A single speeding ticket might not
affect your car insurance rates much if you have an otherwise clean driving record, but your auto insurance rates might increase substantially after a speeding ticket if you have a history of accidents and moving violations.
Not exact matches
To get a feel for how
much an at - fault collision could
affect your
insurance rate we compared quotes for a 35 - year - old driver of a 2015 Honda Civic (Canada's best - selling
car) in Calgary, Toronto, and Montreal with a clean driving record.
The percentage of uninsured drivers in the state and how
much competition there is among the
car insurance companies also
affects car insurance rates.
Factors like how
much, where and when you drive, whether you use your
car more for business or pleasure, can also
affect insurance rates.
You might not be aware, however, of just how
much a traffic ticket conviction can
affect your
car insurance rates.
To make sure you are properly covered and not paying too
much, check out our guide on how traffic violations
affect car insurance rates.