Sentences with phrase «after accounting for the cost»

It compelled me to justify myself, to explain to my interrogators how I planned to live in New York City on so little — less than minimum wage after accounting for the cost of my uniform and unpaid training time.

Even after accounting for the costs of breast pump equipment, if necessary, families can save several hundreds of dollars they would have spent on formula.

After accounting for the costs and time involved, the researchers found that Medicare reimburses four times more per minute required for a less effective alternative than it does for brachytherapy.

Since the costs of active management typically exceed those of passive management, the average actively managed dollar will underperform the average passively managed dollar after accounting for costs (Sharpe 1991).

After accounting for the cost of raising your kids as well as their future college expenses, you have about $ 1.9 million in financial obligations, meaning that you ideally need that amount minus your liquid assets covered by life insurance — so about $ 1.8 million in coverage.

Even after you account for your costs, you can usually see returns that beat inflation — and then some.

After accounting for the cost of raising your kids as well as their future college expenses, you have about $ 1.9 million in financial obligations, meaning that you ideally need that amount minus your liquid assets covered by life insurance — so about $ 1.8 million in coverage.

Not exact matches

Also last year, the Congressional Budget Office issued a report suggesting the bank may cost taxpayers money after all, using the fair - value accounting method, which accounts for market risks of the loans the agency makes.

This account can be used for day care, after - school care, baby - sitting, or camp expenses for children under 13; it can also cover the costs of nursing or other care for employees» dependent parents.

It's far more cost - effective to determine which accounts are the best t for your products or services before you go after them, and then spend your money reaching them (and only them) on the channels where they're active: across the web, on social media, at events, and so on.

Numbers show that, after accounting for the fees on these products, you're way better off sticking with a portfolio of low - cost stocks and bonds.

After operating costs and wastage around 17 per cent, Coles stands to make a small but useful profit on private label milk, which accounts for more than 60 per cent of the retailer's total milk sales.

And, after accounting for things like labor and kitchen equipment costs, only about half of that is spent on actual food, according to the school district for Bridgeport, Connecticut.

The ever - creative Rob Parete, soon, sadly, to retire after a decade of diligent service, suggested the $ 14,000 budgeted for county legislators» annual mileage account could be used to offset part of the cost of coercing the state legislature.

«And as shareholders, we support the proposal that bonus pools should be formed only after taking into account the cost of capital, adjusted for risk.

The Commons» public accounts committee is critical of financial planning for the Games after the government increased its estimate of their cost from just over # 4 billion at the time of the bid to # 9.3 billion in March 2007.

But he and his wife declared a loss on the property after accounting for mortgage costs and depreciation.

After accounting for these differences, PSR was by far the most cost - effective option.

Lower median - income families were more likely to choose the open procedure than those of higher median incomes, but after accounting for the income difference, patients and parents exposed to the cost information still were 1.7 times more likely to choose the open procedure.

Even if the central conclusion of this article ends up being correct (that after development costs, the per seat cost of the commercial vehicles only matches what NASA currently pays per seat for launch with the Russians), we need to account for the associated benefits of a return to ISS logistical capabilities that haven't existed since the days of the Shuttle.

After the age of 60, the prevalence of moderate to severe sarcopenia is found in about 65 percent of all men and about 30 percent of all women, and it accounts for more than $ 18 billion of health care costs in the United States.

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After accounting for those liabilities, the traditional Pennsylvania system costs three times as much as what the charter school is offering.

The 2012 National Postsecondary Student Aid Study, conducted by the National Center for Education Statistics, found that after taking all grants and scholarships into account, attending one year of community college runs dependent students from low - income families more than $ 8,000 in tuition, fees, and living costs (see the green «Net price of attendance» bars in Figure 2).

This seems true even after we account for the higher costs.

Advocates of additional funding say students in low - income districts need the state to account for paying social workers, counselors, after - school programs and other costs necessary to mitigate the impacts of poverty.

Large differences in funding between states remain even after accounting for differences in the cost of living between states.

Over the last forty years, the cost per student of our system has more than doubled, after accounting for inflation.

Fuel consumption is nonlinear: it costs more to go faster, even after accounting for time savings, and the percentage increase rises with speed.

The deal ended up costing Barnes & Noble $ 460 million after accounting for the unit's cash on hand at the closing date.

After accounting for commissions, my cost basis was reduced to $ 106.76, which is like buying Apple at a 1.9 % discount to the price it was trading for when I placed the trade on Friday.

The equity in your home would amount to just over $ 200,000 after 10 years (assuming no pre-payments and not accounting for maintenance and utility costs).

However, selling seems expensive after you take into account 6 % realtor fees, potentially paying for someones closing costs, etc..

The minimum amount of the loan is $ 2,000 and the maximum amount can cover up to the total amount of a student's school - certified attendance cost, after accounting for other financial aid such as scholarships and federal loans.

Federal regulations require mutual funds to track and report to the IRS cost basis for shares purchased in taxable accounts on or after January 1, 2012.

In return for paying back what you can realistically afford each month (after living costs and essential expenditure has been accounted for), usually for a period of five years (you may also be required to release any equity that is available in your home - only if you can afford to), your creditors will agree to freeze interest and write off any outstanding debts.

When a homeowner is standing back after 38 years and admiring the appreciation in the value of their home, they aren't usually accounting for the costs incurred along the way, but the costs were definitely there.

The notice will contain (i) the date and time after which your motor vehicle may be sold; and (ii) a written accounting of the outstanding balance on your motor vehicle title loan, the amount of interest accrued through the date the motor vehicle title lender took possession of your motor vehicle, and any reasonable costs incurred to date by the motor vehicle title lender in connection with repossessing, preparing for sale, and selling your motor vehicle.

(1) Before executing a contract or agreement with or receiving money or other valuable consideration from a buyer, a credit services organization shall provide the buyer with a written statement containing: (a) A complete and detailed description of the services to be performed by the credit services organization for the buyer and the total cost of the services; (b) A statement explaining the buyer's right to proceed against the surety bond or surety account required by section 45 - 805; (c) The name and address of the surety company that issued the bond or the name and address of the depository and the trustee and the account number of the surety account; (d) A complete and accurate statement of the buyer's right to review any file on the buyer maintained by a consumer reporting agency as provided by the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq.; (e) A statement that the buyer's file is available for review at no charge on request made to the consumer reporting agency within thirty days after the date of receipt of notice that credit has been denied and that the buyer's file is available for a minimal charge at any other time; (f) A complete and accurate statement of the buyer's right to dispute directly with the consumer reporting agency the completeness or accuracy of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling services.

If there are funds left in the account after graduation, that can be used to start a business or open a practice, cover medical costs, and even pay for rent and living expenses.

The return of the growth is calulated after substracting the MER.75 % of the principal is guarenteed at maturity.You can also withdraw 10 % without any penality in every year from the segregated funds.You can also do SM through Manuone.If you can put 10 % with CMHC insurance, either borrow a lumpsum from the subaccount, if you have the equity, or can use dollar cost averaging.In this case you pay only prime rate for the mortgage aswell as for the subaccount just like a credit line.The beauty of the mauone is that you can pay of the mortgage at any time if you have the money.Any money goes into your account will reduce your principal amount, and you pay only the simple interest at prime for the remaining principal.With a good decipline and by putting the tax returnfrom the investment in to the principal will reduce the principal subsatntially.If you don't have the decipline don't even think of this idea.I am an insurance agent, recently I read this SM program while surfing the net, I made my own research and doing it for my clients.I believe now 20 % downpayment can get a mortgage without cmhc insurance.Fora long term investment plan, Manuone with a combination of Segregated fund investment I believe is the best way to pay off the mortgage quickly and investment for the retirement.

While it's hard to generalize because different investors face different costs, it's common for strategies that perform well on paper to fail after trading frictions are properly accounted for.

Most active fund managers try to outperform their benchmark indexes by picking stocks and making tactical plays, and most can not do this successfully after accounting for their fees and transaction costs.

For your information only, we calculate average cost basis for USAA mutual fund accounts opened after Jan. 1, 1992, in a mutual fund account and March 24, 2006, for funds purchased in a USAA brokerage accouFor your information only, we calculate average cost basis for USAA mutual fund accounts opened after Jan. 1, 1992, in a mutual fund account and March 24, 2006, for funds purchased in a USAA brokerage accoufor USAA mutual fund accounts opened after Jan. 1, 1992, in a mutual fund account and March 24, 2006, for funds purchased in a USAA brokerage accoufor funds purchased in a USAA brokerage account.

In an IVA, you agree to pay back an amount you can realistically afford each month, after your living costs have been taken into account, usually for a period of five years.

* Note: Make sure you see what fees are involved in refinancing your mortgage, and calculate your savings after you account for refinancing costs in the form of attorney fees, application fees, inspections and any other fees.

For Nestlé, my 2017 yield on cost (YoC) after witholding taxes is 3.8 % and taking into account the reimbursement with regard to the Swiss witholding tax (reducing the burden from 35 % to 15 %) my YoC stands at 4.9 %.

After innovating and leading in online high - interest savings accounts for years, ING Direct is introducing three low - cost, index - based, mutual funds under the «Streetwise» name.

It calculates a seller's net gain after the current mortgage (s) have been repaid and taxes, sales commissions and other closing costs involved in the sales transaction have been accounted for.

When we post after - fee returns, it's most always with a 1 % advisor fee, then we add a 0.1 % fee to account for average trading costs (ticket charges).