Sentences with phrase «affected by interest rate»

Bond prices are affected by interest rate changes.

Ask your agent how the policy is affected by interest rate changes, changes in mortality (deaths), profits of the company, changes in the value of the investments supporting the policy, and changes in other key factors.

REITs are more affected by interest rate changes than other investments because of the financing of major developments.

One potential answer is to only buy shorter term bonds, whose value will be much less affected by interest rate changes.

Share prices and yield will be affected by interest rate movements, with bond prices generally moving in the opposite direction from interest rates.

They offer higher yields than interest bearing cash accounts while still offering some safety, since they mature within shorter time periods relative to other bond variants, and have prices that are less affected by interest rate fluctuations.

Bond prices are affected by interest rate changes.

We also already know that the higher a bond's coupon rate, the less its price will be affected by interest rate swings.

Further, late - stage financing typically involves more debt, which by its nature is affected by interest rates, he adds.

While the returns of these bonds are affected by interest rates, they are also responsive to the overall economic cycle as well as the growth prospects of the issuing firm.

«Traditional bonds, like U.S. Treasuries and corporates, are affected by interest rates pretty directly.

Annuity payout rates are affected by interest rates, and current payouts are dismally low.

Borrowers will be much more greatly affected by the interest rates quoted to them and will be able to see those differences right from the start with the differences in the bottom line availability in funds.

As with conventional bonds, payout rates for new annuity purchases are greatly affected by interest rates, which are now relatively low by historical standards.

Less interest rate volatility risk than long - term U.S. Treasury bonds Prices of all market - traded fixed - rate bonds are affected by interest rates.

Balance transfers: Credit card transactions affected by interest rates — As interest rates climb, consumers have been using balance transfers to save money.

Not exact matches

«People who live at least another few decades will likely be affected by diminished funding of Social Security, and also the economic impacts that impact the broader economy, including rising interest rates and inflation,» Hamrick said.

Outcomes are affected by demographics, GDP, interest rates — factors that are far beyond the control of even large corporations.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

STANLEY FISCHER: So let me just — I thought a little with R - star being so low — I sort of made — a nuisance of myself by saying, it's not only monetary policy that affects the interest rate.

After all, when a central bank influences the cost of financing through changes in the policy interest rate, its actions affect the economy by changing asset prices, encouraging or discouraging risk taking, and influencing credit flows.

Variable - rate mortgages and new mortgage loans will be affected by rising interest rates.

Consumer staples industries can be significantly affected by competitive pricing particularly with respect to the growth of low - cost emerging market production, government regulation, the performance of overall economy, interest rates, and consumer confidence.

Commodity prices may be affected by a variety of factors at any time, including but not limited to, (i) changes in supply and demand relationships, (ii) governmental programs and policies, (iii) national and international political and economic events, war and terrorist events, (iv) changes in interest and exchange rates, (v) trading activities in commodities and related contracts, (vi) pestilence, technological change and weather, and (vii) the price volatility of a commodity.

[Central banks] are supportive of these new technologies because they'll improve the payment system... but it won't affect the ability of the Fed to require a certain amount of reserves,» remarked Bernanke about a central bank's ability to curb inflation by altering interest rates.

«The economy has never been as levered as it currently is, and the economy is far more interest sensitive than it has been in the past, to a degree that we don't have certainty over how each interest rate hike is going to affect Canadian consumers,» said Frances Donald, senior economist at Manulife Asset Management, by phone from Toronto.

However, high - yield (junk) bond funds and international bond funds can be affected by factors other than interest rates.

However, since these share are a hybrid, they will likely be less negatively affected by rising interest rates.

In the past, the Fed affected short - term interest rates by buying and selling short - term Treasury obligations.

Other interest rates in the economy are influenced by this interest rate to varying degrees, so that the behaviour of borrowers and lenders in the financial markets is affected by monetary policy (though not only by monetary policy).

Interest rates, loan terms and your ability to be approved are all affected by your credit score.

These changes are not significantly affected by economic developments, with the exception of changes in the interest rate forecast on federal employees» future benefits, such as pensions, death benefits, etc..

A few years ago Vanguard performed a study to see how the Barclays Aggregate Bond Index would be affected by an overnight 3 % rise in interest rates (something that has never actually occurred).

The consumer discretionary industries can be significantly affected by the performance of the overall economy, interest rates, competition, consumer confidence and spending, and changes in demographics and consumer tastes.

Longer ‐ term bonds carry a longer or higher duration than shorter ‐ term bonds; as such, they would be affected by changing interest rates for a greater period of time if interest rates were to increase.

Such changes usually affect securities inversely and can be reduced by diversifying (investing in fixed - income securities with different durations) or hedging (e.g. through an interest rate swap).

Most of the financial products that are at most risk of disruption (SME and personal loans, deposits...) are also those that are the most affected by regulatory requirements and low interest rates.

So, actions today effect — by raising interest rates, will affect the economy down the road.

Bonds are affected by a number of risks, including fluctuations in interest rates, credit risk and prepayment risk.

Benchmark interest rates, such as the LIBOR and the Fed funds rate, affect the demand for money by raising or lowering the cost to borrow — in essence, money's price.

Investments in commodities may be affected by changes in overall market movements, commodity index volatility, changes in interest rates or factors affecting a particular industry or commodity.

While Visa ® credit cards may come with benefits or protections backed by Visa ®, the issuer and particular card can affect fees, interest rates, promotions, perks and rewards programs.

It will come as both relief and encouragement to the millions of people either directly affected by payday lending or simply angry at the way these businesses have been able to prey on the vulnerable through staggeringly high interest rates and penalty charges.

Though probably of little interest to anyone young enough to be affected by ratings, Barrymore features enough profanity to have earned an «R» from the MPAA.

Changes in the money supply can influence overall levels of spending, employment, and prices in the economy by inducing changes in interest rates charged for credit, and by affecting the levels of personal and business investment spending.

For personal loans, even a 50 - point difference in your credit score could affect your interest rate by several percentage points, according to GoBankingRates.com.

But while these may well be true, the fact remains that the credit score will affect the interest rate and the loan limit set by the lender.

Learn why interest rates are one of the most important economic variables and how every individual and business is affected by rate changes.

Because total repayment cost is affected by both the interest rate and the length of repayment, this is where focusing too much on APR can lead you astray.

Note that this is all in terms of mortgage paymennts, which means it's also affected by what interest rate you can get, how long a mortgage you're willing to take, and how much you can afford to pull out of your savings.