Sentences with phrase «additional insured coverage»

When this wording is included in the endorsement, your firm may not be provided additional insured coverage unless the contract specifically requires it.

Note: Additional Insured coverage will not apply to individuals or entities that are not Owners.

Not exact matches

Every gig is insured up to $ 500 with the option to purchase additional coverage up to $ 10,000.

Additional Insured Rider Provides death benefit coverage on the lives of up to three family members without having to purchase separate policies.

If approved, the health taxes in the Deficit Reduction Plan and Executive Budget will drive up the cost of health insurance for all Business Council member employers that purchase health coverage — from sole proprietors and small businesses to the largest self - insured companies — yet will provide no additional covered benefits or have any effect on addressing the rising cost of health care.

The guarantee purchase rider allows the insured to purchase additional coverage without evidence of good health.

Additional Insured Provides death benefit coverage on the lives of up to three family members.

The coverage provided by the rider can be converted to a permanent policy as long as a plan of insurance is available at the additional insured's current age.

Your landlord, as additional insured, would generally be barred from making a claim under your liability coverage.

All brokerage accounts are SIPC - insured up to $ 500,000, and Wealthfront obtained an additional $ 150 million coverage for added security.

You might list your fiancée as an additional named insured so that they have coverage on your policy.

If you are an additional insured, you may not be able to make a claim against the tenant's liability coverage when they cause a loss.

Because they're not an additional insured, there are no concerns about whether or not they qualify as a third party under the liability coverage.

Additional Insured Rider Provides death benefit coverage on the lives of up to three family members without having to purchase separate policies.

Guaranteed Purchase Option Rider: allows the insured to purchase additional life insurance coverage with no evidence of insurability at specific ages or for specific events, such as marriage, buying a home and the birth of a child.

You need additional earthquake or flood coverages to insure you against these events.

If you list them as additional insured, they're insured under the policy and likely not eligible to make a claim against your liability coverage.

The coverage limits for an additional insured rider vary by insurer, but will typically have a minimum and maximum dollar amount (such as $ 50,000 to $ 500,000 of coverage).

However, if your spouse would still need life insurance if you passed away, you should confirm that their additional insured rider has the option to convert to permanent coverage.

However, if you only need financial coverage for a particular period of time, you would probably be better served buying a term life insurance policy with an additional insured rider.

In some cases, the maximum death benefit for an additional insured can be as high as those of the primary insured, meaning your spouse would have the same amount of coverage as you.

Umbrella insurance is an additional layer of liability coverage from your insurance company that can insure you beyond your homeowners and auto policy limits.

Additional insured riders also tend to come with limits on the period of coverage.

An additional benefit of requiring the coverage is that you dispel this misconception and they know that insuring their property is their responsibility.

While you can get coverage for this scenario through an additional insured rider, you may need a joint life insurance policy if the maximum death benefit for a rider isn't large enough.

Additional insured doesn't mean they have any interest in coverage for your personal property, either.

Accident Insurance Coverage — Accident insurance coverage can provide additional benefit payout to an insured and their survivors if the individual dies of an accident.

All forms of home insurance also provide additional living expenses (ALE) coverage for the extra costs of living away from home if it is uninhabitable due to damage from an insured disaster.

For example, if you like going off - road, you can purchase additional peril coverage that insures your motorcycle against damages that may occur when you ride in those conditions.

To properly insure jewelry, engagement rings and other expensive items, consider purchasing additional coverage through an economical floater or an endorsement.

Additional insured status could, in some cases, even make coverage under the liability section of the policy completely unavailable to your landlord.

Personal policies don't function the same way, and listing your landlord as additional insured may have some serious coverage implications.

If a civil authority prohibits your use of the residence because of direct damage to a neighboring premise by a peril insured against, coverage is available for additional living expenses.

Since liability is a third party coverage, being additional insured makes you a party to the policy.

A landlord being listed as additional insured can bring trouble if you need to collect under a tenant's liability coverage.

Liability is a third - party coverage, and additional insured status makes your landlord a party to the policy.

Additional information on deposit insurance coverage can be found in the Your Insured Deposits brochure.

This rider provides additional term coverage on the insured person.

You will receive additional liability insurance coverage if you are transporting students in a vehicle insured by Horace Mann.

We've explained before how applying for life insurance is basically broken down into just 8 steps: you determine your coverage needs, get quotes, apply, take a paramedical exam, give additional health details, have your final rate determined, approve your policy, and get insured.

Additionally, if you want to ensure that your home - based business insurance is insured you'll need to purchase additional coverage as this is also not automatically included as part of a typical home insurance policy.

They should be able to provide your organization with evidence of insurance coverage which is required to include additional insured language.

In many cases, your ATV insurance rates are calculated similarly to your auto coverage, considering your driving record, the specifications of the ATV, and the additional insured you choose to name on the policy.

«The insurance industry has expressed concern that insured persons who learn, after taking a genetic test, that they are at high risk for a genetic disease could knowingly take out policies for large amounts of additional coverage without insurers being aware of any increased risk,» says the report.

For insurance companies, Jim litigates and arbitrates coverage cases involving construction mishaps, professional liability claims, uninsured / underinsured motorist policy provisions, subrogation claims, third - party additional - insured disputes, lead paint exclusions, and «other insurance» provisions.

The Ontario Superior Court of Justice recently held that an additional insured was covered by a policy, where there was no direct claim against the named insured, even though the coverage was limited to claims arising from the negligence of the named insured.

Kelly has litigated disputes involving property coverage, life insurance coverage, and additional - insureds, as well as other areas of coverage.

Obtaining coverage on summary judgment for a utility as an «additional insured» under a contractor's general liability policy in connection with underlying wrongful death claims.

The complex contractual relationships of the parties often calls for analysis of insurance coverage, additional insured requirements and endorsements as well as construction contract language.

Michael Melendez discusses the first published opinion of a California appellate court that directly addresses whether the ongoing operations limitation in additional insured endorsements precludes completed operations coverage.