Sentences with phrase «additional credit when»

McNamara says that while most people should not apply for additional credit when they are applying for a mortgage, some consumers who lack a recent credit history can improve their score by being approved for a new credit card and then using it once.

It's also important to use a card periodically just to main tain a credit histor y; without a good history, you could find it difficult to obtain additional credit when you really need it.

FICO suggests that borrowers only take on additional credit when they must have it or when it makes sense financially.

Notably, these limits only apply if the amount of advanced tax credits was too high, such that the taxpayer was overcredited and needs to pay back the excess amounts received; if the credits were too low, there is no limit on what the taxpayer can receive in additional credits when the tax return is ultimately filed (beyond the limits of the premium assistance tax credit itself) in the event that income dropped significantly and a higher credit was due.

Not exact matches

Now, when even minor challenges come, she must either turn to expensive alternative lending products or suffer additional deleterious entries on her credit report.

When it gets low or reaches zero then you can purchase additional signal credits with «top - ups» that start at $ 5 for 500 signals.

Additional signs of easing came earlier this week, when the Mortgage Bankers Association (MBA) released the latest results of its Mortgage Credit Availability Index.

If you need $ 50,000 to start, but believe you'll need additional capital down the road when you start to grow, you may want to look into revolving credit.

Safety programs are one way to get additional credits and discounts when shopping for commercial insurance.

Of course the banks already cap the size of their customers» credit lines to limit default risk, and charge additional fees when they allow customers to take (limited) cash advances.

When you take out a debt consolidation loan, your debts will still be marked as paid as agreed, which shouldn't affect your ability to get additional credit if you need to take out a car loan or mortgage while you're repaying your debt consolidation loan.

Just be aware of one factor Barrett warns about: «Renegotiating the terms of a loan is likely to ding your credit score, so it's best to use this tactic when you're not planning to apply for additional credit in the next year or so.»

When the short leg is deeper in the money compared to the long leg (credit spread), the full value of the long option is used for coverage plus an additional margin equal to the strike difference.

World of Hyatt members earn an additional 5x the points on Hyatt hotel stays, bringing the total to 8x points when you add them to your credit card points.

That this House declines to give a Second Reading to the Welfare Benefits Up - rating Bill because it fails to address the reasons why the cost of benefits is exceeding the Government's plans; notes that the Resolution Foundation has calculated that 68 per cent of households affected by these measures are in work and that figures from the Institute for Fiscal Studies show that all the measures announced in the Autumn Statement, including those in the Bill, will mean a single - earner family with children on average will be # 534 worse off by 2015; further notes that the Bill does not include anything to remedy the deficiencies in the Government's work programme or the slipped timetable for universal credit; believes that a comprehensive plan to reduce the benefits bill must include measures to create economic growth and help the 129,400 adults over the age of 25 out of work for 24 months or more, but that the Bill does not do so; further believes that the Bill should introduce a compulsory jobs guarantee, which would give long - term unemployed adults a job they would have to take up or lose benefits, funded by limiting tax relief on pension contributions for people earning over # 150,000 to 20 per cent; and further believes that the proposals in the Bill are unfair when the additional rate of income tax is being reduced, which will result in those earning over a million pounds per year receiving an average tax cut of over # 100,000 a year.

As with his last movie, there are some intriguing song choices here and it's good hummable fun when the opening credits are scored to the titular theme of the original 1966 «Django,» but I still feel like some original music could help lend the movie an additional shred of identity.

The script by Cline and Zak Penn is so efficient that everything you've read in the previous paragraphs is delivered to the audience before the credits even roll, plus this additional bit of information: When Halliday dies, he leaves behind a contest for Oasis users.

She already had an extensive list of acting credits when 2006's Away From Her established Polley's additional skills as a writer and director.

In May 2014, a study by Andrew Catt of the Friedman Foundation found that scholarship tax - credit laws generally imposed very few additional regulations on schools when first enacted and over time.

This pioneering initiative began when CSU supplemented the California 11th grade math and English language arts / literacy exams with a small number of additional items so the tests would measure CSU's standards for readiness for credit - bearing courses.

Currently, 75 percent of first - time adult students require remediation when they enroll in community college; even though they have graduated high school, these students can benefit from additional supports to succeed in credit - bearing coursework.

The price is $ 299, which is the same as the Samsung Galaxy Tab 4 10.1 without the NOOK brand, so what you get when you buy it is a bonus in the form of $ 200 worth of bestselling books, magazines, and TV shows included for free, with an additional $ 5 starter credit at Barnes & Noble.

When you run out of your listening credits you can simply listen to additional content.

My wife Lesleyann makes a cameo with a creaking door at one point in the first eight episodes, and she deserves a production credit for putting up with the many hours I was lost to this project, the many months I talked about how I wanted to do it before I did it, and the many days where she volunteered to banish herself to her parent's house (thank you Joe and Maris) so she could avoid making additional appearances with the inevitable sounds one makes when you walk around the house.

Additional signs of easing came earlier this week, when the Mortgage Bankers Association (MBA) released the latest results of its Mortgage Credit Availability Index.

If your benefits start at age 70, you get credit for the 48 additional months when you did not get benefits and your monthly benefit will be 32 % higher.

Many cards will offer additional points, cash back, or mileage earnings when you transfer another credit card balance to the rewards card.

Additional bonuses include a 12 - month 0 % introductory rate on all balance transfers or new purchases and Bank of America customers will receive a 10 % loyalty bonus when redeeming credit card rewards into their checking or savings account.

Check out our list for the low - down on popular credit cards that offer bonus point deals as well as some additional information to keep in mind when choosing a rewards card.

Program members earn 5 points per $ 1 spent at Hyatt properties, plus additional points when they pay with a co-branded credit card.

When it comes to getting a personal loan, borrowers with low credit scores end up shouldering thousands of additional dollars of debt because they sign up in a pinch.

Credit cards seem like a great way to get access to additional capital when you're running low on cash.

In this way, a credit card provides additional flexibility when making financial decisions.

You can purchase a credit score from Experian when you request your free annual credit report for an additional fee of about $ 10 per report,» says Maxine Sweet, Experian's vice president of public education.

When your budget doesn't balance: While a personal line of credit can help solve a short - term cash flow issue when you know additional cash is on its way, you should never use a personal line of credit to help you balance a budget that consistently results from spending more than you eWhen your budget doesn't balance: While a personal line of credit can help solve a short - term cash flow issue when you know additional cash is on its way, you should never use a personal line of credit to help you balance a budget that consistently results from spending more than you ewhen you know additional cash is on its way, you should never use a personal line of credit to help you balance a budget that consistently results from spending more than you earn.

First, like all Discover cards, it has no foreign transaction fees, so you won't pay 2 - 5 % in additional fees when you use your credit card for purchases outside of the United States.

Earn an additional $ 200 statement credit when you spend $ 10,000 in your first year.

World of Hyatt members earn an additional 5x the points on Hyatt hotel stays, bringing the total to 8x points when you add them to your credit card points.

Under the Fair Credit Reporting Act, all consumers have the right to request an additional free copy of their credit report when a credit application is dCredit Reporting Act, all consumers have the right to request an additional free copy of their credit report when a credit application is dcredit report when a credit application is dcredit application is denied.

No draws are allowed on a HELOC when the HELOC balance is greater than 50 percent of the fair market value of the homestead, as determined when the HELOC was originally granted (even if additional credit limit is available).

This means you can earn additional cash back at department stores during the final three months of the year when consumers are most likely to use their credit cards for Christmas shopping but only earn 1 % on gas purchases.

With it, you can accumulate reward points over time as you spend, but you'll also receive additional rewards when you use your credit wisely.

If your credits, withholdings and estimated tax payments are less than the amount of tax owed in # 6 above, you'll owe additional taxes when you file your return.

Unfortunately, the TJX Rewards Platinum MasterCard charges an additional 3 percent on all purchases made outside of the United States, which can add up to quite a bit if you prefer using credit cards to spending cash when traveling overseas.

Additional limitations to the lender credit may apply when used in conjunction with any other RP Funding offer (s).

Credit card companies have no shortage of imagination when it comes to additional fees.

Refinancing your home may make sense when your home equity and your financial circumstances will qualify you for additional credit.

Bottom Line: This card doesn't come with as many perks as The Platinum Delta SkyMiles ® Credit Card from American Express, but with a bonus of 60,000 SkyMiles ® and additional benefits when flying Delta Air Lines, it's a great card to have for frequent Delta flyers with a much lower annual fee.

Someone with bad credit usually finds many difficulties when trying to get additional credit.

When you take out a debt consolidation loan, your debts will still be marked as paid as agreed, which shouldn't affect your ability to get additional credit if you need to take out a car loan or mortgage while you're repaying your debt consolidation loan.