Until the day comes where your insurance company only offers percent - based deductibles, it might be in your interest to take
advantage of a low dollar - amount deductible in the event you have to file a claim.
Until the day comes where your insurance company only offers percent - based deductibles, it might be in your interest to take
advantage of a low dollar - amount deductible in the event you have to file a claim.
Foreigners and many wealthier immigrants usually don't have student debt and have money that can take
advantage of our low dollar — and many pay cash for property, so don't worry about mortgages — and, for investment properties, can leave them vacant and increasingly often do.
Not exact matches
And as has been pointed out, the oil crash hammered energy companies, but cheap oil and the
low dollar (in Canada at least) should have spurred non-energy exporters to take
advantage of those ideal conditions.
Ride - hailing services are angling to take over large portions
of daily commutes.They're poised to become cheaper options for commuters to take
advantage of, both through
lower direct rates in markets where regulators are cutting fees, and through the use
of pretax
dollars, which could save consumers up to 30 % per ride - hailing trip.
Other major
advantages of this type
of financing include putting
dollars back on a company's bottom line because interest payments are tax - deductible, which
lowers the company's taxable income.
A commodities boom has driven the Canadian
dollar from a 62 cents US
low up to parity, vaporizing any labour cost
advantage we previously enjoyed over the U.S. and changing the structure
of the economy; at the margin, a Canadian worker adds far more to our economy by extracting resources than by building cars.
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount
of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability
of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction
of generic versions
of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect
of lowering prices or reducing the number
of insured patients; the possibility
of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels
of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits
of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see
advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development
of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate
of the U.S.
dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
Historically, when the American economy is booming and the Canadian
dollar is comparatively
low, American businesses look to take
advantage of the exchange rate by buying more Canadian products and services.
Cuomo administration officials said the governor's plan does not take
dollars away from
low - income students and will allow even more
low - income families to take
advantage of state and federal financial aid that's available for higher education.
While unemployment remains high, the marginal
advantage of investing thirty or fifty thousand
dollars a year in private schooling is diminishing, particularly when those
dollars are invested in
low - selectivity,
lower - status private institutions.
This allows for a few
dollars in savings if you want to take
advantage of Whispersync for Voice, but sadly there is no bundling program yet to buy both at a
lower price.
Investors also may want to consider setting up regular, automatic contributions to take
advantage of dollar cost averaging — a strategy that can
lower the average price you pay for fund units over time and can help mitigate the risk
of market volatility.
If you like the peace
of mind knowing that you'll never pay more than X amount
of dollar per gallon
of oil but you want to take
advantage of lower heating oil prices if they occur, you'd be a good candidate for pre-buying your home heating oil with the «downside protection».
The
advantages of term life insurance are a
lower initial premiums while you are young, leverage
dollars into death benefit, specific tailored term lengths to cover measurable assets, such as a mortgage.
Refinancing can save you thousands
of dollars by taking
advantage of low interest rates, capping rising variable rates or ARM's, or by getting cash out to pay off high interest debts.
Investors looking to take
advantage of low - cost, broadly diversified portfolios have poured billions
of dollars into index mutual funds and ETFs, mostly at the expense
of actively managed funds.
This lets us put money into our portfolio every month at no cost, slowly
lowers our transaction costs as a percentage
of purchase (since 10 %
of the portfolio SHOULD be an ever increasing amount) and take
advantage of dollar cost averaging.
Rather, they should have had an allocation plan and should have utilized
dollar - cost averaging to take
advantage of lower stock prices during 2008 and 2009.
So everyone here who is planning on taking
advantage of the
low or 0 % tax on capital gains is not only maxing out their 401ks and IRAs but is also investing after tax
dollars into investments that will later yield long term capital gains so that you can use those tax free?
EV owners can save money on fueling costs without changing electricity plans, but taking
advantage of rate plans that offer
lower - cost electricity at night («time -
of - use» plans) can mean hundreds
of dollars in additional savings per year, especially in California.
Though other tactics like taking
advantage of available insurance discounts and altering your policies to fit your budget are always worth considering, those who know how to find and compare quotes can sometimes
lower their premiums by hundreds
of dollars a year simply by switching insurance providers.
Particularly interesting are the
low - end offerings; one
of the
advantages of Bitcoin is that it makes it much easier than almost any other consumer e-commerce system to manage very small amounts
of money, and so the Bitcoin community has a number
of offerings that take less than a few
dollars, or even cents, to get started.
As the record refinance volumes in the past two years indicated, many homeowners in America saw the
low rates as once - in - a-lifetime opportunity, and many were willing to pay thousands
of dollars in out -
of - pocket closing costs to take
advantage of the
low rates.
Ryan and Louis discuss the direction
of interest rates and inflation, the reluctance
of the Fed to recognize the inflation threat, the impact
of foreign countries raising their interest rates to combat inflation; the Fed's Vice Chairman Janis Yellen's view that inflation and the rise
of commodities won't impact the «recovery», blaming rising global demand and disruptions
of supply, not the easy money policy
of the Fed; encouraging consumer confidence so they borrow more money to buy things they don't need to stimulate the economy, loan officer compensation, banks» use
of Fed loans and banks» preference
of trading operations over mortgage lending; credit squeeze; increased lending standards; the
advantage of getting a
low interest loan now before interest rates and inflation rates rise; the problems with Fannie Mae and Freddie Mac; the Democrats, Republicans and President avoid a government shutdown and what might have happened if it did; the $ 10 ′ s
of billions
of dollars saved in light
of a $ 1.3 trillion defecit; the disconnect between buyers and sellers article in the Chicago Tribune; the HomeGain first quarter 2011 home values survey; the value
of a quality Realtor in buying and selling a home; the HomeGain FSBO vs. REALTOR survey