Not exact matches
The restrictions are so narrow and the
adverse result if you run afoul of them so punitive (a 100 %
penalty tax on the value of the shares and on any income from reinvested income) that only the truly foolish would hold private company shares in their TFSA (I'm sure some do, but they're playing with fire).
Two caveats being: 1) If a) the purchase you're saving for in 15 years is one that doesn't allow for
penalty - free distributions from an IRA, and b) there's a concern that, if you invest the taxable account entirely in equities, there might not be a large enough amount accessible without
adverse tax consequences when that time comes, you may want to use a more conservative allocation in the taxable account.
This method provides complete protection for the house after any applicable
penalty period has expired and does not have any
adverse tax consequences.