Sentences with phrase «additional liability protection beyond»
Umbrella coverage gives you additional liability protection beyond what's provided by your primary home or auto insurance policies.
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«For instance, a few hundred dollars a year may allow you to get up to $ 1 million in additional liability protection beyond your existing auto and / or property insurance coverages,» Smith says.
Not exact matches
Umbrella insurance acts as an additional liability insurance layer that provides protection above and beyond your liability limits for both your home and auto policies, and sometimes others as well.
Other states require additional coverages, such as uninsured / underinsured motorist coverage or personal injury protection, above and beyond the minimum levels of bodily injury and property damage liability: Colorado, Connecticut, Delaware, District of Columbia, Florida, Hawaii, Illinois, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, New Hampshire, New Jersey, New York, North Dakota, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Utah, Vermont, Virginia, West Virginia, and Wisconsin.
On the other hand, a package such as excess liability coverage can provide additional coverage or supplemental liability protection, giving your business coverage beyond the normal limits offered by standard policies.