Sentences with phrase «against consumer reports»

Mr. Goheen has served as lead or co-counsel in over 25 privacy - based class actions in state and federal courts, including over 20 class actions against consumer reporting agencies alleging violations of the Fair Credit Reporting Act, representing such clients as SunTrust Banks, Shell, Countrywide, Equifax, Bank of America, and Capital One.

He filed suit against Spokeo, on behalf of himself and a class of similarly situated individuals, under the Fair Credit Reporting Act (FCRA), which permits a remedy of up to $ 1000 per instance against a consumer reporting agency (CRA) that reports false data about an individual.

Not exact matches

Consumer Reports has identified about a dozen class - action lawsuits in the U.S. involving shattered sunroofs, finding complaints against Hyundai, Kia, Ford, Mercedes - Benz, Nissan, and Volkswagen, among others.

Simon Property Group Inc. filed a lawsuit against Starbucks on Aug. 21, claiming the coffee giant had not fulfilled its lease obligations and «put its stock price above its contractual obligations, the viability of Simon and its Shopping Centers, other retailers and consumers who count on the Teavana stores,» USA Today reports.

Rep. Steve Cohen, a Tennessee Democrat, introduced a bill last summer that would amend the Fair Credit Reporting Act to prohibit the use of consumer credit checks against employees «for the purposes of making adverse employment decisions.»

A CFPB spokesperson said in an email to Vox that the bureau is authorized to take «supervisory and enforcement action against certain institutions engaged in unfair, deceptive, or abusive acts or practices, or that otherwise violate federal consumer financial laws,» including the failure of institutions to engage in «reasonable data security practices» in connection with consumer report information.

Consumer Reports said that the Model X electric SUV of Tesla Motors is «fast and flawed», with several criticisms against the vehicle.

According to data published in FIS's most recent Performance Against Consumer Expectations (PACE) report, community bank customers are more likely to skew older.

The options for federal student loan borrowers can be good, but as the Consumer Financial Protection Bureau's many reports and recent lawsuit against Navie

Released today, the report shows that mandatory EPR programs aimed at food, beverage and consumer product packaging would not deliver against their promise of creating more cost - effective residential recycling programs and driving packaging redesign.

In a bid to eradicate forced labor in global supply chains, a problem that affects 21 million people worldwide, The Consumer Goods Forum (CGF) has released a new report, Business Actions Against...

It typically takes this long, or longer, to fully understand the cause for the reported consumer injuries and to develop a suitable permanent remedy to guard against additional injuries.

In May 1999, the Consumer Product Safety Commission [CPSC] released a warning against cosleeping or putting babies to sleep on adult beds that was based on a study of death reports of children under the age of two who had died from 1980 to 1997.

Recently, reports from the Environmental Working Group (EWG) and Consumer Reports have warned consumers against using many types of conventional sunscreens, especially on chreports from the Environmental Working Group (EWG) and Consumer Reports have warned consumers against using many types of conventional sunscreens, especially on chReports have warned consumers against using many types of conventional sunscreens, especially on children.

NMCD has since recommended against colloidal silver after reports of consumers getting bluish skin surfaced on 2009.

Almost 2,000 complaints were made against matchmaking companies in Japan last year, according to a recently released consumer rights report.

A report from The Century Foundation and The Institute for College Access & Success outlines a range of policies and regulatory actions that states can take to protect students against consumer abuses by higher education institutions, particularly for - profit colleges.

See how the Subaru Forester fared against other Compact SUVs in Consumer Reports «Cars That Owners Say Are the Best — and Worst — Value».

To make these calculations, Consumer Reports started with almost 300 vehicles in its current test ratings, then multiplied the fuel capacity against the current nationwide average fuel costs, according to the Energy Information Administration.

The new Amazon Fire smartphone doesn't measure up against its competitors and «traps» its users in the Amazon ecosystem, according to a new review by Consumer Reports.

The folks at the consumer credit counseling agency are against me taking the settlement, because, they argue that I am 3 years from paying off all my credit cards, but that the settlement will hang around my credit report for 7 years.

Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment - or to take another adverse action against you - must tell you, and must give you the name, address, and phone number of the agency that provided the information.

-- Today the Consumer Financial Protection Bureau (CFPB) is taking action against CarHop, one of the country's biggest «buy - here, pay - here» auto dealers, and its affiliated financing company, Universal Acceptance Corporation, for providing damaging, inaccurate consumer information to credit reporting coConsumer Financial Protection Bureau (CFPB) is taking action against CarHop, one of the country's biggest «buy - here, pay - here» auto dealers, and its affiliated financing company, Universal Acceptance Corporation, for providing damaging, inaccurate consumer information to credit reporting coconsumer information to credit reporting companies.

This is an action for damages brought by an individual consumer, John Doe, against Trans Union, LLC for violations of the Fair Credit Reporting Act (hereinafter the «FCRA»), 15 U.S.C. § § 1681, et -LSB-...]

«This allows consumers to correct errors in their credit report and prevent employers from taking adverse action against consumers based on incorrect information,» Vahey said.

WASHINGTON, D.C. — Today the Consumer Financial Protection Bureau (CFPB) is taking action against CarHop, one of the country's biggest «buy - here, pay - here» auto dealers, and its affiliated financing company, Universal Acceptance Corporation, for providing damaging, inaccurate consumer information to credit reporting coConsumer Financial Protection Bureau (CFPB) is taking action against CarHop, one of the country's biggest «buy - here, pay - here» auto dealers, and its affiliated financing company, Universal Acceptance Corporation, for providing damaging, inaccurate consumer information to credit reporting coconsumer information to credit reporting companies.

(1) Before executing a contract or agreement with or receiving money or other valuable consideration from a buyer, a credit services organization shall provide the buyer with a written statement containing: (a) A complete and detailed description of the services to be performed by the credit services organization for the buyer and the total cost of the services; (b) A statement explaining the buyer's right to proceed against the surety bond or surety account required by section 45 - 805; (c) The name and address of the surety company that issued the bond or the name and address of the depository and the trustee and the account number of the surety account; (d) A complete and accurate statement of the buyer's right to review any file on the buyer maintained by a consumer reporting agency as provided by the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq.; (e) A statement that the buyer's file is available for review at no charge on request made to the consumer reporting agency within thirty days after the date of receipt of notice that credit has been denied and that the buyer's file is available for a minimal charge at any other time; (f) A complete and accurate statement of the buyer's right to dispute directly with the consumer reporting agency the completeness or accuracy of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling reporting agency as provided by the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq.; (e) A statement that the buyer's file is available for review at no charge on request made to the consumer reporting agency within thirty days after the date of receipt of notice that credit has been denied and that the buyer's file is available for a minimal charge at any other time; (f) A complete and accurate statement of the buyer's right to dispute directly with the consumer reporting agency the completeness or accuracy of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling Reporting Act, 15 U.S.C. 1681 et seq.; (e) A statement that the buyer's file is available for review at no charge on request made to the consumer reporting agency within thirty days after the date of receipt of notice that credit has been denied and that the buyer's file is available for a minimal charge at any other time; (f) A complete and accurate statement of the buyer's right to dispute directly with the consumer reporting agency the completeness or accuracy of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling reporting agency within thirty days after the date of receipt of notice that credit has been denied and that the buyer's file is available for a minimal charge at any other time; (f) A complete and accurate statement of the buyer's right to dispute directly with the consumer reporting agency the completeness or accuracy of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling reporting agency the completeness or accuracy of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling services.

Meanwhile, the CFPB reported a much lower rate of consumer complaints against Freedom compared to other popular mortgage lenders.

However, Freedom did appear to have much fewer reports lodged against it by consumers using the CFPB's public database of business - related complaints.

Congress passed the FDCPA after hearing reports of debt collectors calling late at night or early in the morning and making threats against consumers.

Anyone who uses information from a CRA to take action against you — such as denying an application for credit, insurance, or employment — must tell you, and give you the name, address, and phone number of the CRA that provided the consumer report, plus disclose your right to a free report after denial.

«GAO found the experiences of its fictitious consumers to be consistent with widespread complaints and charges made by federal and state investigators on behalf of real consumers against debt settlement companies engaged in fraudulent, abusive, or deceptive practices,» the report concluded.

«If a judgment is filed against the plaintiff then it would appear in that consumer's report.»

With the help of the Consumer Financial Protection Bureau's (CFPB) database, The Student Loan Report was able to find out how many complaints were filed against each of the nine student loan servicers that handle federal and private loans.

And while associations like Consumers» Union, publisher of Consumer Reports, have long spoken out against some of the industry's most questionable practices, nothing has changed much in at least ten years.

a) Disputes filed - 18 months b) Inquiries - 2 years c) Payment profile -5 years d) Information related to a consumers payment behavior such as slow payer, defaulted or absconded - 1 year e) Information relating to the action that a credit provider has taken against a consumer to enforce a debt such as handed over, legal action or write - off - 2 years f) Debt restructuring - Until a clearance certificate is given g) Civil court judgments - 5 years or until the court removes it h) Administration orders (orders to put a consumer under administration)- 10 years or until the court removes it i) Sequestrations (order given by the court where the consumer is insolvent)- 10 years or until the court removes it j) Liquidations (order given by the court where the consumer is insolvent)- no time limit k) Court order removing a liquidation or sequestrations after all the debt was paid - 5 years l) Other information (information not covered above)- 2 years Other Useful Topics Learn how to dispute information on your credit report in South Africa.

Now the fair credit reporting act is designed to help protect consumers against inaccurate information in our credit reports.

The report, titled Home Equity Lines of Credit: Market Trends and Consumer Issues, centers on the use of HELOCs by consumers, on how banks offer them and the benefits and risks of borrowing against home equity.

Scamwatch is a website run by the Australian Competition and Consumer Commission (ACCC), and provides information to consumers and small businesses on how to recognise, report and protect against scams.

For serious unresolved errors, you can investigate legal action against the credit - reporting agency, or possibly file a complaint with the Consumer Finance Protection Bureau.

If you believe that a company has taken adverse action against you, such as dramatically increasing your home insurance or denying employment, then the relevant consumer reporting company is required to give you a free copy of your consumer report.

Employers may not (a) directly or indirectly require, request, suggest or cause any employee or prospective employee to submit a consumer credit report or other credit information as a condition of employment; (b) use, accept, refer to or inquire concerning a consumer credit report or credit information; (c) discharge, discipline, or discriminate against any individual who refuses or declines to submit a credit report; or retaliate against any individual who files a complaint or exercises his / her rights under this statute.

The options for federal student loan borrowers can be good, but as the Consumer Financial Protection Bureau's many reports and recent lawsuit against Navie

An employer shall not: fail or refuse to hire or recruit, discharge, or otherwise discriminate against an individual with respect to employment, compensation, or a term, condition, or privilege of employment because of the individual's credit history or credit report; inquire about an applicant's or employee's credit history; or order or obtain an applicant's or employee's credit report from a consumer reporting agency.

That being said, the August 2017 Air Travel Consumer Report filed by Transportation.gov breaks down a total of 57 complaints against Norwegian Air for January 2017 through June 2017:

Against that backdrop — and with ongoing fears about the economy spurring them to pay down debt — credit card balances plunged by more than $ 4 billion in July, accord to the Federal Reserve's latest consumer credit report.

A class action lawsuit was filed against Sony Computer Entertainment America back in 2002, in the Superior Court of California, County of San Mateo, addressing consumer reports of inappropriate «no disc error» messages.

Overall, the brands in this report score poorly against Ethical Consumer's environmental reporting rating.

The panel was virtually a three - to - one set - up against the lone supporter of the AG's report, Brady Yauch of the Consumer Policy Institute.

ICROA provides consumer protection for parties wishing to voluntarily manage and offset their carbon emissions by ensuring its member companies follow and publically report against the ICROA Code of Best Practice, which provides specific requirements for the manner in which ICROA members provide their carbon footprinting, greenhouse gas reduction advice and offset services.