Sentences with phrase «advantage of a rise in interest rates»

a properly diversified portfolio is already prepared to take advantage of a rise in interest rates if and when it comes

Not exact matches

The increase in loan approvals in June may have partly reflected efforts by borrowers to take advantage of existing low interest rates, amidst widespread talk that intermediaries» interest rates might rise.

If the mortgage is started at a time when the rates are very low, the debtor has the advantage of paying the same rates over a long period without having to worry about the rise in the interest rate over the years.

In times when interest rates are rising, floating rate funds are poised to take advantage of it since they are consistently rolling over bonds in their portfolio every 2 - 3 monthIn times when interest rates are rising, floating rate funds are poised to take advantage of it since they are consistently rolling over bonds in their portfolio every 2 - 3 monthin their portfolio every 2 - 3 months.

As such, any sort of «operation twist» would fail, because the rise in capital levels, would blunt any advantage from over Treasury interest rates.

Popular reasons for refinancing include: taking advantage of a lower interest rate that has become available, adding a spouse to the mortgage, or accessing more cash when equity rises due to an increase in the home's value.

In these cases, the homeowners are typically planning to sell within the next few years, which means they can take advantage of lower interest rates in the short - term without mounting concern over rising rates in the long - terIn these cases, the homeowners are typically planning to sell within the next few years, which means they can take advantage of lower interest rates in the short - term without mounting concern over rising rates in the long - terin the short - term without mounting concern over rising rates in the long - terin the long - term.

To hedge against this a bit, keep maturities short while interest rates are low, so that you can easily take advantage of rising rates without losing too much in price.

In contrast, you might prefer a variable rate if you want to take advantage of the maximum possible savings but have the financial flexibility to make higher monthly payments and total interest should interest rates rise.

Short duration bonds are a good play right now — since the funds continually reinvest in short term bonds, they can easily take advantage of rising interest rates when the time comes.

In markets facing low inventory, rising prices and interest rates, the ability to provide clients and leads with a three - year forecast of a home's value serves as a clear competitive advantage.

According to Dev Morris, «Although this was closed in a rising interest rate environment, the lender moved expeditiously to allow the borrower to take advantage of what is now a below market rate.

«Even with limited choices, it appears some of the rise in contract signings could be from buyers wanting to take advantage of current affordability conditions before mortgage interest rates move higher,» he said.

Louis and Ryan discuss the implications of the U.S. and China relationship; Louis discusses the inflationary implications of QE2; Jim McCowan indicates that now is a good time to get a mortgage and discusses the state of the Arlington VA real estate market; Louis discusses the 1st quarter 2011 HomeGain home prices survey and the Virginia results; Jim and Louis discuss the rent to buy ratio; Louis discusses the advantages of getting a low interest rate mortgage prior to the rise in inflation and interest rates; Ryan and Louis discuss the employment numbers and the potential for recovery; Jim notes that only a small percentage of homes in Arlington are short sales; Jim explains how Arlington short sales get priced and buyer's misconceptions that they can offer less than the list price; Louis contrasts the Arlington home pricing experience vs. the national experience based on the HomeGain home values survey.

If you are weighing the advantages of buying a house in the Seattle area before interest rates rise, and as prices continue to increase, it's best to avoid the strategies that virtually never work.

Ryan and Louis discuss the direction of interest rates and inflation, the reluctance of the Fed to recognize the inflation threat, the impact of foreign countries raising their interest rates to combat inflation; the Fed's Vice Chairman Janis Yellen's view that inflation and the rise of commodities won't impact the «recovery», blaming rising global demand and disruptions of supply, not the easy money policy of the Fed; encouraging consumer confidence so they borrow more money to buy things they don't need to stimulate the economy, loan officer compensation, banks» use of Fed loans and banks» preference of trading operations over mortgage lending; credit squeeze; increased lending standards; the advantage of getting a low interest loan now before interest rates and inflation rates rise; the problems with Fannie Mae and Freddie Mac; the Democrats, Republicans and President avoid a government shutdown and what might have happened if it did; the $ 10 ′ s of billions of dollars saved in light of a $ 1.3 trillion defecit; the disconnect between buyers and sellers article in the Chicago Tribune; the HomeGain first quarter 2011 home values survey; the value of a quality Realtor in buying and selling a home; the HomeGain FSBO vs. REALTOR survey

Popular reasons for refinancing include taking advantage of a lower interest rate, adding a spouse to the mortgage, or accessing more cash when the equity in the home rises due to an increase in the home's value.