Sentences with phrase «additional life insurance in»

This provision will allow you to purchase additional life insurance in the future without regard to the condition of your health.

As well as making sure your child will have the option of buying additional life insurance in the future, no matter your child's health status, or occupation.

This rider protects an insured person in case their health declines dramatically after a policy is issued, and there is a need for additional life insurance in the future.

Moreover, as the child matures, he or she may have the option of buying additional life insurance in the future, providing protection for their own family.

Not exact matches

thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!

Joel Baker, president and CEO of MSA Research Inc., which closely monitors the property, life and health insurance industries, has estimated the additional GST bill for 2012 alone could be up to $ 200 million, or more than $ 1 billion in total once retroactivity to November 2005 is counted.

Loss of use (sometimes called additional living expense) coverage gives renters insurance policyholders financial protection and peace of mind in the event their rental home becomes uninhabitable.

Since the growth of your policy's cash value is tax - deferred, variable life insurance might be a good consideration if you've maxed out your retirement account contributions, have a sizable portfolio of more liquid assets (such as in your brokerage and savings accounts), and are looking for an additional investment vehicle that also offers coverage to your dependents should anything happen to you.

However, given the complexity of the policy, the additional costs correlated with permanent life insurance policies, and the potential to lose the entirety of the account's cash value, it's not recommended if your primary intent is to provide financial coverage in the case of your death.

Gov. Andrew Cuomo said he will propose that the state spend an additional $ 200 million to expand affordable housing for people living with HIV / AIDS, provide life insurance for people between the ages of 30 and 60 with HIV and spend more on health coverage and STD clinics in New York City.

Cuomo said he will propose that the state spend an additional $ 200 million to expand affordable housing for people living with HIV / AIDS, provide life insurance for people between the ages of 30 and 60 with HIV and spend more on health coverage and STD clinics in New York City.

A 2.25 percent cost - of - living raise and an additional $ 50 per month toward health insurance would start in September.

This is when Coverage D in your home insurance policy kicks in, better known as loss of use (LOU) or additional living expenses (ALE) coverage.

In the meantime, you need a place to go and additional living expense coverage on your Anaheim renters insurance can help with that.

Renters insurance in Maine also covers your additional living expenses after a covered loss.

The average apartment fire costs tens of thousands of dollars in personal property losses, and often thousands of dollars in additional living expense, both of which could be avoided by having renters insurance in Carbondale.

Voluntary term life insurance just refers to the additional coverage that employees can opt - in to purchase, hence the «voluntary» title.

Homeowners insurance policies can provide coverage for damage to your home's physical structure (Dwelling coverage); damage to other structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverage).

Underwriting requirements: Additional health information required by the insurance company in order to accurately assess the health of the life insured so that it can properly determine the risk of insuring him / her.

That's because many insurance policies come with additional living expense coverage, while some companies will even cut a cheque for those stranded in evacuation centres.

Rest assured knowing that if you have a renters insurance policy, you'll be able to get new items to replace those lost in the fire, and that you have coverage for additional living expenses.

That means that if you have a covered loss such as a fire that prevents you from using the apartment for a period of time, your renters insurance in Santa Monica would kick in and cover your additional living expenses like hotel stays.

Michigan renters insurance in 2018 also pays for your additional living expenses after a covered loss.

In addition, he was able to supplement his whole life policy with a convertible term life insurance rider that significantly increased his death benefit for very little additional cost.

A place to stay after a disaster: Another feature included in most renters insurance policies is called additional living expenses (ALE) coverage.

In this Pacific Life review we will examine the company's history, strong ratings, products and services, life insurance policies, and the additional features offeLife review we will examine the company's history, strong ratings, products and services, life insurance policies, and the additional features offelife insurance policies, and the additional features offered.

Keep in mind that your renters insurance in Atlanta will include additional living expense coverage.

In addition to the limited pay pros and cons above, some additional whole life insurance pros and cons will follow.

Loss of use enables you to cover additional living expenses incurred because of a covered loss, and it's included as part of Effective Coverage renters insurance in Petaluma.

Loss of use coverage means you don't have to use your savings for those additional living expenses, so it's a crucial part of North Dakota renters insurance in 2018.

And while perhaps not as exciting an investment as individual stocks or mutual funds, the flexibility of these policies in regard to withdrawing funds, along with their tax - favored nature, makes them worthy of consideration by investors who are looking for a means of building up additional savings, especially if they are also looking for life insurance coverage.

Now compare these rates to a guaranteed lifetime rate of return averaging 4 % in a whole life policy from a mutual life insurance company, AND don't forget to add an additional 3 - 4 % on top as an average annual whole life insurance dividend.

But keep in mind that you are getting life insurance along with your college savings account, an additional benefit.

The benefit is the non-participating policy offers the guarantees of a whole life policy, but without the additional benefit of a return of premium in the form of an annual whole life insurance dividend.

However, given the complexity of the policy, the additional costs correlated with permanent life insurance policies, and the potential to lose the entirety of the account's cash value, it's not recommended if your primary intent is to provide financial coverage in the case of your death.

In the case of insurance policies, they can provide additional coverage or change the terms of the standard contract to expand what your term life insurance covers.

In the policy later years when costs exceed your premiums, those reserves are then used to handle the additional cost of life insurance at the later ages.

Our experts can assist you with additional information regarding life insurance companies, and provides you with more details about the proper amount of life insurance coverage, the type of policy that may be best, and which of the many life insurers in the marketplace may be best for you.

The Insurance Information Institute says that individual HO - 6 policies cover your personal possessions, structural improvements that you have made to your unit and additional living expenses if you are the victim of fire, theft or other disasters spelled out in your policy.

Loss of use coverage in a property policy may refer to additional living expense (homeowners, renters or condo insurance) or fair rental value (landlord insurance policy).

Once you file that claim with your Buffalo Renters Insurance, your policy will cover the loss to your personal property, as well as additional living expenses if you have to stay in a hotel for a few days while they dry the mess out.

Earthquake insurance in Oakland, in the form of an endorsement on your renters policy, will cover not only your personal property that suffers a loss, but also your additional living expenses like a hotel if that earth movement loss prevents you from using the insured residence.

If you can't use the apartment for a period of time because of a covered loss, loss of use or additional living expenses renters insurance coverage protects you by covering the cost difference between what you would normally spend (rent and groceries, for instance) versus the cost to stay in a hotel and eat prepared meals instead of cooking for yourself.

If you have a basic renters insurance policy in Seattle, you might have $ 15,000 of personal property coverage, $ 100,000 of liability coverage, $ 4,500 of additional living expenses coverage, and $ 1,000 of medical payments to others.

Renters insurance in Idaho pays for those additional living expenses, and smoke is certainly a covered peril.

In the event of a covered loss, Alaska renters insurance will pay for loss of use of the apartment, so you're able to cover the additional living expenses rather than having them come out of pocket.

The Additional Life Insurance Rider (ALIR) allows the owner of the policy to make increased premium payments in order to purchase additional participating paid up life insurance, increasing the policy's death benefit and cash valAdditional Life Insurance Rider (ALIR) allows the owner of the policy to make increased premium payments in order to purchase additional participating paid up life insurance, increasing the policy's death benefit and cash value groLife Insurance Rider (ALIR) allows the owner of the policy to make increased premium payments in order to purchase additional participating paid up life insurance, increasing the policy's death benefit and cash valuInsurance Rider (ALIR) allows the owner of the policy to make increased premium payments in order to purchase additional participating paid up life insurance, increasing the policy's death benefit and cash valadditional participating paid up life insurance, increasing the policy's death benefit and cash value grolife insurance, increasing the policy's death benefit and cash valuinsurance, increasing the policy's death benefit and cash value growth.

«Depending on the policy and the insurer, the child will be permitted at eighteen years of age or the legal age of consent in their state to purchase an additional $ 25,000 of life insurance, irrespective of his or her health.

The MSO, available for an additional fee, offers growth potential (up to a cap) as well as some downside protection, which may help you to address volatility concerns in your variable life insurance policy.

You are allowed to continually add to your policy in addition to your normal premium through vehicles known as life insurance supplement riders, additional life insurance riders, or paid up additions.