Sentences with phrase «additional guaranteed coverage»

Not exact matches

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The guarantee purchase rider allows the insured to purchase additional coverage without evidence of good health.

Optional coverage: As a landlord, you can buy additional coverage, such as rent guarantee insurance, natural disaster insurance, employer liability insurance and landlord contents insurance to cover your personal property items such as furnishings or carpet in the rental property.

Putting aside the additional living expenses and looking only at the personal property coverage, it's like they put the money in a savings account with a guaranteed tenfold return.

Guaranteed Purchase Option Rider: allows the insured to purchase additional life insurance coverage with no evidence of insurability at specific ages or for specific events, such as marriage, buying a home and the birth of a child.

Two additional types of replacement value coverage are extended replacement coverage and guaranteed replacement coverage.

Instead of guaranteed cost coverage, the extended replacement option covers an additional 20 % to 25 % of the replacement value of the home.

If you take a permanent policy, a guaranteed insurability clause will enable you to buy additional coverage in the future without needing to qualify based on the state of your health.

As Kee pointed out to Maclean's, most policies offer replacement cost coverage up to certain limits, or guaranteed replacement cost coverage that includes any additional costs beyond.

Guaranteed Purchase Option — option (7) to purchase additional coverage up to $ 100,000 with no evidence of insurability

And, some policies contain guaranteed purchase options, which allow you to buy additional life insurance coverage at specified times, regardless of your health.

As stated, coverage like additional living expenses isn't a guarantee with every basic mobile home insurance policy.

This is because if you're only looking for about $ 25,000 dollars in life insurance coverage, and you're over the age of 45, there's a really good chance that we might just be able to immediately look at some of the guaranteed issue life insurance products that are available today and simply avoid having to ask any additional health related questions!

The guaranteed insurability rider allows you to add additional coverage at specific birthdays.

If the policy is guaranteed renewable, you can extend coverage for an additional term without having to qualify again, though the annual premium will increase because you're older.

A guaranteed insurability rider lets you purchase additional life insurance coverage at a later date (and at specified intervals) without undergoing a medical exam or providing any evidence about your insurability.

A guaranteed purchase option allows you to purchase additional coverage at certain anniversary or events in your life — regardless of your health.

This rule also proposes additional standards related to essential health benefits, meaningful access in the Exchange, consumer assistance tools and programs of an Exchange, non-Navigator assistance personnel, cost - sharing parameters and cost - sharing reduction notices, quality improvement strategy standards for issuers of qualified health plans participating in Exchanges, guaranteed availability and guaranteed renewability, minimum essential coverage, the medical loss ratio Start Printed Page 70742program, the Small Business Health Options Program, and FFE user fees.

Also, some policies contain guaranteed purchase options, which allow you to buy additional coverage at specified times, regardless of your health.

Optional coverage: As a landlord, you can buy additional coverage, such as rent guarantee insurance, natural disaster insurance, employer liability insurance and landlord contents insurance to cover your personal property items such as furnishings or carpet in the rental property.

Instead of guaranteed cost coverage, the extended replacement option covers an additional 20 % to 25 % of the replacement value of the home.

Make driving fun again by guaranteeing you meet basic requirements such as the state minimum coverage and have any additional coverage needed for your particular situation.

Whole life insurance offers lifetime guaranteed coverage with the additional benefit of accumulating cash values.

A whole life insurance policy will provide a set, guaranteed amount of coverage, as well as a premium amount that is locked in and guaranteed never to increase — even as the insured ages, and even if the insured contracts a health issue (or an additional health issue) in the future.

Guaranteed Insurability — if you choose this optional rider, you can add additional coverage without evidence of insurability.

Guaranteed Insurability Rider DEFINITION: an optional rider attached to permanent life insurance policies that allows the owner to elect to purchase additional life insurance death benefit coverage periodically at certain attained ages, or alternatively, upon certain special occasions such as marriage and the birth of a child.

Knowing that there may be life events that will require you to purchase additional life insurance, the Guaranteed Insurability rider allows the policyholder to purchase additional coverage at regular intervals without having to prove insurability.

The additional coverage provided by some disability riders, and the option to purchase additional life insurance at the same health rating as the original policy provided by the guaranteed insurability rider has significantly improved policy owners peace of mind and quality of life.

Guaranteed insurability rider: Available at an additional cost, this rider gives insureds the ability to increase death benefit coverage in the future at no additional charge.

If you take a permanent policy, a guaranteed insurability clause will enable you to buy additional coverage in the future without needing to qualify based on the state of your health.

Another advantage of the guaranteed insurability rider is that all additional insurance coverage added to the policy through the GI rider will be priced at the original health rating of the contract.

Guaranteed Insurability Rider — With this rider, the insured may purchase additional life insurance coverage at a time in the future without having to undergo a medical examination or provide any evidence of insurability.

The guaranteed insurability rider provides the option to purchase additional coverage without having to provide proof of insurability.

Guaranteed Insurability Rider: allows you to increase your disability policy coverage by purchasing additional amounts of coverage without requiring proof of insurability.

You may have heard of Guaranteed Insurability Option which lets you acquire additional coverage without having to prove your insurability.

Now we ask these two questions first because if you're only looking for about $ 25,000 dollars in life insurance coverage, and you're over the age of 45, there's a really good chance that you might be eligible for what is called a guaranteed issue life insurance policy which would immediately simplify matters since we wouldn't need to ask any additional questions regarding your health!

While Guaranteed Insurability Option lets you acquire additional coverage without having to prove your insurability, Guaranteed Issue Right is a right that allows you to purchase insurance policies without having to take medical and / or physical examinations.

You are buying coverage for life and a guaranteed death benefit but with an additional investment component that is — just like the name implies — non-guaranteed.

Finally, for those who want a decent amount of coverage but can only qualify for guaranteed issue life insurance, accidental death insurance is a great choice to add some additional coverage.

And if it has a guaranteed purchase option, it will allow your young relative to buy additional life insurance coverage if needed in the future.

Guaranteed Insurability Rider (a.k.a Renewal Provision) This rider allows you to purchase additional insurance coverage along with your base policy in the stated period without the need for further medical examination.

Putting aside the additional living expenses and looking only at the personal property coverage, it's like they put the money in a savings account with a guaranteed tenfold return.

You might have to buy additional insurance coverage to guarantee that these items are fully covered after a loss.

For example, if your home is destroyed and your policy is for $ 100,000 but your home costs $ 125,000 to rebuild, without the guaranteed replacement coverage you would be required to pay the additional $ 25,000.

As the policyholder attains the age of 75 years or on the policy anniversary (whichever happens later), the following benefit shall be paid: Guaranteed Maturity Sum Assured + Accrued Paid - up Additions (if any) + Terminal Bonus (if any) where Guaranteed Maturity Sum Assured is the total guaranteed sum to be received at the end of the policy term Accrued paid - up additions are any additional coverage provided by the company (if applicable) Terminal bonus is the bonus to be received at the end of the policy term (if aGuaranteed Maturity Sum Assured + Accrued Paid - up Additions (if any) + Terminal Bonus (if any) where Guaranteed Maturity Sum Assured is the total guaranteed sum to be received at the end of the policy term Accrued paid - up additions are any additional coverage provided by the company (if applicable) Terminal bonus is the bonus to be received at the end of the policy term (if aGuaranteed Maturity Sum Assured is the total guaranteed sum to be received at the end of the policy term Accrued paid - up additions are any additional coverage provided by the company (if applicable) Terminal bonus is the bonus to be received at the end of the policy term (if aguaranteed sum to be received at the end of the policy term Accrued paid - up additions are any additional coverage provided by the company (if applicable) Terminal bonus is the bonus to be received at the end of the policy term (if applicable)

Policyholders can take advantage of USAA Auto Circle car buying service, guaranteed policy renewal, and additional coverages like roadside assistance.

That's why the additional coverage of Guaranteed Issue Life is important to help fill the gap, so your dependents are not burdened with significant debt when you die.

Both products guarantee coverage and rates for a fixed amount of time, and neither policy requires additional costs or payments to build an «investment» value.

Other benefits include guaranteed coverage, family options, additional payments for covered accident - related claims and early payouts for terminal illness.

A guaranteed renewable policy (a.k.a. Guaranteed Insurability Rider, Renewal Provision, or Additional Purchase Option) ensures that you can renew your coverage when it's about guaranteed renewable policy (a.k.a. Guaranteed Insurability Rider, Renewal Provision, or Additional Purchase Option) ensures that you can renew your coverage when it's about Guaranteed Insurability Rider, Renewal Provision, or Additional Purchase Option) ensures that you can renew your coverage when it's about to expire.