Sentences with phrase «adjusted for income»

Most insurance providers offer policies that can also be adjusted for income levels — in other words, people in the family with high - paying jobs may get a higher payout if they have to lose out on time at work.

Paul excel at managing their finances, based on credit scores adjusted for income and other factors... (See Cities)

However, if you are a low - income worker, there are other repayment options adjusted for your income.

Monthly payments are determined annually and equal the lesser of 20 % of your discretionary income or a 12 - year fixed payment (adjusted for income).

Under an income - contingent repayment program, borrowers with Direct Stafford loans of any kind, PLUS loans made to students, and consolidation loans have their monthly payment based on the lesser of 20 percent of discretionary income or the amount due on a repayment plan with a fixed payment over 12 years, adjusted for income.

However, when also adjusted for income, education and latitude the effect was even more marked — at 39 % lower risk.

This is not adjusted for income level as the people I know with more then 3 kids are in the 10 % upper crust.

Under an income - contingent repayment program, borrowers with Direct Stafford loans of any kind, PLUS loans made to students, and consolidation loans have their monthly payment based on the lesser of 20 percent of discretionary income or the amount due on a repayment plan with a fixed payment over 12 years, adjusted for income.

(2) Adjusted to eliminate SBC expense (as adjusted for the income tax reduction attributable to SBC expense), expense related to contingent compensation, foreign exchange losses as adjusted for the reduction in income tax attributable to the losses, losses from repurchases of convertible debt (as adjusted for the related decrease in income tax), amortization of debt discount (as adjusted for the related reduction in income tax).

In addition to the results provided in accordance with US Generally Accepted Accounting Principles («GAAP») in this press release, the Company provides measures adjusted for Special Items, which include Adjusted Operating Profit, Adjusted Diluted Earnings Per Common Share, Adjusted Effective Tax Rate and Adjusted EBITDA, which we define as net income including noncontrolling interests adjusted for income tax, interest income, depreciation, amortization and other items, including store impairment charges.

Not exact matches

Another rule of thumb Diamond takes on is that retirees «need retirement income that is fully adjusted for inflation for 35 years.»

The report released Tuesday suggests lowering the income threshold for full OAS payouts as well as adjusting the OAS recovery tax or «clawback.»

Core return on equity is the ratio of annualized core income less preferred dividends to adjusted average shareholders» equity for the periods presented.

And that will require investors to adjust their strategy and their expectations henceforward — by paying more for equities, taking on more risk with fixed income and socking away more than they used to.

Average annual core return on equity over a period is the ratio of: a) the sum of core income less preferred dividends for the periods presented to b) the sum of: 1) the sum of the adjusted average shareholders» equity for all full years in the period presented, and 2) for partial years in the period presented, the number of quarters in that partial year divided by four, multiplied by the adjusted average shareholders» equity of the partial year.

Premiums for long - term - care insurance count toward the current deduction threshold (10 percent of adjusted gross income) for medical expenses.

As it stands, medical expenses must exceed 10 percent of your adjusted gross income for you to claim the deduction.

Adjusted income from continuing operating activities for the quarter totalled $ 78.7 million or 33 cents per share in the quarter, down from $ 84.7 million or 35 cents per share a year earlier.

Real (i.e. adjusted for inflation) median household income has declined for decades, and income gains are concentrated in the top 5 %:

Adjusted EBITDA has limitations as an analytical tool and should not be considered in isolation or as a substitute for income from operations, net income or any other measure of financial performance reported in accordance with U.S. Generally Accepted Accounting Principles («GAAP»).

Represents provision for income taxes plus income taxes on restructuring and other items and adjusted interest expense.

Adjusted net income for the full year was $ 99.6 million, which is down from 2015's $ 143.1 million figure.

Roth IRAs have income limitations; for instance, to contribute this year, your modified adjusted gross income for a married couple filing jointly must be less than $ 193,000.

The medical expense deduction allows families to deduct for qualified healthcare expenses that exceed 10 percent of adjusted gross income in a given year.

We believe that adjusted diluted net income per share, adjusted net income, adjusted operating income, adjusted operating income margin and adjusted EBITDA are useful measures for investors to review, because they provide a consistent measure of the underlying financial results of our ongoing business and, in our management's view, allow for a supplemental comparison against historical results and expectations for future performance.

Adjusted EBITDA for 2018 excludes stock - based compensation of approximately $ 1.0 million, amortization of acquired intangible assets of approximately $ 2.1 million, depreciation expense of approximately $ 0.5 million, income tax benefit of approximately $ 0.2 million, and interest expense of approximately $ 2.0 million.

FFO as adjusted available to common shareholders, which excludes the effects of non-operating impairments as well as transactional income and charges, was $ 157.8 million, or $ 0.37 per diluted share, for the first quarter 2018 compared to $ 155.8 million, or $ 0.37 per diluted share, for the first quarter 2017.

For single and head - of - household taxpayers in that situation, the deduction is phased out for modified adjusted gross incomes between $ 63,000 and $ 73,000 for 20For single and head - of - household taxpayers in that situation, the deduction is phased out for modified adjusted gross incomes between $ 63,000 and $ 73,000 for 20for modified adjusted gross incomes between $ 63,000 and $ 73,000 for 20for 2018.

The Adjusted consolidated pretax income for 1Q18 of $ 684 million declined by $ 67 million, or 9 percent, versus $ 751 million in 1Q17 primarily due to the same factors impacting the GAAP year - over-year comparison, while excluding the impact of the items in the pretax table above.

Adjusted EPS for 1Q18 was affected by the same factors impacting Adjusted pretax income, as well as a lower number of shares and lower tax rate used to compute EPS as discussed above.

Federal Reserve data show that average family income at households headed by self - employed people declined 5.4 percent in real terms between 1989 and 2010, while average family income at households headed by people working for others rose 20.4 percent in inflation - adjusted terms over the same period.

The group's Salary Forecast, which looks at real wages (i.e average increases in earnings adjusted for inflation), predicts that American employees will see their incomes grow by 2.7 percent this year.

This particular deduction lowers your adjusted gross income, meaning that there's less chance of you being rendered ineligible for certain other tax breaks.

As long as you itemize your deductions instead of taking the standard deduction, out - of - pocket medical expenses that exceed 7.5 percent of your adjusted gross income — your earnings minus certain adjustments — could be deductible for both 2017 and 2018.

The study examined median incomes (adjusted for inflation) and unemployment rates for U.S. adults under the age of 65 with a bachelor's degree in 173 different majors.

Millennials had a median income of $ 34,700 in 2011, compared with $ 33,900 (when adjusted for inflation) among those in the same age bracket 30 years ago, says the report.

Called «Bucky's Tuition Promise,» the program will cover four years of tuition and fees for in - state students whose family's annual household adjusted gross income is $ 56,000 or less.

Besides, even if you are eligible to contribute directly to a Roth IRA (which means a modified adjusted gross income below $ 112,000 for individuals and $ 178,000 for married couples filing a joint tax return), the maximum you can set aside this year is just $ 5,500 if you are younger than 50, and $ 6,500 if you are older.

And since charitable deductions typically are capped at 20 percent of adjusted gross income, Zuckerberg could never use the full tax deduction he would get for his billions in charitable giving.

If you opt for the Roth 401 (k), your adjusted gross income will rise, and that can potentially have a cascading effect on your current tax bill.

Operating income, income before taxes, net income, earnings per share, and the effective tax rate are all measures for which 3M provides the reported GAAP measure and an adjusted measure.

The company's highest shipping volumes since late 2008 helped push adjusted net income to $ 46 million for the fourth quarter of 2017, reversing a net loss of $ 47 million in the same period a year earlier and higher than the $ 31 million forecast average from Thomson Reuters analysts.

The investment announcement came as Canfor reported adjusted net income of $ 114.8 million or 89 cents per share for the last quarter, up from $ 37.7 million or 29 cents per share for the last quarter of 2016.

Adjusted EBITDA, as defined above, also represents our measure of segment income for each of our three operating segments.

Or you could apply for Income Based Repayment, which adjusts your monthly payment to a percentage of what you earn, not what you owe.

But as of December 31, 1991, the IRS no longer settles for 100 % of last year's bill in cases in which taxpayers earn adjusted gross incomes of at least $ 75,000, paid quarterly estimated taxes during any of the three previous years, and earn $ 40,000 more than they did last year.

We eliminate these acquisition - related expenses from adjusted EBITDA and adjusted net income to provide management and investors a tool for comparing on a period - to - period basis our operating performance in the ordinary course of operations.

For a reconciliation of adjusted net income to net income, please see the table above.

We also adjust net income for interest expense representing amortization of the debt discount related to our convertible notes issued in Q4 2013 and Q1 2014.

Adjusted net income is also adjusted for a loss from the repurchase of $ 8.0 million in principal of our 1.125 % convertible senior notes due 2018 for approximately $ 7.7 million that we recorded in Adjusted net income is also adjusted for a loss from the repurchase of $ 8.0 million in principal of our 1.125 % convertible senior notes due 2018 for approximately $ 7.7 million that we recorded in adjusted for a loss from the repurchase of $ 8.0 million in principal of our 1.125 % convertible senior notes due 2018 for approximately $ 7.7 million that we recorded in Q1 2017.