Sentences with phrase «against a homeowner for»

A bankruptcy (or a consumer proposal) stops or prevents any legal action taken against a homeowner for the shortfall incurred by the lender.

This case was thus two premises liability cases in one: first the case against the homeowner for allowing minors to use alcohol, and second the case against the regional rail line for still having an electrified third rail years after they had been removed from virtually every other system in the country.

Not exact matches

PLEASE protect yourself against harmful mold and contaminants if you are doing this yourself, and refer to our linked homeowner resources for instructions on how to do so safely and effectively.

Cuomo is proposing to change the program so homeowners instead apply for their relief as a credit against their income taxes.

Schneiderman, who was a hold out on the deal until the final hours before the agreement was reached, says his resistance gained the right to continue criminal prosecutions against the banking industry for possible fraud, and to provide money for underwater and foreclosed homeowners for legal representation.

Cuomo has spent several months rallying against the federal tax plan, which he said would effectively raise the tax rate for homeowners and put the state at a competitive disadvantage.

State Senate candidate Julie Killian and Phil Oliva, a candidate for Congress, held a rally outside the Westchester County Center on July 29 to urge families and homeowners to take action against a pending federal education regulation that the say, the education department is yet to notify parents and school -LSB-...]

Homeowners age 62 or over can apply for a reverse mortgage, a loan that allows them access a portion of their home equity while staying in their home and maintaining the title.4 The loan works by allowing seniors to borrow against the value of their home and defer mortgage payments until after the last remaining occupant has moved out or passed away.

PMI is a mandatory insurance policy for conventional loans which insures a lender against loss in the event that the homeowner stops making payments on a mortgage loan.

For instance, making the sale contingent upon the sale of your current home could work against you — especially in a seller's market where the homeowner could have plenty of other offers to choose from.

Debt consolidation options: Homeowners may qualify to borrow against their home equity for debt consolidation.

Sewer backup and sump pump overflow coverage: Most homeowners insurance policies don't provide coverage for damage caused by sewer backup, but American Family's endorsement serves to protect homeowners against these costly incidents.

Lower loan limits: HECM saver loans allow homeowners to borrow less against their homes in exchange for lower costs and fees.

Homeowners may claim interest charges against the amount borrowed for their mortgage — but not their entire mortgage payment — and any real estate taxes included in mortgage bills.

Unsecured Loans and Bad Credit Loans: Part I Whether you are a renter who does not have a home to put up for collateral or a homeowner who does not wish to secure a loan against your property, you can find an unsecured loan...

Refinancing to a reverse mortgage provides a way for homeowners to pay off their existing mortgage and draw against home equity for providing an income stream.

Whether you are a renter who does not have a home to put up for collateral or a homeowner who does not wish to secure a loan against your property, you can find an unsecured loan that can work for you.

Policyholders also are responsible for notifying their homeowners insurance company as soon as they are aware of any lawsuit being filed against them.

It protects you in case your auto or homeowners policies don't provide enough coverage to pay for all of the damages against you.

It's a kind of liability insurance that goes above and beyond the liability limits of your homeowner's policy, covering you against lawsuits for bodily injury or property damage that you or household family members cause to other people.

However a homeowner decides to procure the funds necessary for a home remodeling project, he should balance the costs of interest and closing costs against the benefits that will come from the work.

Home equity loans are a good example of this type of credit: As a homeowner, you can put your house up as collateral in exchange for borrowing against some of the value it has accrued over time to cover things like medical bills, major repairs or other unexpected expenses.

The report represents the first survey of its kind, studying reverse mortgages for seniors from the perspective of borrowers and homeowners who had considered these loans, but ultimately decided against them.

Bridge loans are available for homeowners who need to borrow against their primary residence to purchase a new home.

Because condo insurance typically doesn't cover flood damage (homeowners insurance doesn't either, by the way), you'll need a separate policy for protection against flood waters.

Reverse mortgages, which allow homeowners 62 and older to borrow money against the value of their homes — money that need not be paid back until they move out or die — have long posed pitfalls for older borrowers.

Homeowners can also refinance when they want to change mortgage providers or take cash against their built - up equity for major purchases.

If you're a homeowner, you can borrow against the equity you've built up in your home for a variety of financing needs.

For most dog owners, a homeowners or renters insurance policy would provide coverage against these actions, however some insurers deny coverage to pit bull owners.

«The acceleration in home prices is good news for both homeowners and the economy because it leads to higher home equity balances that support consumer spending and is a cushion against mortgage risk.

For homeowners, this is usually given in the form of a lien against your home.

A home equity line of credit (HELOC), which lets you borrow against available equity with your home as collateral, can be a powerful financial tool for homeowners.

As their homes gain value, some homeowners will want to borrow against their growing equity to pay for home renovations or other expenses.

Home Warranty Policy: An optional policy that is available that protects a homeowner against the cost of high repair bills for one year if the heating, plumbing, air conditioning or appliances break down.

Given the cost of medical and legal expenses, $ 100,000 may not be enough for most homeowners to be properly insured against liability suits.

Not only do auto and homeowners coverage offer property protection, they also provide the finances to pay for medical bills and legal costs if a claim is filed against you.

Standard homeowners insurance also contains liability coverage that protects you and your family against lawsuits where another party finds you liable for damage to their property or person.

If the terms of a mortgage loan contract requires a borrower to purchase both a homeowners» insurance policy and a separate hazard insurance policy to insure against loss resulting from hazards not covered under the borrower's homeowners» insurance policy, a servicer must disclose whether it is the borrower's homeowners» insurance policy or the separate hazard insurance policy for which it lacks evidence of coverage to comply with § 1024.37 (c)(2)(v).

A HELOC is a line of credit that is drawn against the existing equity in the property by the homeowner for repairs, or emergencies, and paid back with monthly payments like a credit card.

When lenders foreclose against homeowners with the coverage, it triggers mortgage insurance benefits for lenders to help pay off the mortgage.

For that reason, many homeowners opt for home equity lines of credit that allow them to borrow against the equity in their homes, often using a cash caFor that reason, many homeowners opt for home equity lines of credit that allow them to borrow against the equity in their homes, often using a cash cafor home equity lines of credit that allow them to borrow against the equity in their homes, often using a cash card.

«It's generally less expensive for homeowners to borrow against their primary residence than to borrow for an investment property,» said Dan Green, the founder of Growella and branch manager for Waterstone Mortgage in Cincinnati.

A secured loan means that the loan amount is being borrowed against the cost of something you own, for example, some homeowners borrow money against their houses.

The liability portion of homeowners insurance covers you against lawsuits for bodily injury or property damage that you or family members or pets cause to other people, as well as court costs incurred and damages awarded.

There are nearly 80 million owned dogs 39 % of the households own at least one dog Dog bite injuries account for more than 1/3 of all liability claims against homeowners insurance.

Our indoor / outdoor pest arsenal has been arming homeowners in the battle against invading bugs for more years than any other brand.

«The Salt River Project and other utilities shouldn't be allowed to overcharge and discriminate against homeowners who embrace clean solar energy,» said Jean Su, associate conservation director at the Center for Biological Diversity.

c) home owner will maintain themselves, which consists of annual wash to get any dust / droppings off d) doesn't require a discount rate because homeowners generally don't think about «payback» periods for renovations, new kitchens / bathrooms, holidays, new TVs, etc. and in this case they are hedging against future electricity prices by locking in their prices for 20 - 30 years.

An Arnprior man is the latest to join a lengthening list of Canadian homeowners who've found themselves facing prosecution - or persecution, as critics claim - for defending themselves against threatening intruders.

When someone is bitten by a neighbor's dog, they have legal rights to make a claim against the neighbor's homeowner's insurance or even sue the neighbor for their dog bite injuries.