There are many exclusions on a General Liability policy just on the standard forms and then each individual insurance carrier can apply
additional exclusions as they see fit.
Additional exclusion criteria that would preclude successful participation in the intervention program included (diagnosed) lactose intolerance and / or dairy protein allergy, chronic obstructive pulmonary disease, and / or orthopedic limitations.
In addition to the exclusion for adventure activities already discussed, you should be aware that the coverage you need in your backpack travel insurance will have
additional exclusions like these:
Additional exclusions may apply in store.
It has some of the shortest waiting periods before coverage kicks in (five days for accidents, 14 for illnesses), and
no additional exclusions for hip dysplasia (unlike Healthy Paws).
With quake coverage, there are
additional exclusions.
Some additional exclusions may apply to specific activities including scuba diving, hand gliding, sky diving, and auto racing or motorcycle racing.
Your claim settlement will also take into account
the additional exclusions or special limits of insurance listed in the policy wording.