There's really very little reason to accept
that additional risk in most situations.
It is important to understand, however, that securing your loan with your personal assets besides the car you are purchasing is
an additional risk in case of default, as lender may repossess your assets to cover the losses from your default.
Why would you assume
additional risk in your daily life?
Years Ending value 20 $ 2,191 40 $ 4,801 60 $ 10,520 80 $ 23,050 100 $ 50,505 I believe that most investors with a really - long - term view will be willing to take on
some additional risk in order to seek more growth than that.
We usually recommend that Couch Potato investors follow a classic balanced strategy, which consists of putting 60 % of your money in stocks and 40 % in bonds, but you may want to adjust the stock component upward if you're young and willing to take on
additional risk in pursuit of larger returns.
There's really very little reason to accept
that additional risk in most situations.
Many investors, sensing
additional risk in stocks, are likewise seeking shelter and tax - free income in muni bonds.
Many investors, sensing
additional risk in stocks, have been able to find shelter in municipal bonds, which in the past have provided a certain level of stability in times of turmoil.
Plus I see
additional risks in them.
However, the Court heard there was some emerging evidence, although the statistical base was extremely small, that there were
additional risks in delaying labour.
Sure, there are
additional risks in Georgia, and there have been several rough claims years.
Furthermore, there are significant
additional risks in the construction process, as the eventual cost of the project may prove to be higher than what was budgeted originally due to delays and increases in the cost of construction materials and labor.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected
in such forward - looking statements and that should be considered
in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for
additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases
in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest
in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions
in the industries and markets
in which we operate
in the U.S. and globally and any changes therein, including fluctuations
in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain
in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with
additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the
risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow
additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both
in the U.S. and abroad; 20) the effect of changes
in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction
in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our
additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco
in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the
risks of doing business internationally, including fluctuations
in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Those federal rules, which double down on restrictions adopted
in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers at higher interest rates, impose
additional limits on mortgages for buyers with small down payments, and compel financial institutions to share the
risk by taking out insurance policies on low - ratio mortgages.
Additional information concerning certain
risks and uncertainties that could cause actual results to differ materially from those projected or suggested
in Pareteum's filings with the Securities and Exchange Commission, copies of which are available from the SEC or may be obtained upon request from Pareteum Corporation.
Certain matters discussed
in this news release are forward - looking statements that involve a number of
risks and uncertainties including, but not limited to, doubts about the Company's ability to continue as a going concern, the need to obtain
additional funding,
risks in product development plans and schedules, rapid technological change, changes and delays
in product approval and introduction, customer acceptance of new products, the impact of competitive products and pricing, market acceptance, the lengthy sales cycle, proprietary rights of the Company and its competitors,
risk of operations
in Israel, government regulations, dependence on third parties to manufacture products, general economic conditions and other
risk factors detailed
in the Company's filings with the United States Securities and Exchange Commission.
Otherwise, there's no point
in taking on the
additional risk — not to mention the added expense — of active management.
President Trump's launch of 59 Tomahawk missiles to destroy one Syrian airstrip exacerbated an already complex situation
in the Middle East,
risking additional disruption of oil exports.
TREB's position is that offering
additional information online, even historical sales data, constitutes a violation of privacy and could put homeowners» safety at
risk, a message it plays up
in its campaign.
«We think there is some
risk that Apple could be
in store for some
additional near - term losses.»
In fact, you could both put in crazy hours and obsess endlessly about work and still not put your health at risk if you had one additional protective facto
In fact, you could both put
in crazy hours and obsess endlessly about work and still not put your health at risk if you had one additional protective facto
in crazy hours and obsess endlessly about work and still not put your health at
risk if you had one
additional protective factor.
However, homeowners» policies are limited
in coverage and you may need to purchase
additional policies such as home - based business insurance to cover other
risks, such as general and professional liability.
Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the
risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition
in key markets; the
risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result
in increased inventory and reduced orders as we experience wide fluctuations
in supply and demand; the
risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the
risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result
in higher production costs and lower margins; our ability to lower costs; the
risk that our results will suffer if we are unable to balance fluctuations
in customer demand and capacity, including bringing on
additional capacity on a timely basis to meet customer demand; the
risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the
risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs
in response, may negatively impact demand for our products; product mix;
risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those
in which we have historically operated; the
risk that customers do not maintain their favorable perception of our brand and products, resulting
in lower demand for our products; the
risk that our products fail to perform or fail to meet customer requirements or expectations, resulting
in significant
additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty
in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments;
risks resulting from the concentration of our business among few customers, including the
risk that customers may reduce or cancel orders or fail to honor purchase commitments; the
risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the
risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the
risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the
risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the
risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired;
risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products
risks related to our multi-year warranty periods for LED lighting products;
risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products;
risks associated with ongoing litigation; and other factors discussed
in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.
This means that as a franchisor, not only do you need far less capital with which to expand, but your
risk is largely limited to the capital you invest
in developing your franchise company — an amount that is often less than the cost of opening one
additional company - owned location.
In fact, the link was so strong that for every
additional cup of coffee people drank, their
risk of suffering heart failure or stroke went down 8 percent, compared to non-coffee drinkers.
In other cases, products like sunscreens that advertise a reduced skin cancer
risk, filters that remove unhealthy chemicals from air or water and even power on - and - off safety switches, are put under
additional scrutiny by the FTC to ensure they actually do what they say.
Without disclosure, shareholders can't assess whether the activity is
in the company's interests or whether it creates
additional risks for them, as investors.
Even if you really mean to say that the $ 29,163 is assuming a 5 % withdrawal rate over 20 years (assuming your assets will stay steady gaining 5 % a year) then there would still be no way to add the
additional 2 % into the mix because you can't have money both
in the stock market and
in the
risk free rate at the same time (at least, not the same money)
Currency
risk in a carry trade is seldom hedged, because hedging would either impose an
additional cost, or negate the positive interest rate differential if currency forwards are used.
I» m suggesting that I agree with that assessment and believe there is a strong possibility of a similar event like that occurring within the next 30 years — and therefore see
additional risk to concentrating wealth
in those vehicles.
«There's always the
additional risk that these secular changes are not just random wanderings, which will eventually work themselves out, but justified permanent changes
in levels.
For example, some investors may have taken on more
risk in their portfolios
in recent years by moving into lower - quality bonds or dividend stocks,
in an attempt to generate
additional yield.
In the Council's view, any
additional risks associated with reliance on an overseas - based central counterparty may be managed through implementation of the Financial Stability Board's four safeguards.
International investments involve
additional risks, which include differences
in financial standards, currency fluctuations, geopolitical
risk, foreign taxes, and regulations, and the potential for illiquid markets.
Therein lies an
additional risk inherent
in interest - only lending.
Mr. Hernandez has a law degree from Harvard Law School and practiced as a litigation attorney for four years with a large law firm
in California, which provides him with
additional insight on
risk management issues.
In addition to monitoring business credit use, they offer
additional credit services to small businesses that include credit
risk management, the ability for your business to check the credit of potential of your customers, and industry - specific data to help you identify potentially risky customers.
Variable rates currently offer lower interest rate options, resulting
in additional interest savings, but keep
in mind — variable rate student loans are often higher
risk for borrowers than fixed interest rate student loans.
So it's still legal to buy, sell, and exchange these kinds of weapons, including
in Nevada, as long as they're a few decades old — although with some extra hurdles that don't apply to other types of firearms, such as registering fully automatic guns with the US Bureau of Alcohol, Tobacco, Firearms, and Explosives (ATF) and paying a special tax, with the
risk of
additional penalties if someone doesn't comply.
A recent survey of institutional investors
in Australia found that exposure to credit
risk had increased
in the first half of 1999 and that about half of the respondents intended to take on
additional credit
risk in their bond portfolios over the remainder of 1999.
«It's not clear we can get substantial improvements
in payrolls without some
additional inflation
risks,» he told his first regularly scheduled news conference after a Fed policy - setting meeting.
On balance, we do not believe that the November 2012 Update fiscal forecast was credible and coupled with the slowdown
in economic growth
in 2013, the possibility of a balanced budget for 2015 - 16 is seriously at
risk, unless
additional significant restraint measures are implemented.
As a result, investors seeking
additional returns from fixed - interest portfolios have been prepared to accept greater credit
risk than
in the past.
In addition, the HRC has expanded the use of long - term Performance Share awards to a broader group of management and has added for 2012 an additional risk - balancing performance measure to reduce the awards in the event of poor absolute financial performanc
In addition, the HRC has expanded the use of long - term Performance Share awards to a broader group of management and has added for 2012 an
additional risk - balancing performance measure to reduce the awards
in the event of poor absolute financial performanc
in the event of poor absolute financial performance.
International stocks do come with
additional risks, as the exchange rate of foreign currencies and political issues
in a country can affect the stock prices.
Investing
in REITs may pose
additional risks such as real estate industry
risk, interest rate
risk and liquidity
risk.
These investors require
additional upside potential as well as downside protection from the rights of the preferred shares
in exchange for the high degree of investment
risk.
Additional information about material
risk factors that could cause actual results to differ materially from expectations and about material factors or assumptions applied in making forward - looking statements may be found under «Risk Factors» in our most recent Annual Information Form, under «Risk Management», «Risk Factors» and «Critical Accounting and Actuarial Policies» in our most recent Management's Discussion and Analysis, in the «Risk Management» note to our most recent consolidated financial statements and elsewhere in our filings with Canadian and U.S. securities regulat
risk factors that could cause actual results to differ materially from expectations and about material factors or assumptions applied
in making forward - looking statements may be found under «
Risk Factors» in our most recent Annual Information Form, under «Risk Management», «Risk Factors» and «Critical Accounting and Actuarial Policies» in our most recent Management's Discussion and Analysis, in the «Risk Management» note to our most recent consolidated financial statements and elsewhere in our filings with Canadian and U.S. securities regulat
Risk Factors»
in our most recent Annual Information Form, under «
Risk Management», «Risk Factors» and «Critical Accounting and Actuarial Policies» in our most recent Management's Discussion and Analysis, in the «Risk Management» note to our most recent consolidated financial statements and elsewhere in our filings with Canadian and U.S. securities regulat
Risk Management», «
Risk Factors» and «Critical Accounting and Actuarial Policies» in our most recent Management's Discussion and Analysis, in the «Risk Management» note to our most recent consolidated financial statements and elsewhere in our filings with Canadian and U.S. securities regulat
Risk Factors» and «Critical Accounting and Actuarial Policies»
in our most recent Management's Discussion and Analysis,
in the «
Risk Management» note to our most recent consolidated financial statements and elsewhere in our filings with Canadian and U.S. securities regulat
Risk Management» note to our most recent consolidated financial statements and elsewhere
in our filings with Canadian and U.S. securities regulators.
Given the
additional overbought condition of the stock market, we should be concerned about abrupt downside
risk, but as noted above, we are willing to soften our hedges
in the event that market action improves sufficiently.
According to Living Goods, clients may also be reluctant to buy drugs from other private providers because of the
risk of getting a counterfeit medicine.63 Living Goods sent us a study conducted at the midline of its RCT that claims that both availability of counterfeit drugs and drug prices decreased at private retailers
in areas where CHPs worked.64 According to the study, about 37 % of private drug shops
in the areas it studied sold fake ACT drugs, 65 and availabilty of fake ACTs was about 50 % lower among non-Living Goods sellers
in the areas where Living Goods worked.66
Additional results on these potential effects will be made available when the full RCT is published.