Sentences with phrase «additional policy benefits»

Riders are additional policy benefits that you can pay an additional fee for extra coverage benefits.

If your budget will permit, a cash value life insurance policy can not only protect your family in the event of your death but also provide you with additional policy benefits, such as access to cash values for an emergency.

Although they may require you to pay higher premiums, life insurance riders provide additional policy benefits.

Not exact matches

The death benefit of a whole life insurance policy stays the same for the life of the policy, unless you purchase additional coverage, and often ranges from $ 50,000 to several million dollars (similar to level term).

Additional Insured Rider Provides death benefit coverage on the lives of up to three family members without having to purchase separate policies.

But an «equity QE» policy would benefit from an additional legal bulwark: the procedural maze our legal system subjects all litigants to.

Senate Republicans entered budget negotiations with a wish list of more than a dozen items to benefit the charter school sector, but in the end they settled for $ 54 million in additional funding for charter schools paid for by the state Senate out of its discretionary fund and a renewal of some of the previous budget's pro-charter policies.

The policy has three additional benefits - it rewards the marriage commitment; it honours a manifesto promise; it brings us into line with nearly every other developed country in the world, where family breakdown rates are less serious.

Conversations often reveal additional skills, expertise and policy areas that Fellows are qualified in and would benefit your office.

To increase the number of women who will benefit from genetic testing for breast cancer, Rogan says doctors and government policy makers should include additional genes in testing and consider new approaches that can interpret complete gene sequences.

As Elaine Maag at the Urban - Brookings Tax Policy Center puts it, the proposed increase in the Child Tax Credit under the Framework would «provide no additional benefit for very low - income families; roughly replace the Framework's proposal to repeal personal exemptions for most middle - income families; and slightly increase taxes for higher income families.»

This UCEA policy brief was created in response to a call from the U.S. Department of Education seeking comments from the field regarding, «areas where state and local agencies could benefit from additional guidance.»

Only Kings Toyota offers you additional Toyota Certified benefits that include, complimentary scheduled oil and filter changes for life (valid only at Kings Toyota) and a 72 hour exchange policy.

If you travel frequently, have a high - risk job or participate in extreme sports (for example, skydiving, bungee jumping, auto racing) the insurer will pay additional benefits if you die or are injured in ways specifically defined by the policy.

The additional term coverage rider provides a twenty - year term policy equal to the target death benefit.

However, the death benefit and cash value can continue to grow with participating policies since the dividend can be applied to purchase additional paid - up life insurance coverage.

We pay an additional monthly benefit if the insured suffers a catastrophic disability that prevents the insured from performing certain activities of daily living, as defined by the policy.

b) With Extended Life Cover: The policyholder also has the option to choose for Extended Life Cover benefit at inception of the policy by paying additional premium throughout the premium paying term.

In addition, he was able to supplement his whole life policy with a convertible term life insurance rider that significantly increased his death benefit for very little additional cost.

An additional insured is a person that enjoys the benefits of being insured under an insurance policy, in addition to whoever originally purchased the insurance policy.

Flex - Pay Paid - Up Additions Rider: allows you to make additional payments into your policy to increase the cash value and death benefit.

Additional Insured Rider Provides death benefit coverage on the lives of up to three family members without having to purchase separate policies.

The death benefit of a whole life insurance policy stays the same for the life of the policy, unless you purchase additional coverage, and often ranges from $ 50,000 to several million dollars (similar to level term).

Adding a paid up additions rider or paid - up additional insurance rider allows you to make additional monthly or annual payments into your policy to increase the death benefit and cash value.

Before buying such policies, other than the obvious cost - benefit calculations, you should also take this additional factor into account.

Erie's standard homeowner policy, which they call ErieSecure, offers a few additional benefits that you might not find at other insurers:

Optional Riders: Additional benefits such as Children's Term Insurance, Grandchild Term Insurance, Accidental Death and Dismemberment, Waiver of Premium, and Accelerated Living Benefit may be added to some policies as riders.

Dividends can be used to purchase additional paid - up insurance, further increasing the death benefit and cash value growth of the policy.

The policy may also include additional riders, such as terminal illness, chronic illness and critical illness accelerated benefit riders.

For certain types of permanent life insurance policies, namely policies that pay dividends, the additional tax benefit of «tax free dividends» is available.

Return of premium life insurance gives you all the benefits of a traditional term life insurance policy, plus the additional benefit of having all of your cumulative premiums paid back to you at the end of the policy

In addition, these policies come with an Additional Purchase Benefit, which is the option to increase your policy's face value at certain points in time.

Assurity permanent life policies come with different riders that add additional benefits to your coverage, including:

The benefit is the non-participating policy offers the guarantees of a whole life policy, but without the additional benefit of a return of premium in the form of an annual whole life insurance dividend.

For maximum whole life insurance cash value growth, choosing the paid - up additions option, which purchases additional paid - up insurance, will further enhance your policy's cash value and grow your death benefit.

Flex Pay PUA Rider — Paid - up additions riders allow you to pay additional premium into your policy to purchase additional participating whole life insurance, which increases your death benefit and cash value.

Value Enhancement Rider: The VER is a whole life insurance rider that allows you to add additional single or periodic premium payments to your policy to purchase paid up additions, increasing your death benefit and cash value.

Guardian's whole life policies come with different riders that add additional benefits to your coverage, including:

Combining your home and auto policies can benefit you with discounts that help you save and additional coverage options to make your life easier.

We pay an additional monthly benefit if you suffer a catastrophic disability that prevents you from performing certain activities of daily living, as defined in the policy.

Policy loans or withdrawals will reduce the policy's cash value and death benefit, and may require additional premium payments to keep the policy in Policy loans or withdrawals will reduce the policy's cash value and death benefit, and may require additional premium payments to keep the policy in policy's cash value and death benefit, and may require additional premium payments to keep the policy in policy in force.

Riders: Riders are the additional benefits that can be bought and added to a basic home insurance policy.

While you can get coverage for this scenario through an additional insured rider, you may need a joint life insurance policy if the maximum death benefit for a rider isn't large enough.

Additional cash value and death benefit growth is possible through the use of dividends paid on participating whole life policies.

The Additional Life Insurance Rider (ALIR) allows the owner of the policy to make increased premium payments in order to purchase additional participating paid up life insurance, increasing the policy's death benefit and cash valAdditional Life Insurance Rider (ALIR) allows the owner of the policy to make increased premium payments in order to purchase additional participating paid up life insurance, increasing the policy's death benefit and cash valadditional participating paid up life insurance, increasing the policy's death benefit and cash value growth.

You can also add additional riders to your policy to further enhance the benefits.

For example, a policyholder with a $ 100,000 annuity who had selected and aggregate benefit limit of 300 % and a two year benefit factor would have an additional $ 200,000 available for long term care expenses after the initial $ 100,000 policy value was depleted.

For example, you may have an accidental injury claim that meets your policy's definition of a qualifying event, but if you were to die after a six month time frame established by your policy, you would not receive the additional benefit.

An accident death benefit rider pays out an additional death benefit to the beneficiary (that's above the current benefit limit of the policy) if you should die as a result of an accident.

Look for additional benefits such as extended return policies, free shipping, and exclusive savings events or coupons.