Sentences with phrase «additional insurance on»

If your business owns the building or contains items with it like computers, photocopiers, cranes, tractors or any possessions of value that are needed in order to conduct business and which need to be covered in case of potential damage, then you will have to get additional insurance on top of your liability coverage.

Having additional insurance on your auto insurance policy can help protect you from costly bills associated with having a traffic accident.

Check your credit card to see what's covered, and then decide if you need you need additional insurance on top of that.

Unscheduled Property Floater: An unscheduled property floater is a way to provide additional insurance on categories of personal contents on a broad basis.

Not just for capturing Russian meteors, dashcams are a useful additional insurance on busy roads

Even though Amazon doesn't offer any discounts in regards to the overall cost of the Dream On Me Karley Bassinet, the online retailer does offer yearly protection plans that function as additional insurance on top of the manufacturer's warranty that comes with the product in the first place.

Not exact matches

Those federal rules, which double down on restrictions adopted in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers at higher interest rates, impose additional limits on mortgages for buyers with small down payments, and compel financial institutions to share the risk by taking out insurance policies on low - ratio mortgages.

Plus, they spend an additional $ 1.1 billion of their own money on emergency room visits and public health insurance programs that could be mitigated with paid leave policies.

thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!

«Without understanding if associates are going to be compensated for gas, additional insurance costs, wear and tear on our cars and the potential risks of delivering packages, this program could be creating problems for associates,» said Cynthia Murray, a Walmart employee in Laurel, Md., who leads the Organization United for Respect Walmart, a workers» activist group.

On Monday October 19th, 1987, an avalanche of very aggressive «sell» orders hit the market as investors began to panic, which triggered additional «sell» orders and more use of portfolio insurance.

There would also be an additional $ 1.5 billion from the contingency reserve; however, some of this could be used up by the impact of slower economic growth on revenues and employment insurance benefits.

Depending on your business plan, you should consider additional miscellaneous costs such as liability insurance, laundry detergent, gasoline and utilities.

As additional evidence that freelancers aren't living on the margins without extra resources or benefits, the researchers discovered that more than half of this group (54 %) set aside money for savings, and more than 60 % have life insurance.

Further, you will need to purchase and maintain in effect at all times during the term of the Franchise Agreement a policy or policies of insurance, naming us and our affiliates as additional insureds on the face of each policy.

Today, finance minister Jim Flaherty announced a three - year freeze on Employment Insurance (EI) premiums, ostensibly because a stronger job market has alleviated the need for additional premium revenue.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Remember that additional costs of providing a new service is passed on to all subscribers of that insurance policy across the board.

Costs for providing additional services like contraceptives will be passed on to ALL consumers of the insurance policy, whether they use contraceptives or not.

Some are available on the insurance page, and after joining our practice, a plethora of additional resources are available on our private privileged page.

Phase 3 will include increased appointment availability for both office and in - home visits due to an increased number of IBCLC's on staff combined with the NTBC's acquisition of in - network status with additional insurance providers in the area.

I had an employee on unpaid FMLA, and Medicaid reimbursed us for her insurance premiums, and even paid the additional premium when she had her son.

The insurance carrier will list the Dusable Museum of African American History, City of Chicago, and the Chicago Park District as additional holders on their insurance.

Other Insurance Policies - Some organizations may need to purchase additional insurance policies depending on their eInsurance Policies - Some organizations may need to purchase additional insurance policies depending on their einsurance policies depending on their exposures.

Employers should also factor in additional costs for their unemployment insurance rates going up, time spent on fact - finding interviews from adjudicators, potential hearings and a backlogged appeals process.

If approved, the health taxes in the Deficit Reduction Plan and Executive Budget will drive up the cost of health insurance for all Business Council member employers that purchase health coverage — from sole proprietors and small businesses to the largest self - insured companies — yet will provide no additional covered benefits or have any effect on addressing the rising cost of health care.

Last week, the Governor and legislative leaders reached an agreement on multiple bills that include new programs and insurance reforms to improve treatment options for individuals suffering from heroin and opioid addiction; measures to strengthen penalties and put in place additional tools for law enforcement to crack down on the distribution of illegal drugs; provisions to ensure the proper and safe use of naloxone, an overdose antidote; and support for enhanced public awareness campaigns to prevent drug abuse.

He says he's holding the line on state agency spending, and he's eyeing additional revenues by taxing health insurance plans, and deferring corporate tax credits.

Cuomo said the law now requires insurance coverage of screening - associated costs, support services and breast cancer screening centers to be open an additional four hours a week, after 5 p.m. or on weekends.

Gov. Andrew Cuomo said he will propose that the state spend an additional $ 200 million to expand affordable housing for people living with HIV / AIDS, provide life insurance for people between the ages of 30 and 60 with HIV and spend more on health coverage and STD clinics in New York City.

Lawmakers have proven reluctant to spend money on everything from stimulus projects to additional unemployment insurance, amid increasing voter concern about the size...

Cuomo said he will propose that the state spend an additional $ 200 million to expand affordable housing for people living with HIV / AIDS, provide life insurance for people between the ages of 30 and 60 with HIV and spend more on health coverage and STD clinics in New York City.

A state Appellate Division panel has determined exotic dancers employed by a Newburgh - area chain of gentlemen's clubs are employees, thus sustaining previous administrative decisions that concluded Exotic Island Enterprises and Sliffer Enterprises were on the hook to pay additional unemployment insurance contributions.

Cuomo said the law now requires insurance coverage of screening - associated costs, support services and breast cancer screening centers to be open an additional four hours week, after 5 p.m. or on weekends.

With a $ 348 million increase in taxes on health insurance already approved by lawmakers as part of the 2008 - 09 Deficit Reduction Plan (DRP), The Business Council strongly opposes an additional $ 481 million in health care and health insurance taxes that are proposed as part of the 2009 - 10 Executive Budget.

If approved, the health taxes in the Executive Budget will further drive up the cost of health insurance for all Business Council member employers that purchase health coverage yet will provide no additional covered benefits or have any effect on addressing the rising cost of health care.

In the wake of Obamacare's enactment, Wyman became the first Connecticut lieutenant governor to take on the additional responsibility of chairing the board of directors of the Connecticut Health Insurance Exchange.

Do we want the money going on additional National Insurance in the NHS or on new cancer drugs?»

The proposed amendment will be accompanied by a statute which will provide insurance against the amendment not achieving second passage and place an additional constraint on the legislature's ability to amend the lines proposed by the commission.

The current National Insurance base is deeply regressive, which could be an additional attraction to the Tories to act, particularly as voters are willing in support of an NI increase on this regressive base, provided it is earmarked for their NHS.

The bi-weekly deduction cost for this additional life insurance is based on age and amount of coverage.

Travel subsidies range from EUR 925 - EUR 1,875 depending on which region you travel from to Germany, and additional allowances for luggage and health insurance can be made.

For double - plus insurance, a possibly nervous Gordon has bundled in a couple of additional guest walk - ons.

The most recent MetLife Survey of the American Teacher (the insurance company has conducted an annual teachers» survey since 1984) sheds additional light on this issue.

Malcolm Trobe, interim general secretary of the Association of School and College Leaders, commented on the longer school day saying: «While we welcome any additional funding for schools, the reality is that the government has already made savings by requiring schools to pay increased employer National Insurance and pension contributions from existing budgets.

«Schools urgently need extra funding to meet the additional costs Government has put on them through increased National Insurance and pension payments.

To those who say efforts are needed to ensure more American have health insurance; Walker recently explained that denying health coverage to additional low - income Americans helps more people «live the American Dream» because they won't be «dependent on the American government.»

Additional national insurance costs coming this year, additional pension costs, further national insurance increases oAdditional national insurance costs coming this year, additional pension costs, further national insurance increases oadditional pension costs, further national insurance increases on the way.

Just consider the additional chairs an insurance reduction tactic or extra interior storage and move on.

To be fair to all, check on all factory warranty given are from them or extended with third party insurance for the additional years.