Not exact matches
This works well for insured people if the
term ends
after most of their obligations — mortgage, student loans, children's education and so on — are no longer an
issue and they don't need that extra level of protection that
life insurance offers.
However if all conditions are met and everything checks out
after the investigation, unlike the guaranteed
issue life insurance policy, a
term life insurance policy would pay the full benefit, and not just the premiums paid for the first two years.
Despite the advantages of a no medical exam
life insurance policy, some reasons would make the standard
term life insurance policy more ideal, even if they are only
issued after a medical examination or test.
This works well for insured people if the
term ends
after most of their obligations — mortgage, student loans, children's education and so on — are no longer an
issue and they don't need that extra level of protection that
life insurance offers.
It generally provides whole
life insurance on the principal breadwinner and small amounts of
term insurance on the spouse and children, including those born
after the policy is
issued.
$ 50,000 of
term life insurance that can be
issued from age 16 to 45, with coverage to age 50 or 10 years
after the policy is
issued (whichever is later).
MAX
life insurance can not commit also if we buy
term plan from MAX that they will
issue their policy
after medical only.
But
life insurance company may or many not
issue term plan based on their
terms & conditions
after going through your proposal form.
After all, until now the only
life insurance product, and I use that
term loosely, available for HIV positive was guaranteed
issue life insurance.
• Accurately processed payroll as well as monitored vacation / benefit accruals independently • Actively managed wage garnishments and processed termination checks • Accepted accountability for the overall teamwork and stood responsible for meeting the deadlines • Assisted HR department with compensation and benefits for payroll related tasks like processing benefits premiums, wage ceilings, long
term disability claims,
life insurance, group health
insurance, fringe benefits, and overtime pay analysis • Assisted internal and external auditing procedures related to payroll by following company standards and policies • Monitored and reviewed complete payroll accounts for verification of accuracy and in case of any discrepancies made appropriate corrections and updates, at the end of every month • Communicated effectively with all staff responding to their requests and inquiries related to payroll information • Correctly made payroll related general ledger journal entries for each record • Created and dispersed payroll vouchers to the company employees every month on the pay day • Created benefit audits and reports for terminated / retired employees • Maintained perfect reconciliations of balance sheet accounts related to the payroll • Executed special research projects regarding payroll management and for detailed analysis of financial facets of payroll • Gave suggestions to the management for the policy and procedure updates and refreshers related to payroll management and its financial aspects • Organized and maintained outstanding payroll checks and lists in coordination with the HR department • Managed contacts and communicated regularly with all the internal and external stakeholders ensuring effective flow of information • Organized files, accounts, ledgers, records, employee books for payroll documents and other related purposes • Prepared SDLs — Salary Distribution Journals and other distribution journals every month for payroll accounts • Processed and prepared corporate payroll using Pay Expert Application, managing all paperwork for the wire transfers and generated return funds • Processed payroll changes for new hires and terminations ensuring accuracy and timeliness of the process • Proficiently used PRG (Millennium) payroll and TMx labor scheduling software applications for effective payroll management • Resolved all
issues related to payroll tax payments and reported
after every pay run making sure that all filings were accurately represented by the tax service provider • Reconciled tax payments for federal, state and local payroll as well as returns for multiple authorities on monthly basis.