Sentences with phrase «against an asset such»

Personal loans are loans that a bank or other lender makes that are not secured against any asset such as your home.

A debt consolidation company will usually look to secure larger loans against an asset such as your home (the interest payable on an unsecured loan will be much higher), which means that it will be at risk if you do not keep up with repayments.

Credit card debt is an unsecured debt (unsecured means it's not secured against an asset such as a car or a house) just like a personal loan or a store card.

3.1 We will undertake a comprehensive review your current financial situation, including an analysis of your income (all the money that comes into your household), your essential and priority expenditure (things like rent or mortgage, gas, electricity, food, transport to work and any repayments towards loans that secured against an asset such as your home), unsecured debts (such as credit cards, overdrafts and personal loans) and assets (things you own that have a saleable value, such as property and cars).

Not exact matches

Meanwhile, trade in other alternative assets — such as fine art, wine and potentially, RVs — is less liquid, but has been favored by some as a hedge against volatility in the markets.

This microfinancing solution leverages blockchain technology to finance through top cryptocurrencies such as Bitcoin, Ethereum and Ripple against up to 80 % of investors collateralized crypto assets value.

It is also important to note that liabilities, such as outstanding bank loans, guarantees, lease agreements and payments to suppliers are usually not insured, leaving the personal assets of business owners pledged against these liabilities, and potentially leaving family members in financial distress.

The custom target - date funds allocated «a wildly excessive percentage of assets to speculative asset classes such as natural resources, emerging market stocks, emerging market bonds, and real estate limited partnerships,» the complaint against Fujitsu stated.

From our perspective, the financial sector side, in what sense does climate change pose new or different risks to the financial system, all the way from the obvious, such as the concept of stranded assets, which you've got lending all against those things?

Against such a backdrop, the world's first digital asset exchange and technology provider for blockchain games has been established.

Against such a backdrop, the world's first digital asset exchange and technology provider for blockchain games has...

Asset prices reflect whatever banks will lend against them, so easier credit terms (such as lower interest rates, lower down payments and more time to pay back loans) increase the asking prices of everything else.

In addition, if any bankruptcy or reorganization proceeding is brought by or against us; such information may be considered an asset of ours and may be sold or transferred to third parties.

Mortgage lenders must weigh the borrower's income and assets against (A) the expected mortgage payments; (B) other expenses relating to the mortgage, such as home insurance and property taxes; (C) payments for other loans associated with the property, such as a second mortgage; and (D) all other recurring debt obligations.

Ignoring your tax debt will impel the IRS to use tough tactics against you, such as placing a tax lien against your property or levying your assets until your debt is satisfied.

The Trustee's costs resulting from the Trustee's appearance in, prosecution of or defense of any such action are deductible from and will constitute a lien against the Trust's assets.

In addition, if any bankruptcy or reorganization proceeding is brought by or against us, such information may be considered an asset of ours and may be sold or transferred to third parties.

I personally wonder how much he would improve if Wenger openly said he would accept # 10mil from any CL club for him and then benched him in favor of Welbz and Theo, I wouldn't bet against Giroud stepping up his game and then people moaning at Wenger for selling such an asset.

My opinion is that nothing will change with a new manager, Silent Stan will still want to make profit to increase his wealth and as such allow him to buy more by securing loans against his assets.

The Kurdish argument that military efforts against ISIS should be compensated is met with little sympathy in Baghdad, particularly when it comes to a key asset such as Kirkuk.

A solid cast performing on all cylinders is the best asset Runaway Jury has going for it, and with such giants of screen presence as Hoffman, Hackman and Cusack, perhaps most impressive is that Rachel Weisz (Confidence, The Shape of Things) is able to stand her own ground playing against some formidable legends.

The problem with this strategy, though convincing in theory, is that there is little incentive for the heads to do so on the current model, which provides inadequate capital for the development of such arrangements, and constrains these trusts in important ways from attracting and deploying the resources necessary for sustainable school improvement, such as constraints on the pooling of General Annual Grant funding, accumulation of surpluses, borrowing (whether secured against assets or on funding agreements), deployment of capital, and acquisition and disposal of fixed assets — all inhibit chains from deploying resources where they are needed most.

As such, the current Fed policy that tends to raise commodity and asset prices discriminates against the poor and in favor of the rich.

d) Other methods, but they generally pose high risks to one's own assets (such as borrowing from a 401 (k) or life insurance policy, or against a home).

Bench - marking against a balance fund such as the Vanguard Balanced Fund (VBINX) provides a more accurate assessment of a strategy's performance against a mixed stock / bond asset allocation strategy.

Professionals such as physicians and attorneys routinely carry large malpractice insurance policies to protect themselves and their personal assets against losses related to their line of work.

The loan holder can take legal action against you, and you may not be able to purchase or sell assets such as real estate.

A secured loan is one in which you borrow against an asset you own such as a home, car, savings accounts or stocks.

A lien allows the creditor who has obtained a judgment against a debtor to have a judgment attached to the debtor's assets, such as real estate.

The consolidation loan is generally secured against the borrower's assets such as a home or a car.

Working capital calculations such as Net Current Asset Value (NCAV) and Net Net Working Capital (NNWC) provide valuable metrics with which to measure against price in order to identify bargain stocks.

This can either be through secured borrowing against an asset, such as a property, or through further unsecured borrowing (which tends to be more expensive given that the lender has no security).

Commodities have historically provided investors with a hedge against inflation, a way to capitalize on the growth of emerging economies around the world as well as returns that are uncorrelated to more traditional asset classes, such as stocks and bonds.

Loans secured against personal assets, such as a 401k account retirement or other liquid asset are not considered in the debt ratio.

Covenants can also be «non-financial» in nature, such as providing financial information to bondholders, protecting against the selling of assets, or changes of control, or making sure the assets of the company have adequate insurance.

A personal loan can be secured against something of value, such as a vehicle or home, allowing the lender can seize your asset to recover its losses in the event that you don't repay the loan.

But on the flip side, at least you can hedge against this inflation with assets you may own such as your home and investments.

This is also beneficial for you as more often than not, borrowing secured against an asset, such as your home, has a lower rate of interest than unsecured loans and credit cards.

In the US, many tax - sheltered accounts like IRA's have specific rules against self - dealing, which includes buying and selling assets with yourself, so such a transaction would be prohibited by definition.

This potentially long - lasting collapse in returns on government bonds is taking place against the backdrop of a protracted fall in returns for other core - assets such as blue chip stocks, and, more importantly, a silent demographic shock.

If you fall behind on your repayments and your loan is secured against an asset, such as a car or boat, your credit provider may repossess the asset and sell it to get their money back.

As a real estate investor, Kiyosaki heralds the benefits of owning real estate assets, such as: (1) cash flow, (2) income tax advantages, (3) the ability to borrow against it as collateral and (4) long term appreciation.

h) In the event that a petition in bankruptcy is filed, or the appointment of a receiver is filed by or against you, or an attachment is levied against any of your Accounts, or in the event of your death, we will have the right to sell any of the assets in any of your Accounts whether carried individually or jointly with others, to buy any or all securities which may be short in such Accounts, to cancel any open orders and to close any or all outstanding contracts, all without demand for margin or additional margin, notice of sale or purchase, or other notice or advertisement.

Commodities have historically provided investors with a hedge against inflation, as well as returns that are uncorrelated to more traditional asset classes, such as stocks and bonds.

Pursuant to the Plan, the Company is also authorized to dispose of its remaining non-cash assets, on such terms and at such prices as the Company's board of directors, without further shareholder approval, may determine to be in the best interests of the Company and its shareholders, to pay or make reasonable provision to pay all claims against and obligations of the Company, to make such provisions as will be reasonably likely to be sufficient to provide compensation for any claim against the Company which is the subject of a pending action, suit or proceeding to which the Company is a party, to distribute on a pro rata basis to the shareholders of the Company the remaining assets of the Company, and, subject to statutory limitations, to take all other actions necessary to wind up and liquidate the Company's business and affairs.

If a merger or acquisition of another company or asset were put to a stockholder vote, we would vote against such a proposal and believe that other stockholders would likely prefer to have their capital returned to them.

You can often lower the rate if you secure the loan against an asset, such as your house.

In addition, if any bankruptcy or reorganization proceeding is brought by or against us, such information may be considered an asset of ours and may be sold or transferred to third parties.

See my earlier post «The Case Against Monetary Stimulus Via Asset Purchases» for why I oppose such a policy.

If you have unmanageable debt, there are a number of options that may be available to you that will actually reduce your monthly repayments to a more realistic and affordable level, stop creditors taking enforcement action against you and protect important assets such as your home.