Sentences with phrase «additional fire coverage»

Your homeowners insurance policy covers losses caused by fires, but you may want to consider purchasing additional fire coverage especially if your home was built adjacent to the wildland areas.
If you reside on a farm or in a wooded area, or an area that is particularly prone to fire, you may need additional fire coverage to protect your investment in your home and belongings.

Not exact matches

If you lose the use of your home on a temporary basis due to a covered loss such as a fire, loss of use coverage makes sure you have a place to stay and pays for your additional living expenses.
If a covered loss such as a fire prevents you from using the apartment while repairs are being made, or while you're relocating, this coverage kicks in to take care of additional living expense incurred as a direct result of the covered loss, such as hotel costs.
Not only do you get the obvious coverage, like personal property coverage if there's a fire, but you also have additional types of coverage that are rarely discussed and many people aren't even aware of.
As the fire victims search for a place to go tonight, loss of use coverage would take care of additional living expenses such as a hotel and meals.
Potentially, even emergency refills of prescriptions lost in a fire could be covered under additional living expenses, though usually they fall under personal property coverage.
To break that down, if a civil authority forces you to evacuate because of a direct and nearby fire which logically puts your own home at risk, additional living expenses coverage may be available to you.
Rest assured knowing that if you have a renters insurance policy, you'll be able to get new items to replace those lost in the fire, and that you have coverage for additional living expenses.
A fire is a covered loss, so even if it didn't cause damage to your apartment, if the building is not usable, the fire is still the cause of loss so you still have the additional living expense coverage.
If a covered loss like a fire prevents you from using your apartment, your coverage kicks in to help with those additional living expenses.
If that were the case, you might need to purchase additional fire insurance to provide coverage beyond the limit of your standard policy.
Even a small fire can cause a significant number of people to have to spend time in a hotel and to incur additional costs, and the coverage was crucial here.
A properly written University of Texas renters insurance policy for college students would offer coverage for additional living expenses pertaining to the fire.
Loss Of Use / Additional Living Expenses coverage is there to help your maintain your standard of living if there's a fire or other covered loss.
If you have a fire or another covered loss and you can't use your home as a result, additional living expense coverage kicks in to pay for a hotel.
If there's a covered loss like a fire, or a burst pipe, and you can't stay in your home as a result, loss of use coverage takes care of the additional living expenses.
This coverage is called Loss of Use and it pays for your additional living expenses after a fire or other covered loss.
Renters insurance coverage in that situation could extend to the additional living expenses that you incur as a result of being told by a civil authority that you can't stay in your home due to nearby damage from a covered peril such as fire or wildfire.
Not only do you have coverage for the property that's lost as a result of that fire, but you're also covered for your additional living expenses such as a hotel.
After a fire or other loss, you'll depend on your additional living expenses coverage.
Don't forget that you have coverage for additional living expenses caused by losses like fires, as well.
Additional coverage offerings include coverage packages, business life insurance, contractors» equipment, earthquake, fire, flood and professional liability.
You may need additional coverage to ensure you will be covered in the event of an event such as a house fire.
Additional living expenses coverage may help cover the reasonable increase in living expenses, such as the cost of hotel stays and food, after a fire or other covered loss.
Physical Damage: Can pay for repairs to your truck if it's damaged in an accident, whether it's caused by a collision with another vehicle or a falling tree branch and can include Collision insurance, Comprehensive insurance, or Fire and Theft with Combined Additional Coverages.
In the event a fire or other disaster puts your condo out of commission, additional living expenses coverage may reimburse you for cost of temporary housing while your unit is being fixed.
If your neighbor has a fire that spreads or causes smoke damage to your apartment, that's a covered loss and you'd even have coverage for additional living expenses while repairs are being made.
Additional living expenses coverage may help cover the reasonable increase in living expenses, such as the cost of hotel stays and food, after a fire or other covered loss.
If your apartment was unlivable because of a fire, your loss of use coverage would reimburse you for the additional expense of a temporary rental while your apartment or home is under repair.
Even a small fire can cause a significant number of people to have to spend time in a hotel and to incur additional costs, and the coverage was crucial here.
If you need to return home early due to covered reasons, such as death of a close relative or your house being on fire, trip interruption benefit will provide the coverage for additional expenses you may incur to get home earlier.
Comprehensive insurance is one of three insurance coverages, along with Collision insurance and Fire and Theft with Combined Additional Coverage insurance, that make up the Physical Damage insurance package.
In case you need to return back to your home country prematurely due to covered reasons; such as your house is on fire or flooded; trip interruption coverage will help you pay for the additional expenses to make necessary arrangements.
This is coverage in case you need to return back home from your trip early due to covered reasons; such as your house catches fire or is flooded, or a close relative passes away, it will help you pay for the additional expenses to make arrangements to return home early.
Most policies include additional living expenses (also called loss - of - use coverage), if you are forced by fire or other damage to live elsewhere.
In fact, most policies are surprisingly extensive and may include additional living expenses (also called loss - of - use coverage), if you are forced by fire or other damage to live elsewhere.
In some cases, being told to evacuate by a civil authority, such as what happens when there's a forest fire, also allows access to that additional living expense coverage.
If you want full coverage against fire damage for your vehicle, you may need to purchase additional coverage options.
With this additional coverage, your business may be able to collect funds sufficient to cover monthly expenses and employee salaries in the event that your business must temporarily close or halt operations while you rebuild or repair your business following a fire.
Renters insurance coverage in that situation could extend to the additional living expenses that you incur as a result of being told by a civil authority that you can't stay in your home due to nearby damage from a covered peril such as fire or wildfire.
If you have a fire or another covered loss and you can't use your home as a result, additional living expense coverage kicks in to pay for a hotel.
If you lose the use of your home on a temporary basis due to a covered loss such as a fire, loss of use coverage makes sure you have a place to stay and pays for your additional living expenses.
If you want your vehicle to have full coverage against all types of fire damage, these additional coverage options are necessary.
In addition to your home and personal property, your fire insurance coverage will usually include additional structures on your property, such as a garage or shed.
Therefore, if there are many gifts to be given, or if there happens to be a big ticket item or two, then it may be worth the while of the policyholder to advise the insurer so that a short term additional coverage can be added against certain potential perils such as fire, theft, and other kinds of disaster.
Loss Of Use — Loss of use coverage pays for the additional costs that arise after a fire or other covered loss.
If a covered loss like a fire prevents you from using your apartment, your coverage kicks in to help with those additional living expenses.
A fire is a covered loss, so even if it didn't cause damage to your apartment, if the building is not usable, the fire is still the cause of loss so you still have the additional living expense coverage.
Comprehensive coverage provides additional protection from things like vandalism, fire, and other non-collision events.
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