the policy's death benefit and cash value growth.

Permanent life insurance is often also called «cash - value» insurance, which refers to an additional savings feature that increases the value of a policy.

As your income grows, time passes, and more discretionary income becomes available, universal life allows you to make additional payments or increase payment amounts, which can produce greater cash value.

The additional coverage increases your death benefit and cash value.

Additional Paid Up Insurance (API) Rider: allows you to add additional premium payments to your policy to purchase «paid - up» life insurance, increasing your death benefit and cAdditional Paid Up Insurance (API) Rider: allows you to add additional premium payments to your policy to purchase «paid - up» life insurance, increasing your death benefit and cadditional premium payments to your policy to purchase «paid - up» life insurance, increasing your death benefit and cash value.

Over time, the guaranteed cash value, and dividends (when payable) can be used for the trust's immediate use, or the dividends could purchase paid - up additional insurance to increase the total death benefit payable to the trust.

Paid Up Additions: allows you to add additional premium payments to your policy to purchase «paid - up» life insurance, increasing your death benefit and cash value.

Value Enhancement Rider: The VER is a whole life insurance rider that allows you to add additional single or periodic premium payments to your policy to purchase paid up additions, increasing your death benefit and cash vValue Enhancement Rider: The VER is a whole life insurance rider that allows you to add additional single or periodic premium payments to your policy to purchase paid up additions, increasing your death benefit and cash valuevalue.

Using dividends to purchase additional paid up whole life insurance is a way to systematically increase both cash value and death benefit in the same way as paid up additions would do so without violating the MEC rules for life insurance contracts.

You can include a paid - up additions rider in your policy, which allows you to make purchases of paid - up additional insurance with no proof of insurability, increasing the cash value and death benefit proportionately.

The cash value increases as you pay additional premiums and interest accumulates.

Paid - up additional insurance increases the total death benefit as well as the cash value the policy owner can either borrow as a loan or receive upon the cash surrender of the policy.