We do not charge any fees on application, and also run industry -
required affordability tests in order to ensure that our customers are eligible and financially competent enough to pay back the loan without falling into trouble.
It's subject to
affordability tests — but if you go around the country talking to people about this then they say it makes a big difference in terms of nutrition, it makes a big difference in terms of concentration in classrooms.
Wizzcash will then run the industry - required
affordability tests.
If you are using a lender who does not check your credit or run
an affordability test, you are most likely not dealing with a responsible of scrupulous lender and should take care.
Interest cover Interest cover is
an affordability test.
This is known as the «
affordability test».
As predicted by various people the answer comes down entirely to how different banks run their «
affordability tests», and that appears to vary wildly.