Sentences with phrase «affordable mortgage credit»

Polychron testified that NAR has worked with FHA for years to ensure people have access to safe, affordable mortgage credit for condominiums, and thanked the committee for showing a willingness to address a number of lingering concerns.
The National Association of REALTORS ® supports comprehensive reform of America's housing finance market that protects taxpayers and ensures the availability of affordable mortgage credit today and into the future.
The housing finance system needs to be put on a more sustainable path so that creditworthy borrowers will have access to prudent and affordable mortgage credit well into the future and so that taxpayers are better shielded from housing related credit risks.
Enabling Access to Homeownership & Affordable Mortgage Credit with MI.
Private capital, including private MI, should be the preferred approach to facilitating access to affordable mortgage credit while simultaneously protecting taxpayers from mortgage credit risk.
USMI firmly believes that reform is necessary to put our housing finance system on a more sustainable path so that creditworthy borrowers will have access to prudent and affordable mortgage credit in the future and so that taxpayers are better shielded from housing related credit risks.
One of the many purposes of FHA's mortgage insurance programs is to encourage lenders to make affordable mortgage credit available for non-conventional forms of ownership.
Improved access to safe, affordable mortgage credit through FHFA's 3 percent down payment program will help new borrowers achieve the dream of homeownership.»
«We need to strike a balance between reducing investor risk and providing affordable mortgage credit,» NAR President Ron Phipps said in a public statement last week.
The GSEs have a duty to serve the public by facilitating the availability of affordable mortgage credit to all qualified borrowers.
Condominiums are among the most affordable homeownership options for first - time homebuyers, as well as lower income borrowers, but barriers to safe, affordable mortgage credit for condos still exist.
The nation's housing finance system needs to be put on a more sustainable footing so that more Americans will have access to prudent and affordable mortgage credit well into the future and taxpayers are further shielded from risks.
Promotion of greater front - end risk sharing with MI is a way to help build a strong, stable housing finance system, provide prudent access to affordable mortgage credit, protect taxpayers, and help ensure the homeownership aspirations of Americans for years to come.
As policymakers look for ways to further reduce taxpayer risk while ensuring access to affordable mortgage credit, MI can offer additional solutions to meet this objective.
However getting quick approval for an affordable mortgage no credit check loan is not easy...
«The new program mitigates risk with strong underwriting and ensures that responsible buyers have access to safe and affordable mortgage credit.
The National Association of Realtors ® applauds the Consumer Financial Protection Bureau for creating a broadly defined Qualified Mortgage rule that establishes strong consumer protections while ensuring continued access to safe, affordable mortgage credit.
NAR will continue to monitor the rule's impact on consumers, including the important new protections, and will work closely with CFPB and others to ensure that consumers have access to affordable mortgage credit.
In 2016, access to affordable mortgage credit is of such critical near term importance that NAHREP is compelled to issue this Call to Action to regulators and policymakers.
To safeguard consumers, protect investors, and preserve continued access to affordable mortgage credit, regulators deliberately and thoughtfully aligned QRM and QM.
Title XIV of the Act amends the Truth in Lending Act, the Equal Credit Opportunity Act, and other consumer financial laws to prevent mortgage - related abuses and to improve availability of responsible, affordable mortgage credit.
The project is part of Fannie Mae's work to find new, innovative ways to expand the availability of affordable mortgage credit.
The bipartisan bill would modify the definition of points and fees in the Dodd - Frank Act's Ability to Repay / Qualified Mortgage provisions to improve access to affordable mortgage credit for qualified borrowers.
Brown highlighted the need to protect the mortgage interest deduction and preserve a secondary mortgage market that ensures liquidity sufficient to provide safe, affordable mortgage credit to all qualified borrowers.
NAR believes these principles will contribute to the long - term stability of our nation's housing market and provide consumers with access to affordable mortgage credit, even during economic downturns.
In 2016, access to affordable mortgage credit is of critical importance that NAHREP is compelled to issue a Call to Action to regulators and policymakers.
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