Sentences with phrase «advantage of the fixed rates»

With terms and numbers at a historic low, this is the perfect opportunity to refinance your student loans through a private lender and take advantage of the fixed rates that are being offered.

The major advantage of fixed rate mortgages is that they present predictable housing costs for the life of the loan.

The advantage of a fixed rate is that it's stable.

Not exact matches

If interest rates happen to be high when you take out a fixed - rate loan and end up falling, you might be able to refinance your loan in order to take advantage of the savings.

The fixed interest rate is one of the most important features of this particular loan, and it's also one of the primary advantages of the 30 - year fixed mortgage.

We've covered the advantages of using a 30 - year fixed - rate mortgage loan.

One of the advantages to this kind of mortgage is that the initial interest rate is generally lower with a 5/1 ARM than a standard fixed - rate mortgage.

The advantage of using a «fixed» option is that the interest rate will stay the same for as long as you keep the loan.

Takeaway: Consider the advantages and disadvantages of the 30 - year fixed - rate mortgage, as they relate to your plans and priorities, and make an informed decision.

Staggering the maturities of your fixed - income holdings to take advantage of rising interest rates (bond ladder).

Your interest rate is fixed, so you need to refinance if you want to take advantage of better interest rates in the future (if rates fall below your set interest rate).

Easy Close Advantage Down Payment Assistance - Buyers who qualify for a WHEDA loan may also be eligible for closing cost and down payment assistance in the form of a low cost, fixed - interest rate loan.

The advantage of using a personal loan to refinance credit card debt is that everything is fixed — the interest rate, the payment and the loan term — so you can actually target a debt payoff date.

Since closing costs represent the biggest fixed expense of refinancing, Guaranteed Rate's lender credits represent a significant advantage in cost savings.

With an allocated rate of # 2.30 per pupil per meal fixed for 2015 - 2016, schools are able to budget ahead and take advantage of the improved economies of scale.

Included in the PowerPoint: Macroeconomic Objectives (AS Level) a) Aggregate Demand (AD) and Aggregate Supply (AS) analysis - the shape and determinants of AD and AS curves; AD = C+I+G + (X-M)- the distinction between a movement along and a shift in AD and AS - the interaction of AD and AS and the determination of the level of output, prices and employment b) Inflation - the definition of inflation; degrees of inflation and the measurement of inflation; deflation and disinflation - the distinction between money values and real data - the cause of inflation (cost - push and demand - pull inflation)- the consequences of inflation c) Balance of payments - the components of the balance of payments accounts (using the IMF / OECD definition): current account; capital and financial account; balancing item - meaning of balance of payments equilibrium and disequilibrium - causes of balance of payments disequilibrium in each component of the accounts - consequences of balance of payments disequilibrium on domestic and external economy d) Exchange rates - definitions and measurement of exchange rates - nominal, real, trade - weighted exchange rates - the determination of exchange rates - floating, fixed, managed float - the factors underlying changes in exchange rates - the effects of changing exchange rates on the domestic and external economy using AD, Marshall - Lerner and J curve analysis - depreciation / appreciation - devaluation / revaluation e) The Terms of Trade - the measurement of the terms of trade - causes of the changes in the terms of trade - the impact of changes in the terms of trade f) Principles of Absolute and comparative advantage - the distinction between absolute and comparative advantage - free trade area, customs union, monetary union, full economic union - trade creation and trade diversion - the benefits of free trade, including the trading possibility curve g) Protectionism - the meaning of protectionism in the context of international trade - different methods of protection and their impact, for example, tariffs, import duties and quotas, export subsidies, embargoes, voluntary export restraints (VERs) and excessive administrative burdens («red tape»)- the arguments in favor of protectionism This PowerPoint is best used when using worksheets and activities to help reinforce the ideas talked about.

Since closing costs represent the biggest fixed expense of refinancing, Guaranteed Rate's lender credits represent a significant advantage in cost savings.

This gives eligible homeowners another year to take advantage of the program, by lowering their mortgage rates and possibly switching from an ARM to a fixed - rate loan.

The advantage of this type of loan is that the interest rate is fixed, so you know what your monthly payments will be for the duration of the loan.

With a streamline refinance, the FHA allows minimal paperwork, and sometimes there are even no credit or appraisal requirement — while still allowing borrowers to take advantage of lower fixed interest rates.

Whether you're looking to take advantage of lower monthly payments through a longer amortizing 30 or 20 year fixed rate mortgage, or are seeking a 15 or 10 year fixed rate product to pay off your loan quickly, we've got you covered.

FHA ARMs also confer the other advantages of FHA loans — 3.5 % down payments, flexible underwriting guidelines, and the ability to streamline refinance into either another ARM or a fixed - rate mortgage with no appraisal or credit qualifying.

An ARM usually offers a lower initial interest rate, someone choosing an ARM generally wants to take advantage of the initially low interest rate but intends to refinance at the end of the fixed period, or if they think rates will drop further they will take advantage of the rate adjustments while rates decline.

Although fixed - rate mortgages are available, they almost always require borrowers to refinance in order to take advantage of lower rates later on.

If interest rates happen to be high when you take out a fixed - rate loan and end up falling, you might be able to refinance your loan in order to take advantage of the savings.

One advantage of small - dollar or small - figure loans is that the interest rates are often fixed for the entire term of the loan.

Tap into your home equity responsibly and conveniently by taking advantage of our highly competitive fixed interest rates.

The advantage of a personal loan is that it typically has a fixed interest rate for a fixed period of time.

Limited loan options: If you're hoping to take advantage of a low interest rate by opting for a variable rate loan, you might want to look elsewhere — RISLA only offers fixed rate loans to its borrowers, as well as a maximum loan term of 15 years

The advantage of using a «fixed» option is that the interest rate will stay the same for as long as you keep the loan.

This is just one of the many advantages of choosing a Century Bank fixed rate mortgage.

At a glance: The primary advantage of a 30 - year fixed - rate mortgage is payment stability and predictability, since the interest rate stays the same.

Long - term payment stability and predictability is arguably the # 1 advantage of a 30 - year fixed - rate mortgage loan.

This article looks at the potential advantages and disadvantages of using a 30 - year fixed - rate mortgage when buying a home.

Particularly for consumers who have adjustable - rate mortgages, now is a good time to restructure loans to fixed rates, taking advantage of near - record lows.

The other disadvantage of such a loan is that if the interest rates decrease significantly, a borrower who has opted for a fixed rate of interest does not get any advantage.

Takeaway: Consider the advantages and disadvantages of the 30 - year fixed - rate mortgage, as they relate to your plans and priorities, and make an informed decision.

The fixed interest rate is one of the most important features of this particular loan, and it's also one of the primary advantages of the 30 - year fixed mortgage.

We've covered the advantages of using a 30 - year fixed - rate mortgage loan.

During the last few years of paying off our mortgage, the minimum monthly payment we sent to the bank was just over $ 3,000 (we financed to a 15 year fixed a few years ago to take advantage of lower interest rates).

Our VIP Basic and VIP M - Power mortgages allow customers to take advantage of the flexibility to lock into a fixed rate term at anytime without a fee or penalty.

We invite you to learn more about fixed vs. adjustable rate mortgages, including the advantages and disadvantages of each.

For example, you may be planning to stay in your first home for just a few years, in which case we may recommend that you take advantage of a fixed - period Adjustable Rate Mortgage (ARM).

If the interest rate on your loans was very high by the time you took it, you can take advantage of lower fixed interest rate and lock it up.This will reduce the total amount your need to pay in the long run.

The main reason most homeowners opt to refinance is to take advantage of lower mortgage rates, but you may also be interested in refinancing to shorten your loan term to 20 or 15 years or to switch from an adjustable - rate mortgage to a fixed - rate loan.

The Easy Close Advantage program has a low - cost, fixed interest rate, with immediate access to loan funds at the time of closing.

Given that the recent national average rate for a 30 year fixed mortgage is lingering at lower levels, there's been a lot of ongoing financing activity with people taking advantage of the rates.

It would seem logical a 30 - year fixed - rate loan below 5 percent would lure a stampede of home buyers, as well as home owners to take advantage of mortgage rates.

Because of low interest rates, buyers can take advantage of a low fixed rate.

The advantage to having a fixed rate mortgage is that you know exactly what the principal and interest payments will be for the life of the loan, allowing you to budget easier because you know that the rate will never change.