Establishing the order of people's deaths could significantly
affect distribution of assets — however the rules have now been simplified so that (except in limited circumstances) the law will deem that they died simultaneously and no - one survives the other.
Not exact matches
Examples
of these risks, uncertainties and other factors include, but are not limited to the impact
of: adverse general economic and related factors, such as fluctuating or increasing levels
of unemployment, underemployment and the volatility
of fuel prices, declines in the securities and real estate markets, and perceptions
of these conditions that decrease the level
of disposable income
of consumers or consumer confidence; adverse events impacting the security
of travel, such as terrorist acts, armed conflict and threats thereof, acts
of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread
of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment
of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount
of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion
of our
assets pledged as collateral under our existing debt agreements and the ability
of our creditors to accelerate the repayment
of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely
affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss
of key personnel; future changes relating to how external
distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price
of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times
of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability
of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Have your adviser create a spreadsheet showing the hypothetical withdrawal
of minimum
distributions over a 20 - year period and get a feel for how this will
affect the inherited IRA
assets if they are stretched.
Distributions reduce the net
assets of each
of the
affected ETFs as
of the close
of business today and the ETFs will trade ex-dividend tomorrow.
First
Asset, which has one bond ETF that uses a forward agreement, has already issued an opinion on this matter: «Based on its review to date, First
Asset believes that these changes will not
affect First
Asset Morningstar Emerging Markets Composite Bond Index ETF... or the tax treatment
of its
distributions, until the expiration
of the Fund's forward agreement in September 2015.»
Join our 2 - hour workshop to learn the factors
affecting alimony, child support and
distribution of assets and debt in separation and divorce.
In making an equitable apportionment
of marital property, the family court must give weight in such proportion as it finds appropriate to all
of the following factors: (1) the duration
of the marriage along with the ages
of the parties at the time
of the marriage and at the time
of the divorce; (2) marital misconduct or fault
of either or both parties, if the misconduct
affects or has
affected the economic circumstances
of the parties or contributed to the breakup
of the marriage; (3) the value
of the marital property and the contribution
of each spouse to the acquisition, preservation, depreciation, or appreciation in value
of the marital property, including the contribution
of the spouse as homemaker; (4) the income
of each spouse, the earning potential
of each spouse, and the opportunity for future acquisition
of capital
assets; (5) the health, both physical and emotional,
of each spouse; (6) either spouse's need for additional training or education in order to achieve that spouse's income potential; (7) the non marital property
of each spouse; (8) the existence or nonexistence
of vested retirement benefits for each or either spouse; (9) whether separate maintenance or alimony has been awarded; (10) the desirability
of awarding the family home as part
of equitable
distribution or the right to live therein for reasonable periods to the spouse having custody
of any children; (11) the tax consequences to each or either party as a result
of equitable apportionment; (12) the existence and extent
of any prior support obligations; (13) liens and any other encumbrances upon the marital property and any other existing debts; (14) child custody arrangements and obligations at the time
of the entry
of the order; and (15) such other relevant factors as the trial court shall expressly enumerate in its order.