Sentences with phrase «additional insurance coverage for»

Should you get additional insurance coverage for a high - priced camera?

Additional insurance coverage for antiques and items such as furs, jewelry, collectibles, wine and fine art is a good idea.

Your agent can also help you review and select additional insurance coverage for even better protection.

The bus company's insurance policies were limited and so the lawyers had to focus their efforts on convincing the Ohio courts that the University's own insurance policies, totaling some $ 16 million, should extend additional insurance coverage for the negligent actions of the bus driver.

This is the perfect cash back rewards credit card for you if you want to earn cash back, and need additional insurance coverage for things like big purchases and travels.

Showhomes also provides up to $ 5 million in additional insurance coverage for you and your home.

Not exact matches

With additional features including trip cancellation / interruption insurance, various purchase protections, extended warranty coverage, and even luggage delay insurance, the Chase Sapphire Preferred offers an incredible level of coverage considering its $ 95 annual fee (which is waived for the first 12 months), which makes it a favorite for shoppers and travelers everywhere.

The death benefit of a whole life insurance policy stays the same for the life of the policy, unless you purchase additional coverage, and often ranges from $ 50,000 to several million dollars (similar to level term).

Your loan will carry a higher interest rate to cover what would have been an additional insurance premium for the coverage.

Since the growth of your policy's cash value is tax - deferred, variable life insurance might be a good consideration if you've maxed out your retirement account contributions, have a sizable portfolio of more liquid assets (such as in your brokerage and savings accounts), and are looking for an additional investment vehicle that also offers coverage to your dependents should anything happen to you.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Congress should direct the Risk Management Agency (RMA) to prioritize development of additional organic price elections for crop insurance coverage, and review policies that cap Contract Price Addendums at two - times the conventional price election for any specific crop.

And the change in insurance coverage for those of you who have prepaid plans (with their limited choice of health - care providers and hospitals) can curtail your options even more — unless you're willing to pay additional cash out of pocket.

Better Living Now's insurance verification team will verify your insurance coverage and calculate what the additional out - of - pocket expense would be for you to obtain the breast pump of your choice.

If approved, the health taxes in the Deficit Reduction Plan and Executive Budget will drive up the cost of health insurance for all Business Council member employers that purchase health coverage — from sole proprietors and small businesses to the largest self - insured companies — yet will provide no additional covered benefits or have any effect on addressing the rising cost of health care.

Gov. Andrew Cuomo said he will propose that the state spend an additional $ 200 million to expand affordable housing for people living with HIV / AIDS, provide life insurance for people between the ages of 30 and 60 with HIV and spend more on health coverage and STD clinics in New York City.

Cuomo said he will propose that the state spend an additional $ 200 million to expand affordable housing for people living with HIV / AIDS, provide life insurance for people between the ages of 30 and 60 with HIV and spend more on health coverage and STD clinics in New York City.

If approved, the health taxes in the Executive Budget will further drive up the cost of health insurance for all Business Council member employers that purchase health coverage yet will provide no additional covered benefits or have any effect on addressing the rising cost of health care.

The bi-weekly deduction cost for this additional life insurance is based on age and amount of coverage.

There are additional endorsements available to fit just about every possible situation, just call and talk to a friendly renters insurance expert and they'll be happy to help you find the right coverage for your individual risk profile.

If the figures don't satisfy you, ask your insurance agent about coverage based on «actual loss sustained» (ALS), which provides unlimited additional - living - expense coverage for a limited period.

If you're looking for additional coverage such as identity fraud, water backup, or renters insurance jewelry coverage, your insurance expert can help determine your needs and explain the options.

Some AAA house insurance providers also offer extended coverages for an additional fee.

Homeowners insurance policies can provide coverage for damage to your home's physical structure (Dwelling coverage); damage to other structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverage).

Additional interest, which is an endorsement for notification of policy status and changes only but confers no coverage, is the proper way to list your landlord on your renters insurance.

More frequently available options include additional protection for valuables, such as jewelry and furs, umbrella insurance, coverage for living expenses if your home is uninhabitable, and insurance for natural disasters, such as earthquakes.

That's because many insurance policies come with additional living expense coverage, while some companies will even cut a cheque for those stranded in evacuation centres.

She says that instead you should call your life insurance company and ask how much it would cost to provide additional life or term life insurance coverage for the full mortgage amount.

You might want to obtain additional health insurance if the plan offered by your company does not include coverage for healthcare services needed by you or if your employer's plan does not cover your spouse or your children.

Additional insurance coverage exceptions include: insurance that provides liability benefits, fixed amounts per day for hospitalization, or for a specific illness or disease.

Rest assured knowing that if you have a renters insurance policy, you'll be able to get new items to replace those lost in the fire, and that you have coverage for additional living expenses.

It is effectively purchasing additional coverage for personal property that the insurance company views as unusually valuable.

To discuss additional coverage or purchase a renters policy, contact Effective Coverage at [phone] or click above for free online renters insurance quotes.

The death benefit of a whole life insurance policy stays the same for the life of the policy, unless you purchase additional coverage, and often ranges from $ 50,000 to several million dollars (similar to level term).

Annapolis renters insurance includes coverage for those additional living expenses.

For homeowners who do not currently own the title on the property the lender or other financial organization which does, will normally require having homeowners insurance as well as additional coverage until the loan is paid in full.

Guaranteed Purchase Option Rider: allows the insured to purchase additional life insurance coverage with no evidence of insurability at specific ages or for specific events, such as marriage, buying a home and the birth of a child.

Renters insurance protects you with replacement cost coverage for your personal property, as well as additional living expense coverage associated with a covered loss.

@Harper yes there are actual «private insurance» products; they are separated in basic packages (which vary what yearly preventive exams you can take and what and how many specialist diagnostics are include etc.), and additional options for choosing a maximum reimbursement coverage which is topic of my question (a half dozen or so of them, so perhaps not so neatly grained as in example).

Your agent will help you decide which type of endorsement best meets your needs and the associated premium that will be charged for the additional contents insurance coverage.

Most insurers require a person carry about $ 250,000 of liability insurance on an auto policy and $ 300,000 of liability insurance on a homeowner policy before selling an umbrella liability policy for $ 1 million of additional coverage, Worters says.

You can use your whole life insurance dividends for cash, to pay premiums, earn interest with the carrier or purchase paid - up additional insurance coverage.

Loss of use coverage means you don't have to use your savings for those additional living expenses, so it's a crucial part of North Dakota renters insurance in 2018.

If you're seeking additional coverage for your trip, like cancellation coverage or emergency medical insurance, American Express offers a stand - alone travel insurance product you can use to supplement what your card provides.

Loss of use coverage under a renters insurance policy typically only includes reimbursement for additional living expenses.

As previously mentioned, loss of use insurance typically provides coverage for additional living expenses as a result of a covered loss.

Also, you may be entitled to additional FDIC insurance coverage for each POD payee.

When you have Louisiana renters insurance, loss of use coverage is available to pay for additional living expenses after a covered loss.

We'll look at a Peoria, AZ Renters Insurance policy to see what types of coverage are available, how to determine coverage levels for each type, and what additional coverage is worth considering.

The loss of use portion of your homeowners insurance (coverage D) reimburses you for the cost of additional living expenses when your home... Read More