Sentences with phrase «additional insurance coverage as»

This is the reason why the Ohio Department of Insurance is urging the public to avail of additional insurance coverage as much as possible.

If you purchased extra rental car insurance coverage from the rental car company: When you rent a car, you're usually offered additional insurance coverage as part of your rental package.

Not exact matches

However, homeowners» policies are limited in coverage and you may need to purchase additional policies such as home - based business insurance to cover other risks, such as general and professional liability.

Since the growth of your policy's cash value is tax - deferred, variable life insurance might be a good consideration if you've maxed out your retirement account contributions, have a sizable portfolio of more liquid assets (such as in your brokerage and savings accounts), and are looking for an additional investment vehicle that also offers coverage to your dependents should anything happen to you.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Take advantage of additional benefits that your travel rewards credit card may offer, such as travel insurance coverage, concierge services and airline perks.

This is when Coverage D in your home insurance policy kicks in, better known as loss of use (LOU) or additional living expenses (ALE) coverage.

If you're looking for additional coverage such as identity fraud, water backup, or renters insurance jewelry coverage, your insurance expert can help determine your needs and explain the options.

The coverage provided by the rider can be converted to a permanent policy as long as a plan of insurance is available at the additional insured's current age.

Optional coverage: As a landlord, you can buy additional coverage, such as rent guarantee insurance, natural disaster insurance, employer liability insurance and landlord contents insurance to cover your personal property items such as furnishings or carpet in the rental propertAs a landlord, you can buy additional coverage, such as rent guarantee insurance, natural disaster insurance, employer liability insurance and landlord contents insurance to cover your personal property items such as furnishings or carpet in the rental propertas rent guarantee insurance, natural disaster insurance, employer liability insurance and landlord contents insurance to cover your personal property items such as furnishings or carpet in the rental propertas furnishings or carpet in the rental property.

More frequently available options include additional protection for valuables, such as jewelry and furs, umbrella insurance, coverage for living expenses if your home is uninhabitable, and insurance for natural disasters, such as earthquakes.

NJ renters insurance loss of use coverage protects you if, as a result of a covered loss, you incur additional living expenses.

A basic renters insurance policy might provide $ 15,000 of personal property coverage as well as $ 5,000 of additional living expense coverage.

It is effectively purchasing additional coverage for personal property that the insurance company views as unusually valuable.

For homeowners who do not currently own the title on the property the lender or other financial organization which does, will normally require having homeowners insurance as well as additional coverage until the loan is paid in full.

Guaranteed Purchase Option Rider: allows the insured to purchase additional life insurance coverage with no evidence of insurability at specific ages or for specific events, such as marriage, buying a home and the birth of a child.

Renters insurance protects you with replacement cost coverage for your personal property, as well as additional living expense coverage associated with a covered loss.

@Harper yes there are actual «private insurance» products; they are separated in basic packages (which vary what yearly preventive exams you can take and what and how many specialist diagnostics are include etc.), and additional options for choosing a maximum reimbursement coverage which is topic of my question (a half dozen or so of them, so perhaps not so neatly grained as in example).

You may also be required to purchase certain additional coverages, such as flood insurance, as a mortgage loan requirement.

Greystar renters insurance is mandatory, and they require that you show proof of coverage with the additional interest listed as they request.

As previously mentioned, loss of use insurance typically provides coverage for additional living expenses as a result of a covered losAs previously mentioned, loss of use insurance typically provides coverage for additional living expenses as a result of a covered losas a result of a covered loss.

And while perhaps not as exciting an investment as individual stocks or mutual funds, the flexibility of these policies in regard to withdrawing funds, along with their tax - favored nature, makes them worthy of consideration by investors who are looking for a means of building up additional savings, especially if they are also looking for life insurance coverage.

Living Benefit included - at no additional cost You will be eligible to receive a compassionate one - time cash advance of up to 50 % of your life insurance coverage if you are diagnosed as terminally ill with 12 months or less to live.3

Line of Credit Critical Illness Insurance is only available as an optional additional coverage to Line of Credit Life Insurance.

Loan Disability Insurance is only available as an optional additional coverage to Loan Life Insurance.

If a judgment against you exceeds the liability limits of an underlying policy, such as auto or homeowners insurance, a personal umbrella policy may help provide an additional layer of coverage.

Whole life insurance policies are regularly ten times the cost of term life insurance as you're paying for permanent coverage, additional administrative costs plus funding the investment account.

There are additional types of coverage that are part of renters insurance for college students, as well.

The dividend can be used to purchase additional insurance, a combination of additional insurance and yearly term insurance (known as enhanced coverage), or reduce the premium.

To add your landlord to your renters insurance as additional interest, or to buy a policy and add them at that time, just call [phone] or click to get covered - whether you need Arlington renters insurance quotes online or coverage anywhere else!

However, they may find that they want additional short - term insurance coverage such as for 10 years.

That offers additional clarification as to what your renters insurance covers and how quickly you should move to report a water damage claim to ensure that there is coverage.

Certain items such as jewelry, collectibles or other valuable items may have a value limit or require additional insurance coverage to provide full coverage for loss, theft or damage.

Most home warranty companies also offer additional coverage for an extra charge, such as protection for your swimming pool (which would get treated differently under your home insurance policy) or hot tub.

For mortgage protection insurance, these forms of additional coverage are added on to policies and are known as living benefit riders.

Living Benefit included - at no additional cost You are eligible for a compassionate one - time cash advance of up to 50 % of your life insurance coverage (to a maximum of $ 50,000) if you are diagnosed as terminally ill with 12 months or less to live.

The reason for high home insurance costs can be house location (e.g. with history of flooding), house age and the last house upgrade date (e.g. old house elements such as roof can drive up costs), house components (from plumbing and wiring to building structure), level of insurance coverage, size of deductibles, additional riders (e.g. extra coverage for jewelries such as wedding / engagement ring) etc — all that can drive additional costs.

In California, insurers must offer you earthquake insurance every other year, and coverage must provide at least $ 5,000 (or 10 percent of your home's loss), as well as additional living expenses of $ 1,500.

As an additional bonus to this plan, you can also add several riders that can provide life insurance coverage.

There are additional types of coverage included in the policy as well, and the best part is that renters insurance in Colorado Springs often costs around fifteen dollars monthly.

Renters insurance coverage in that situation could extend to the additional living expenses that you incur as a result of being told by a civil authority that you can't stay in your home due to nearby damage from a covered peril such as fire or wildfire.

There are additional types of coverage on your Bowling Brook Apartments renters insurance policy, and your renters insurance expert can help you understand them as well.

By listing The Park at Fairmont as additional interest on your Pasadena, TX Renters Insurance, you've assured the community that you do, in fact, have the coverage you claim to.

The standard renters insurance policy in Kansas also offers coverage for additional living expenses following a covered loss, as well as a small medical payments to others coverage.

Full coverage can also include adding additional riders such as Uninsured / Underinsured motorist which is when the other driver is at fault but does not currently have automobile insurance.

Renters insurance even comes with additional types of coverage, as well such as loss of use to protect you if a covered loss prevents you from using your apartment, and no fault coverage for small injuries suffered by guests in your home.

Effective Coverage offers highly rated policies with broad coverage, as well as additional optional coverage for high value personal property and other situations that might not fit into a standard HO - 4 renters insurance policy.

Renters insurance jewelry riders offer coverage for jewelry in excess of the limit written into the policy, but there are additional benefits as well.

Depending on how much coverage your vision insurance provides for wearables such as glasses or contacts, you may pay no or some additional cost for frames, lenses and contacts you need to see clearly.

Instead, it has to be seen as an additional coverage to your car insurance.