Sentences with phrase «additional paid up»

Paid up additions allow you to purchase additional paid up life insurance with no proof of insurability.

Dividends can be used for many different things but ideally you want to use the dividends to purchase additional paid up life insurance.

The additional paid up life insurance can earn dividends, which compounds the cash value growth inside the policy.

Using dividends to purchase additional paid up whole life insurance is a way to systematically increase both cash value and death benefit in the same way as paid up additions would do so without violating the MEC rules for life insurance contracts.

By purchasing additional paid up insurance you are growing your cash value.

Some people grow their policies by using dividend payments to purchase additional paid up insurance.

An owner can choose to keep these in the policy, purchase additional paid up life insurance, or take them as payments (or pay the premiums with them).

The dividends can be used to purchase additional paid up insurance, pay premiums (not necessary with an SPL), or be taken as a payment.

Additional Paid Up Insurance (API) Rider: allows you to add additional premium payments to your policy to purchase «paid - up» life insurance, increasing your death benefit and cash value.

With paid up additions you can design your policy to allow additional paid up life insurance purchases.

These reasons for a change in the face amount can include additional paid up insurance bought with dividends, a face reduction for the purpose of saving money on insurance costs, and having an increasing death benefit based on cash value.

Single Premium Paid - Up Additional Insurance Agreement — purchase additional paid up coverage each year to age 90

The whole life policy pays dividends every year, and by purchasing additional paid up insurance, the dividend payment compounds in value and the death benefit rises more and more.

Dividends can either be used to buy additional paid up insurance, so the death benefit rises over the life of the contract, be used to build cash value faster in the policy, or can be taken as cash by the owner.

Finally, the dividend payment can be directed towards the purchase of additional paid up whole life insurance.

Whole life insurance does give the policy owner the option of using dividend payments to purchase additional paid up insurance, so hypothetically a whole life policy can have an increasing death benefit over time if this dividend option is chosen.

Buy More Insurance — Can be used to buy additional paid up insurance.

The additional paid up insurance (API) rider can also be used to increase the policy's death benefit and cash value.

Things like loans, withdrawals, or dividend payments used to buy additional paid up insurance can affect the actual death benefit of permanent forms of life insurance.

This option makes the most sense after premium payments are no longer due for a life insurance policy and there is no need to increase the death benefit through the purchase of additional paid up coverage.

With paid up additions, you purchase additional paid up life insurance.

Paid up additions: paid up additions allow the owner to purchase additional paid up life insurance, as well as allow dividends to purchase additional paid up life insurance.

Dividends can be taken in cash, used to reduce the premium due, or used to purchase additional paid up insurance.

Dividends can be used to increase cash value, reduce the current premium, or buy additional paid up insurance.

For example, adding $ 1,000 into your policy may buy $ 3,000, $ 5,000 or more additional paid up death benefit.

After that period the policy is paid - up but the death benefit may still grow due to using the dividend for additional paid up insurance.

The additional paid up insurance (API) rider can also be used to increase the policy's death benefit and cash value.

Additional Paid Up Insurance (API) Rider: allows you to add additional premium payments to your policy to purchase «paid - up» life insurance, increasing your death benefit and cash value.

By purchasing additional paid up insurance you are growing your cash value.

The additional paid up life insurance can earn dividends, which compounds the cash value growth inside the policy.

Paid - Up Additions Dividend Option: life insurance dividends allow you to choose different options, such as taking the cash out or buying additional paid up life insurance.

Dividends can be used for many different things but ideally you want to use the dividends to purchase additional paid up life insurance.

Not exact matches

If you're looking for additional information on how to set up an incentive - pay program, many good books are available to help.

So they would end up paying an additional $ 12,420.

The deal is worth $ 300 million upfront, and if IFM's two drug programs hit certain development milestones, Bristol - Myers could pay an additional $ 1.01 billion for each, adding up to a total of $ 2.32 billion.

So when they don't pay their smoker surcharges, which are meant to offset those additional health costs, non-smokers end up paying more than they should.

However, these fares are so low that even if you end up paying additional fees, you'll still be getting a good deal.

That means a typical renter would end up paying $ 11,756 to $ 15,356 in additional rent over a decade counting in the Amazon factor.

By using the pay - as - you - go model, companies could save dramatically — up to 50 percent over five years, Forrester predicts — by increasing efficiency, postponing additional purchases, reducing staffing costs, and improving how they monitor and account for computer usage.

He says most smaller merchants pay 2 to 4 percent per credit card transaction, often with additional «hidden fees» heaped on that quickly add up.

Even if there's no upfront sales commission when you buy the fund, you may still end up paying ongoing annual management fees — plus additional fees when you sell the fund down the road.

Reddoch pays employees an additional 50 cents an hour for the week if they work every day, an additional 10 cents an hour if they work all of that week's scheduled overtime, and another flat payment of $ 25 if they can keep that up for the whole month.

The new «Pinnacle Club» will pay its members $ 10,000 in cash and additional benefits if they produce $ 8 million of revenue or build up 5 million of production credits.

Costs would be the cost of hosting (and additional web - builders if we got to the point where we would need more labor than just myself) and revenue would come in from the doctor offices paying their start - up and monthly fees...

Their 2010 follow - up predicted a wage loss of $ 13 per for every additional dollar paid in corporate taxes.

The basic idea is that while most economists believe corporate taxes are primarily paid by owners of capital (that is, people who own stock in corporations) in the form of lower profits, a sizable minority, including White House chief economist Kevin Hassett, think that a lower tax rate would spark so much additional investment in the United States that it would bid up wages and leave the middle class better off through its indirect effects.

The rule, which does not need additional approval, requires that workers in assignments related to many federal contracts receive one hour of paid sick leave for every 30 hours they work, for up to 56 hours of leave a year.

Overtime pay is still low, running 8.5 percent of regular pay, under the 10 percent level that generally indicates a need for additional employees, but up slightly from 8.0 percent in the first quarter of 2011.

Don't write off marketing because it seems like an unnecessary expenditure; even though it demands additional investment up front, it will pay off if you're willing to grow your strategy.

Read up on the topic more, and you'll find additional ways, such as paying off other debts before applying in order to have a lower debt - to - income ratio — or paying some «points» in order to lower your rate.