Sentences with phrase «adequate loan loss»
Unfortunately, ROE is highly dependent on absolute yields, yield spreads, maintaining adequate loan loss reserves, and the amount of leverage used.
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This allowance should be maintained at a level that is adequate to absorb the estimated amount of probable losses in the institution's loan portfolio.
In addition to reviewing loan classifications, the examiner should ensure that the institution's allowance for loan and lease losses provides adequate coverage for probable losses inherent in the portfolio.