Two and a half years later
after paying balance off in full each month the card still has not been graduated to an unsecured card.
Not exact matches
After that, a 14.49 % - 23.49 % Variable APR (depending on your creditworthiness), so you'll need to
pay your
balance off in full each
month once the promotional period ends to avoid racking up interest charges.
That means thatif you used up a large portion of your credit limit one
month — say, racking up $ 2,000
in holiday purchases on a card with a $ 3,000 limit — and you
paid off the
balance in full before the due date but
after the statement closing date, the credit bureaus are still going to report your
balance as $ 2,000 and your credit utilization rate as an ugly 67 %, even though both are currently,
in fact, zero.
If you start using credit cards again
after you recover from financial distress, aim to
pay your
balances off in -
full every
month.
After you
pay off the
balance, hang on to your card, putting a small charge on it each
month and
paying in full by each due date.