Sentences with phrase «afford larger houses»

She also pointed out that just because we can afford larger houses with multiple bedrooms, it doesn't mean that our needs as mammals have changed.

Hopefully one day the time will come when you can afford a larger house, but it should not be your highest priority.

Not exact matches

Still, the housing market's recovery remains slow, in part because many Americans lack the credit to qualify for a mortgage or can't afford the larger down payments now required.

As you can see, the gap between what the average Americans can afford and the median sales price is much larger than it had been prior to the housing bubble.

Nicole and I agreed that if we couldn't afford to pay the larger monthly payments of a 15 - year mortgage, then we shouldn't buy the house.

And you can't afford the large market - research houses, which often require monthly retainers and don't like to take on small research projects.

Housing costs are typically the largest expense item in your household budget, but that doesn't mean you can afford to break the bank.

The «comfortable» include most of our workers, the large middle class — those who have sufficient resources to afford decent housing, a new (or recent vintage) automobile every so often, occasional vacation trips, and numerous little amenities around the home.

Nevertheless, Houston experienced a severe housing problem with half a million people paying more for housing than they could afford, a large homeless population and long waiting lists for public housing.

But any house built today will provide for all the necessary functions of family life with the use of those instruments that modern civilization affords and with consideration of the services that the larger community now makes available to the home.

This seems to indicate that being born wealthy represents a kind of inertia to stay wealthy — you can afford better schools, tuition, universities, housing, and have a large network of other wealthy business connections when you come from a rich family.

This would not only serve the interests of the elderly, but it would free up houses for large numbers of young people currently unable to find or afford a home.

«The Conservatives can afford to lose no more than 22 seats to Labour before they cease to be the largest party in the House of Commons.

Two - thirds (65 %) young teachers do not feel they are able to afford to meet their housing aspirations in the next few years, a conference organised by the NASUWT, the largest teachers» union in the UK, has heard.

If your company is large enough and has the in - house IT resources to afford the costly capital and maintenance costs of DIY hosting, then this may be the strategic choice.

The model is big enough to house the battery pack and in a price range where people can afford the technology without being so expensive that it does not sell in large volumes.

The big publishing houses simply can not afford to take a large cut in revenues and still remain viable.

At times I suspect the executives of large publishing houses do look with favor on adding A / V because only they can afford the resources to do it well.

Perhaps not to North America, where the rhetoric in the wake of the «war over ebooks» is at its loudest and where the global nature of the English speaking market affords the largest publishing houses to take a position of splendid isolation.

So if you want to pay for a large item like a house, a car, or say a college education, but you can't afford it all at once, you can take a loan out.

Even if you can afford the monthly payments, you'll still be attached to your student loan debt for years, being unable to undertake projects like starting your own business or buying a house due to the fact that no large amount loan will be available until you finish paying off your student loans.

This has led some homeowners to take out loans larger than they could afford based on overly - optimistic assumptions about the future performance of the housing market.

Remember that the old advice that you should buy the largest house you can afford, or the newer advice about «starter homes», are both questionable in the current market.

A general rule is that you can purchase a house valued at twice your annual income, but this does not take into account your debts, a large down payment, or other factors which can add to or detract from the amount you can afford.

Once you reach a point in life when you could afford luxury cars and upgrade to a larger house, you will realize that you do not want to waste your money on any of that stuff.

If you currently have a mortgage in your home that you may not be able to afford if the economy declines or your finances suffer a sudden change — such as large medical expenses — then consider replacing your current mortgage with a reverse mortgage as a way to protect yourself from a housing market crash.

They may need to decide on a smaller house to be able to afford a larger monthly payment.

Frenette looks around her neighbourhood and concludes that she'd rather have a small home and a balanced life than a large house she can't afford to enjoy.

The lower payment may allow a borrower to buy more house than they would be able to afford with a 15 - year loan, since the same monthly payment would allow you to take out a larger loan over 30 years.

According to a 1986 study by the Joint Center for Housing Studies, by considering the savings on monthly utility bills when determining how large a mortgage the household can afford, as many as two - hundred and fifty thousand more new home buyers could qualify per year.

Perhaps you can not afford to keep your car or house due to the large payments.

We're seeing a giant / ongoing transition in Germany — from public landlords to private landlords (& increased home buying): The authorities don't want / can't afford the responsibility or the financial burden of large - scale housing provision any more.

Although Campbell's hamsters (Phodopus campbelli) are one of the four dwarf hamsters, they still need a cage setup that is the largest you can afford to buy and keep in your house.

So if you have a large house, with a yard, and you can afford the extra costs, there's no reason to say no to such a wonderful and loving dog.

The Bower is a larger tree house which backs into the edge of the rainforest affording beautiful valley views.

As is the case with a number of other U.S. zoos, the one in the Bronx can no longer afford to house or feed most of the larger species of mammalian wildlife.

The idea is, just as cars were made available because of mass production, so too could houses be made available to a much larger number of people that can afford them.»

Some of these firms operate as legal outsourcers contracting their lawyers to small businesses that want a lawyer on - site but can not afford a full - time in - house lawyer or to large corporations that have in - house legal departments but need extra assistance from time to time.

Some of these firms operate as legal outsourcers contracting their lawyers to small businesses that want a lawyer on - site but can not afford a full - time in - house lawyer or to large corporations that have in - house legal departments but need extra assistance from time to time... [more]

Brian's in - house experience processing large - loss bodily injury claims affords his clients a competitive advantage in insurance matters.

He easily rattles off some key benefits of hosted solutions, including: a larger selection of options; reduced in - house IT costs; tighter security than most law firms can implement; and better functionality than many firms could otherwise afford.

It's a compelling proposition for companies that can neither afford their own «in house» counsel nor pay the rates demanded by larger law firms.

Our middle - market concept, Autumn Green, grew out of the realization that there's a large senior population who can't afford an upscale community, but who also don't qualify for affordable housing.

Those with large consumer debt are not those planning to buy houses and suddenly realizing their debt is too high to afford it.

A recent analysis from Zillow reveals homebuyers in over half of the nation's 35 largest housing markets will need more of their income to afford mortgage payments on a median - valued home than the historic spend.

If you currently have a mortgage in your home that you may not be able to afford if the economy declines or your finances suffer a sudden change — such as large medical expenses — then consider replacing your current mortgage with a reverse mortgage as a way to protect yourself from a housing market crash.

The relatively large risk premium associated with seniors housing (the difference between its cap rate and the risk - free 10 - year Treasury rate, estimated to be roughly 500 basis points) may help buffer the effects of higher interest rates on seniors housing cap rates, since the risk premium has room to potentially shrink toward the premium afforded to other commercial real estate asset types.

A large down payment helps you afford more house with the same payment.

The Coalition for Sensible Housing Policy is a diverse coalition of 52 consumer organizations, civil rights groups, lenders, housing and real estate professionals that share the goal of attracting private capital back to the mortgage market for all American households, including low - wealth families that can not afford a large down pHousing Policy is a diverse coalition of 52 consumer organizations, civil rights groups, lenders, housing and real estate professionals that share the goal of attracting private capital back to the mortgage market for all American households, including low - wealth families that can not afford a large down phousing and real estate professionals that share the goal of attracting private capital back to the mortgage market for all American households, including low - wealth families that can not afford a large down payment.

During the prequalification process a lender analyses your financial situation applying basic underwriting standards (such as housing and debt ratios) and provides an estimate of how large a mortgage you can afford.