Even small changes in relative risk can be quite substantial for diseases like malaria that kills over 1,600 per million and diarrhea that kills over 1,000 / million population — and yes, mostly children; therefore in this case even a small or «marginal» risk translates to a potentially very large number of
additional deaths over baseline; this is how confusion between «relative» vs. «attributable» risk can be misleading.
The overall increase amounted to 142
additional deaths over the 25 - year study period.
Not exact matches
If the trend continues, the world could see as many as 116,000
additional deaths annually, according to a recent study — essentially eliminating the impressive gains made
over the past 15 years.
In South Africa alone, cutbacks could result in more than 500,000
additional cases of HIV and more than 1.6 million more
deaths over the next 10 years.
Additional results of the study show that the relationship between lower opioid overdose
deaths and medical marijuana laws strengthened
over time;
deaths were nearly 20 percent lower in the first year after a state's law was implemented, and 33.7 percent lower five years after implementation.
However, the
death benefit payable shall never be lower than 105 % of all premiums paid (excluding any
additional charges as levied by the Company
over and above the standard premium rates).
Indexed Universal Life offers some
additional benefits
over Universal Life, including potential for higher returns and two
death benefit options.
The
additional 10 % tax generally does not apply to payments that are: • Paid after you separate from service during or after the year you reach age 55; • Annuity payments; • Automatic enrollment refunds; • Made as a result of total and permanent disability; * • Made because of
death; • Made from a beneficiary participant account; • Made in a year you have deductible medical expenses that exceed 7.5 % of your adjusted gross income; * • Ordered by a domestic relations court; or • Paid as substantially equal payments
over your life expectancy.For more info see: https://www.tsp.gov/PDF/formspubs/tsp-780.pdf Enjoy your retirement!
In addition, riders can be added to each policy that allow you to adjust the
death benefit, either so that it increases
over time, it decreases
over time, or you're able to purchase
additional coverage later without medical questions.
If you are 60 years old or
over (or a
death benefit dependant and the deceased died at 60 years old or
over) and your capped defined benefit income exceeds the defined benefit income cap, you may have
additional tax liabilities:
A greater life expectancy adds
additional premium payments, and also reduces the NPV of the
death benefit (because it's discounted
over a larger number of years waiting for the payout to occur).
«Arctic Ice in «
Death Spiral» with
additional heating due to global warming, the extent of sea ice cover has gotten smaller and smaller
over the summers since the 1980s.
The European Environment Agency projects that Chernobyl will cause between 17,000 and 68,000 cancer
deaths over the 50 years following the 1986 accident, as well as
additional cardiovascular and immunological diseases.
While a 10 to 20 year term may save you premium
over the long run (and offer
additional death benefit beyond your mortgage), this type of policy works if your only real purpose for the benefit payout is to coverage the remaining principal on your home when you pass.
Over time, life insurance policies have evolved from simply offering pure
death benefit protection, to providing many
additional savings and investment options.
Riders are optional clauses in insurance policies which offer
additional financial security by payment of a nominal extra amount
over and above the premium to cover disability,
death etc..
Accidental
Death Benefit rider offers an additional sum assured over the base plan offering in case death occurs due to an acci
Death Benefit rider offers an
additional sum assured
over the base plan offering in case
death occurs due to an acci
death occurs due to an accident.
As with signing
over the
death benefit, you will also receive
additional tax related benefits for implementing this strategy as well.
This policy would, essentially never acquire
additional cash value, and the cash value you brought into the policy would likely soon evaporate (
over 5 - 10 years) or be used to «buy - down» the premium, but as long as you paid the premium, there would be a $ 75,000
death benefit available.
The loan is collateralized by the
death benefit and is not required to be paid back, or it can be paid back
over any time frame the owner desires to build
additional wealth inside the policy.
Paid Up Additions (PUA) DEFINITION: paid up
additional life insurance purchased with
additional premiums or dividends,
over and above required premiums, that will immediately contribute to your
death benefit as well as the cash value of the policy, dollar for dollar, minus any applicable fee.
Double accident benefit usually refers to a benefit in case of accidental
death, whereby the claimant gets an
additional amount
over and above the sum assured.
The policy holder is also able to access up to 75 % of the policy's
death benefit if he or she is diagnosed with a terminal illness, and the policy may be converted
over to a permanent life insurance policy without
additional underwriting (in particular circumstances).
In addition, riders can be added to each policy that allow you to adjust the
death benefit, either so that it increases
over time, it decreases
over time, or you're able to purchase
additional coverage later without medical questions.
Whole life insurance does give the policy owner the option of using dividend payments to purchase
additional paid up insurance, so hypothetically a whole life policy can have an increasing
death benefit
over time if this dividend option is chosen.
The accidental
death benefit rider is an optional policy provision that pays an
additional amount
over and above your policy coverage amount in the event the insured's
death is caused by an accident.
Dividends can either be used to buy
additional paid up insurance, so the
death benefit rises
over the life of the contract, be used to build cash value faster in the policy, or can be taken as cash by the owner.
Riders can be attached to the base policy by payment of
additional premium called Rider Premium
over & above the premium paid to secure the
death benefit.
Kotak Term Rider (KTB): This rider provides an
additional death cover over and above the Death Benefit of the base
death cover
over and above the
Death Benefit of the base
Death Benefit of the base plan
Over time, the guaranteed cash value, and dividends (when payable) can be used for the trust's immediate use, or the dividends could purchase paid - up
additional insurance to increase the total
death benefit payable to the trust.
Having this policy means, if the life assured becomes a victim of an accidental
death, the nominee will receive an
additional benefit
over and above the base policy coverage that is why it is said Extra Life option.
All the benefits of a whole life policy with the
additional benefit of potentially growing your
death benefit
over your lifetime making it a great choice for building a legacy.
For example 1) Accidental
Death Benefit Rider: This rider pays an additional amount over an above the basic sum assured amount in case of death of the life assured due to an acci
Death Benefit Rider: This rider pays an
additional amount
over an above the basic sum assured amount in case of
death of the life assured due to an acci
death of the life assured due to an accident.
This
additional insurance substantially adds to your original
death benefit amount
over time, and it is normally associated with whole life insurance that pays dividends.
Several policy riders are available: The Enrichment Rider (option to add more coverage and cash value
over time as you need it); Accident
Death Benefit (additional payment for a death as the result of an accident); Child Term Rider (coverage added for your children); Enhanced Care (cash value available for prolonged illness with access to up to 90 percent of the policy value); Flex Term Rider (a term life policy can be added that adds to the coverage for a period of time); and the Disability Waiver (premium is waived for a disability of six months or m
Death Benefit (
additional payment for a
death as the result of an accident); Child Term Rider (coverage added for your children); Enhanced Care (cash value available for prolonged illness with access to up to 90 percent of the policy value); Flex Term Rider (a term life policy can be added that adds to the coverage for a period of time); and the Disability Waiver (premium is waived for a disability of six months or m
death as the result of an accident); Child Term Rider (coverage added for your children); Enhanced Care (cash value available for prolonged illness with access to up to 90 percent of the policy value); Flex Term Rider (a term life policy can be added that adds to the coverage for a period of time); and the Disability Waiver (premium is waived for a disability of six months or more).
The nominee will receive an
additional 100 % of sum assured in 120 monthly installments
over a period of 10 years, which commences from the date of payment of the
death benefit.
Accidental
Death Benefit — An additional benefit over and above the life insurance death ben
Death Benefit — An
additional benefit
over and above the life insurance
death ben
death benefit.
Enhanced Protection The
additional protection provided by an Accidental
Death Benefit Rider will be
over and above the base cover.
However if you opt for accidental
death benefit rider; your nominee gets
additional sum assured
over and above the basic sum assured.
Since no riders are being offered under this policy no
additional amount
over and above the base cover amount will be paid in case of
death due to accident.
Hello Ankur, Accidental
Death Benefit rider is an additional payment made over and above the normal sum assured in case of death due to an acci
Death Benefit rider is an
additional payment made
over and above the normal sum assured in case of
death due to an acci
death due to an accident.
However, the
death benefit payable shall never be lower than 105 % of all premiums paid (excluding any
additional charges as levied by the Company
over and above the standard premium rates).
The ADB rider provides
additional coverage in case of accidental
death, which will be
over and above the base cover.
This rider provides
additional death benefit
over and above the benefit provided under the base policy in case of your
death.
Accidental
death rider pays
additional sum assured
over and above the policy sum assured in case the
death is due to accident.
If a policy has an accidental
death rider, then the nominee will get
additional money for this rider
over and above the base policy benefit.
The difference is, if you opt for an Accidental
Death Benefit Rider then if death happens due to an accident, the additional benefit of the rider will be paid over and above the normal sum ass
Death Benefit Rider then if
death happens due to an accident, the additional benefit of the rider will be paid over and above the normal sum ass
death happens due to an accident, the
additional benefit of the rider will be paid
over and above the normal sum assured.
b) Extra Life Option (Accidental
Death Benefit): A additional lump sum amount is paid in case of death, over and above Sum Assured in case of death due to acci
Death Benefit): A
additional lump sum amount is paid in case of
death, over and above Sum Assured in case of death due to acci
death,
over and above Sum Assured in case of
death due to acci
death due to accident.