Sentences with phrase «additional persons coverage»

There are several benefit riders that can be attached to your policy including; critical illness, disability waiver of premium, disability income, and / or additional persons coverage for a spouse or children.
There are several benefit riders that can be attached to your policy including; critical illness, disability waiver of premium, disability income, and / or additional persons coverage for a spouse or children.

Not exact matches

Since its passage in 2010, the health care law has undoubtedly helped consumers, with 11 million additional people getting coverage in the past two years, mostly through an expansion of Medicaid.
Second, the resulting higher premiums would discourage additional people from purchasing coverage through the individual market.
While this makes accidental death and dismemberment coverage less expensive, it also means that you may need additional financial protection for your dependents since the majority of people do not die from an accident.
In addition to earning the 3x bonus points on your travel purchases, you will also enjoy additional travel protection benefits like primary rental car collision damage waiver coverage and up to $ 5,000 reimbursement per person for non-refundable travel arrangements that have been canceled or interrupted.
I'm actually not against the ACA, but I do believe that coverage should be very scrupulous and, yes, people who make certain health and other additional cost incurring choices should not get the same ride as everybody else.
Then the employees could get on the Federally funded system and the taxpayers could provide this coverage for the 13,000 additional people.
Gov. Andrew Cuomo said he will propose that the state spend an additional $ 200 million to expand affordable housing for people living with HIV / AIDS, provide life insurance for people between the ages of 30 and 60 with HIV and spend more on health coverage and STD clinics in New York City.
Cuomo said he will propose that the state spend an additional $ 200 million to expand affordable housing for people living with HIV / AIDS, provide life insurance for people between the ages of 30 and 60 with HIV and spend more on health coverage and STD clinics in New York City.
And a coverage increase to 50 percent of the population would save the lives of more than 8,400 additional people with the same vaccine, along with heading off another 3.6 million infections and almost 22,000 hospitalizations.
Additional helpful skills for young people to practice include identifying stereotypes and social clichés, distinguishing facts from propaganda or opinion, and being able to tell the difference between important news and sensational coverage.
A district school board may design alternative teacher preparation programs to enable persons already certificated to add an additional coverage to their certificates.
To those who say efforts are needed to ensure more American have health insurance; Walker recently explained that denying health coverage to additional low - income Americans helps more people «live the American Dream» because they won't be «dependent on the American government.»
Not only do you get the obvious coverage, like personal property coverage if there's a fire, but you also have additional types of coverage that are rarely discussed and many people aren't even aware of.
These costs stack up quickly, and while we're grateful that the Red Cross exists, utilizing your additional living expenses coverage on renters insurance helps take some of the strain off that organization so they're able to help more people.
Many people think that because their trailer is covered under their auto or truck insurance policy, they do not need any additional insurance coverage.
In California, for instance, the minimum coverage level is $ 30,000 for personal injuries of two or more people, with an additional $ 5,000 for property damage.
Most insurers require a person carry about $ 250,000 of liability insurance on an auto policy and $ 300,000 of liability insurance on a homeowner policy before selling an umbrella liability policy for $ 1 million of additional coverage, Worters says.
Even a small fire can cause a significant number of people to have to spend time in a hotel and to incur additional costs, and the coverage was crucial here.
Raising the personal property limit often doesn't make much difference in the cost of the coverage, and people have a habit of acquiring additional property without giving much thought to what it adds to the total.
Knowing whether your insurance covers your family and all of the people living with you that you consider to be your family tells you whether you might need an additional endorsement for someone or if there are limitations on the coverage.
Starting January 1, 2011, Texans will have additional minimum coverage requirements for auto — $ 30,000 bodily injury per person and $ 60,000 bodily injury per accident (as opposed to the 2010 minimums — $ 25,000 bodily injury per person and $ 50,000 per accident).
This is why many people seek us out for additional coverage.
You may want to consider adding additional personal property and liability coverage to account for the additional people, however.
While many people want the additional coverage that comes with a renters insurance policy, some people just want to comply with their lease.
In the event that the costs associated with an accident or injury exceed your normal liability coverage, another party (often the injured person's attorney) can file an umbrella insurance claim to collect additional funds.
Whether you need additional coverage, have questions about how renters insurance works, or just want the reassurance of speaking with an actual person, Effective Coverage has options for you and makes the process easy, fast, and affordable.
This rider provides additional term coverage on the insured person.
In addition to earning the 3x bonus points on your travel purchases, you will also enjoy additional travel protection benefits like primary rental car collision damage waiver coverage and up to $ 5,000 reimbursement per person for non-refundable travel arrangements that have been canceled or interrupted.
«The insurance industry has expressed concern that insured persons who learn, after taking a genetic test, that they are at high risk for a genetic disease could knowingly take out policies for large amounts of additional coverage without insurers being aware of any increased risk,» says the report.
Any average person applying for this additional insurance coverage would understand a «policy of insurance» to mean an optional, private insurance contract and not a mandatory statutory scheme such as the CPP; so future CPP disability benefits do not reduce the amount payable by the insurer under the endorsement.
Because PIP only pays 80 % of your medical bills, many people purchase additional coverage known as «Medical Payments Coverage» (or MedPay).
Therefore, additional coverage is required to pay for the claims of the person who caused the accident.
While there is no bar to an injured party proceeding directly against the defendant regardless of insurance coverage, it is usually in the best interest of the injured person for the insurance company to be involved because of the additional financial resources available.
However, if you feel that the person's lifestyle may lead to death, some insurance companies will allow you to put a suicide policy (an additional coverage to your life insurance policy) into place.
However, there might be special circumstances that require additional money, or the person might have other types of coverage, which translates to fewer benefits.
For key person business life insurance, the Salary Increase rider offers owners the ability to increase the death benefit by $ 30,000 increments, up to $ 1,000,000 of additional coverage, with no proof of insurability.
For an additional premium, you can purchase higher coverage limits of Supplementary Uninsured / Underinsured Motorists (SUM) coverage of up to $ 250,000 per person per accident and $ 500,000 per accident, subject to the per person limit ($ 250,000 / $ 500,000).
A basic renters insurance policy with $ 15,000 of personal property and $ 100,000 of liability, as well as $ 1,000 of medical payments to others and $ 4,500 of additional living expense coverage might cost around $ 125 - $ 150 a year for most people.
Due to the fact that your finances can also be at risk, many people with a financial advisor will find their adviser suggesting additional liability coverage.
Even a small fire can cause a significant number of people to have to spend time in a hotel and to incur additional costs, and the coverage was crucial here.
Correspondingly, to meet the needs of people leasing or renting their living quarters, Tenant's Policy, also known as HO - 4, provides a «package» of benefits, including Personal Property coverage, Personal Liability coverage and Additional Living coverage all combined in one contract.
If the person wishes, he may also purchase additional insurance coverage that will provide him compensation to repair his own car.
This is going to vary for each person, some people will have more expensive items and some people will want additional coverage overall for their home.
For each person after the 10th, New York allows an additional $ 5,769 to be eligible for Medicaid coverage.
If a covered person is hospitalized, the coverage for the insured and one traveling companion is automatically extended for the period of hospital confinement and an additional 5 days.
Disabled travel insurance policies are more expensive than policies for ordinary people, because they include a number of additional coverage.
Stay financially aware and assess your needs for additional insurance coverage; for instance, a single person with no dependents may not need a large life insurance policy, if any at all.
Because most people in Utah are covered by a health insurance plan, most Utah motorists do not seek additional PIP coverage.
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