As you will usually be claiming
against an insurance company always get advice as insurance companies can be very intimidating.
Not exact matches
However, just like any other kind of
insurance, it's almost
always easier, faster, and more efficient to file a claim under your own policy and let your
insurance company deal with recovering
against the negligent party's liability
insurance or directly from them.
There's no having your cake and eating it too, especially when Wall Street and life
insurance company actuaries employ the smartest «financial rocket scientists» to ensure the deck is
always stacked
against you, and the house never loses.
Claims are almost
always directed
against insurance companies.
Injured plaintiffs have the «deck stacked
against them» as their claim is
always defended by large multi - million / billion dollar
insurance companies or corporations.
If there is a delay in seeking treatment after an accident, the
insurance company will
always use this
against you.
Protecting yourself and your family
against the unforeseen just makes good financial sense — but dealing with
insurance companies isn't
always black and white.
Also, because Medicaid regulations differ in each state (and are
always changing), it's hard to say if they will pay anything until claims
against the auto
insurance company have been exhausted.
One of the virtues of cash value life
insurance is that
insurance companies are willing to make loans
against the policy at relatively favorable interest rates, because the
insurance company knows that it can
always foreclose on the policy (i.e., force its surrender) as collateral to repay the loan.