Sentences with phrase «additional life insurance policies»

More commonly, you may choose to pick up the employer sponsored coverage as well as additional life insurance policies meant to serve specific purposes or meet your family's life goals.

Additionally, these common life insurance types don't cover everything — which is why supplemental and additional life insurance policies are available.

For more information on additional life insurance policy riders, visit Protective's Learning Center.

The company offers additional life insurance policy types as well.

For more information on additional life insurance policy riders, visit Protective's Learning Center.

If you need to increase your coverage, but buying an entirely new policy would be too expensive as your rate has increased in the intervening years, buying a smaller, additional life insurance policy can be more cost - effective.

If you currently own life insurance and need more, purchasing a new or an additional life insurance policy is common.

The Best Candidate for Interest Sensitive Life Insurance Policy Those who are in search for an additional life insurance policy are the best candidates for this particular kind of policy.

Are you still wondering if you need an additional life insurance policy?

Living in a different state shouldn't be an issue when it comes to helping your father secure an additional life insurance policy.

If you don't want to buy a new or additional life insurance policy, you can also use riders you have on your policy to increase your coverage.

You may still need to supplement with an additional life insurance policy, even if you do receive life insurance on the job.

Insurance history The applicant needs to declare if he holds any additional life insurance policy.

Not exact matches

The death benefit of a whole life insurance policy stays the same for the life of the policy, unless you purchase additional coverage, and often ranges from $ 50,000 to several million dollars (similar to level term).

Aside from mortgage life insurance, there are a few additional policies you may hear about when obtaining a mortgage.

Since the growth of your policy's cash value is tax - deferred, variable life insurance might be a good consideration if you've maxed out your retirement account contributions, have a sizable portfolio of more liquid assets (such as in your brokerage and savings accounts), and are looking for an additional investment vehicle that also offers coverage to your dependents should anything happen to you.

However, given the complexity of the policy, the additional costs correlated with permanent life insurance policies, and the potential to lose the entirety of the account's cash value, it's not recommended if your primary intent is to provide financial coverage in the case of your death.

We do everything possible to ensure the health and safety of our surrogates, including the provision of a life insurance policy as additional financial security for the surrogate's family.

This is when Coverage D in your home insurance policy kicks in, better known as loss of use (LOU) or additional living expenses (ALE) coverage.

However, the death benefit and cash value can continue to grow with participating policies since the dividend can be applied to purchase additional paid - up life insurance coverage.

Homeowners insurance policies can provide coverage for damage to your home's physical structure (Dwelling coverage); damage to other structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverage).

Though it is a common coverage under a homeowners insurance policy, additional living expense coverage can vary greatly from company to company.

That's because many insurance policies come with additional living expense coverage, while some companies will even cut a cheque for those stranded in evacuation centres.

A basic renters insurance policy might provide $ 15,000 of personal property coverage as well as $ 5,000 of additional living expense coverage.

Rest assured knowing that if you have a renters insurance policy, you'll be able to get new items to replace those lost in the fire, and that you have coverage for additional living expenses.

Whatever the cause is ultimately ruled to be, Modesto renters insurance will cover the personal property and additional living expenses of those who had a policy.

If the place you're renting is damaged or destroyed by a disaster covered by your policy, forcing you to live elsewhere while it's being fixed, your insurance will pick up the additional living expenses, like a hotel room and restaurant meals.

In addition, he was able to supplement his whole life policy with a convertible term life insurance rider that significantly increased his death benefit for very little additional cost.

The death benefit of a whole life insurance policy stays the same for the life of the policy, unless you purchase additional coverage, and often ranges from $ 50,000 to several million dollars (similar to level term).

A place to stay after a disaster: Another feature included in most renters insurance policies is called additional living expenses (ALE) coverage.

In this Pacific Life review we will examine the company's history, strong ratings, products and services, life insurance policies, and the additional features offeLife review we will examine the company's history, strong ratings, products and services, life insurance policies, and the additional features offelife insurance policies, and the additional features offered.

Optional Riders: Additional benefits such as Children's Term Insurance, Grandchild Term Insurance, Accidental Death and Dismemberment, Waiver of Premium, and Accelerated Living Benefit may be added to some policies as riders.

If you are considering permanent life insurance but have some questions or you need some additional guidance on which company and policy are the right fit for you, please give us a call today for a free strategy session.

Most life insurance companies include this rider at no additional cost, but check with your agent to make sure your policy includes it.

Like a standard homeowners insurance policy, farm and ranch insurance covers your home, personal property, liability and additional living expenses.

Loss of use coverage under a renters insurance policy typically only includes reimbursement for additional living expenses.

With the 3 different whole life insurance policies to choose from, including additional enhancements and riders, AUL is sure to have a policy for everyone, including 10 Pay Whole Life, Whole Life to age 121 and Whole Life to age life insurance policies to choose from, including additional enhancements and riders, AUL is sure to have a policy for everyone, including 10 Pay Whole Life, Whole Life to age 121 and Whole Life to age Life, Whole Life to age 121 and Whole Life to age Life to age 121 and Whole Life to age Life to age 100.

This rider is also known as paid - up additional insurance and is available on participating whole life insurance policies.

For certain types of permanent life insurance policies, namely policies that pay dividends, the additional tax benefit of «tax free dividends» is available.

Return of premium life insurance gives you all the benefits of a traditional term life insurance policy, plus the additional benefit of having all of your cumulative premiums paid back to you at the end of the policy

If you had a renters insurance policy, it would pay for a hotel as well as your additional living expenses.

And while perhaps not as exciting an investment as individual stocks or mutual funds, the flexibility of these policies in regard to withdrawing funds, along with their tax - favored nature, makes them worthy of consideration by investors who are looking for a means of building up additional savings, especially if they are also looking for life insurance coverage.

Now compare these rates to a guaranteed lifetime rate of return averaging 4 % in a whole life policy from a mutual life insurance company, AND don't forget to add an additional 3 - 4 % on top as an average annual whole life insurance dividend.

The benefit is the non-participating policy offers the guarantees of a whole life policy, but without the additional benefit of a return of premium in the form of an annual whole life insurance dividend.

For maximum whole life insurance cash value growth, choosing the paid - up additions option, which purchases additional paid - up insurance, will further enhance your policy's cash value and grow your death benefit.

Flex Pay PUA Rider — Paid - up additions riders allow you to pay additional premium into your policy to purchase additional participating whole life insurance, which increases your death benefit and cash value.

However, given the complexity of the policy, the additional costs correlated with permanent life insurance policies, and the potential to lose the entirety of the account's cash value, it's not recommended if your primary intent is to provide financial coverage in the case of your death.

In the case of insurance policies, they can provide additional coverage or change the terms of the standard contract to expand what your term life insurance covers.

Value Enhancement Rider: The VER is a whole life insurance rider that allows you to add additional single or periodic premium payments to your policy to purchase paid up additions, increasing your death benefit and cash value.

A properly written University of Texas renters insurance policy for college students would offer coverage for additional living expenses pertaining to the fire.