Not exact matches
Variable life insurance is a
policy which takes
advantage of investment funds that dabble in stock or bond mutual - fund asset investment.
Universal
life insurance is only really worth it if you're going to take
advantage of its flexibility, and a
variable life insurance policy works best if you can take
advantage of the investment options.
While there are many
advantages of owning a
variable life insurance policy, it is also important to consider some key factors prior to moving forward in order to be sure that this type
of policy is the best option for you and your specific
insurance and investment needs.
Universal
life insurance is only really worth it if you're going to take
advantage of its flexibility, and a
variable life insurance policy works best if you can take
advantage of the investment options.
While there are many
advantages of owning a
variable life insurance policy, it is also important to consider some key factors prior to moving forward in order to be sure that this type
of policy is the best option for you and your specific
insurance and investment needs.
Because
of its tax - deferred feature
Variable Universal
Life Insurance offers an attractive tax
advantage and if your
policy is highly funded, tax
advantages can and generally do reimburse the cost
of the
policy.
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Whether you are buying
variable universal
life (VUL) or indexed universal
life (IUL), your
policy will be a type
of permanent
insurance and therefore offer many
of same basic
advantages and disadvantages.
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As with all forms
of life insurance there are advantages and disadvantages to the Variable Universal Life pol
life insurance there are
advantages and disadvantages to the
Variable Universal
Life pol
Life policy.
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Insurance
With traditional
variable life insurance, the primary
advantage of the
policy is that you can choose how the premiums are invested by the
insurance company.
Advantages of an indexed universal
life insurance policy may include above - average returns when the stock market does well, but protection when it doesn't — a feature many
variable life insurance policies do not offer.