The premiums paid after
adjusting the applicable charges are invested in a choice of fund chosen by the policyholder.
Not exact matches
Performance for class B, C, M, R, and Y shares prior to their inception is derived from the historical performance of class A shares,
adjusted for the
applicable sales
charge (or CDSC) and, except for class Y shares, the higher operating expenses for such shares (with the exception of Putnam Tax - Free High Yield Fund and Putnam AMT - Free Municipal Fund, which are based on the historical performance of class B shares).
Performance for class Y shares before their inception is derived from the historical performance of class A shares,
adjusted for the
applicable sales
charge (or CDSC) and higher operating expenses for such shares.
Performance for class B, C, M, R, T1, and Y shares prior to their inception is derived from the historical performance of class A shares,
adjusted for the
applicable sales
charge (or CDSC) and, except for class Y and T1 shares, the higher operating expenses for such shares (with the exception of Putnam Tax - Free High Yield Fund and Putnam AMT - Free Municipal Fund, which are based on the historical performance of class B shares).
Performance for class R shares before their inception is derived from the historical performance of class A shares,
adjusted for the
applicable sales
charge (or CDSC) and higher operating expenses for such shares.
For Putnam Tax - Free High Yield Fund and Putnam AMT - Free Municipal Fund, performance for class M shares prior to their inception is derived from the historical performance of class B shares (inception 9/8/85),
adjusted for the
applicable sales
charge.
Performance for class B shares before their inception is derived from the historical performance of class A shares,
adjusted for the
applicable sales
charge (or CDSC) and higher operating expenses for such shares.
Note: If you signup online for the Wine Club, we will change your customer status to Wine Club and
adjust your
charges with the
applicable Wine Club discounts once we have entered you into our system.
Performance for class B, C, M, R, T, and Y shares prior to their inception is derived from the historical performance of class A shares,
adjusted for the
applicable sales
charge (or CDSC) and, except for class Y shares, the higher operating expenses for such shares).
Returns shown for the subaccounts for periods before their inception are derived from the historical performance of the underlying fund,
adjusted to reflect the mortality, expense risk, and surrender
charges applicable to this product and do not factor in the annual $ 30 contract maintenance fee.
Prior returns are
adjusted to reflect
applicable sales
charge (but were not
adjusted for other expenses).
Performance for MainStay Large Cap Growth Fund Class A shares includes the historical performance of FMI Winslow Growth Fund from inception (7/1/95) through 3/31/05
adjusted to reflect the
applicable sales
charge and fees and expenses.
2 The
adjusted total premium is the initial single premium plus any underwritten increases, less any partial surrenders and any
applicable surrender
charges in excess of policy gain and any loans and accrued loan interest, The death benefit guarantee will not apply if the sum of any outstanding loans plus accrued loan interest is greater than the policy's cash value, The death benefit guarantee will not apply if the sum of any outstanding loans plus accrued loan interest is greater than the policy's cash value.
The Feeder Fund commenced operations on September 25, 2017 and the performance information prior to the Feeder Fund's inception date has been
adjusted to reflect deduction of any expenses or
charges, if
applicable.
Performance shown p rior to the inception of the A shares is
adjusted to reflect any
applicable sales
charge, but not
adjusted for other expenses.
Performance for class B, C, M, R, and Y shares prior to their inception is derived from the historical performance of class A shares,
adjusted for the
applicable sales
charge (or CDSC) and, except for class Y shares, the higher operating expenses for such shares (with the exception of Putnam Tax - Free High Yield Fund and Putnam AMT - Free Municipal Fund, which are based on the historical performance of class B shares).
Performance for class B, C, M, R, T, and Y shares prior to their inception is derived from the historical performance of class A shares,
adjusted for the
applicable sales
charge (or CDSC) and, except for class Y shares, the higher operating expenses for such shares (with the exception of Putnam Tax - Free High Yield Fund and Putnam AMT - Free Municipal Fund, which are based on the historical performance of class B shares).
For Putnam Tax - Free High Yield Fund and Putnam AMT - Free Municipal Fund, performance for class M shares prior to their inception is derived from the historical performance of class B shares (inception 9/8/85),
adjusted for the
applicable sales
charge.
Performance for class B shares before their inception is derived from the historical performance of class A shares,
adjusted for the
applicable sales
charge (or CDSC) and higher operating expenses for such shares.
Performance for class B, C, M, R, T1, and Y shares prior to their inception is derived from the historical performance of class A shares,
adjusted for the
applicable sales
charge (or CDSC) and, except for class Y and T1 shares, the higher operating expenses for such shares (with the exception of Putnam Tax - Free High Yield Fund and Putnam AMT - Free Municipal Fund, which are based on the historical performance of class B shares).
Performance quotations have been calculated as follows: (a) for periods prior to May 1, 2013, a restated figure is used based on the fund's Advisor Class / Class Z performance,
adjusted to take into account differences in class specific operating expenses and (b) for periods after May 1, 2013, actual Class R6 performance is used, reflecting all
charges and fees
applicable to that class.
Performance for class T shares prior to their inception is derived from the historical performance of class A shares,
adjusted for the
applicable sales
charge (or CDSC) and the higher operating expenses for such shares (with the exception of Putnam Tax - Free High Yield Fund and Putnam AMT - Free Municipal Fund, which are based on the historical performance of class B shares).
If any top up premium shall be paid under the policy in which loan is availed of, the top up premium will be first
adjusted towards outstanding loan and interest on outstanding loan, if any, and the balance available shall be invested in the fund (s) chosen by the policyholder after deduction of
applicable charges.
If the due premiums are not paid, your policy would continueand the
applicable charges would be
adjusted from your fund value.