The phrase
"address someone have on file" means the contact information that someone already has recorded or stored for a specific person, like their home or email address.
Full definition
Interest can be transferred internally to a Synchrony Bank Money Market or High Yield Savings Account, to a registered external account, or sent by check to the
account address we have on file.
Adding the «or current resident» tag ensures higher deliverability, so that when the named member (s) is not at
the address we have on file (for example, they have moved, and we have not yet been notified of their new address), or we have an incorrect address, at least our publications are going to someone that may become interested or engaged in our work.
If you were issued payment for $ 10.00 or more, or did have backup withholding in the previous calendar year, please check that
the address we have on file for you is accurate.
Better yet, I didn't even have to apply: if I didn't respond, they would send a cheque to
the address they had on file.
If you are unable to order your credit report and / or score through this online system, we may contact you at
the address we have on file to assist you in obtaining your credit report and / or score in another manner.