Sentences with phrase «against collateral»

We lend against collateral, and your collateral mainly is real estate, and real estate is still so much a negative equity that we're not going to lend.
You'll then borrow against that collateral while your secured credit card account remains open.
As a result, some banks are wary of making loans against collateral with highly uncertain value.
Playing off your weight loss goal against the collateral metabolic damage of a caloric deficit?
The purchase - money lender has recourse only against the collateral for the loan and not against the purchaser / borrower in her individual capacity.
Every lender wants to secure his money against collateral if the borrowers fail to make payments.
Consumers whose credit is not good enough to obtain such an unsecured card might find that a debt consolidation loan secured against collateral may help them reduce their debt more quickly.
For instance, the foreign subsidiary can borrow against its collateral domestically and then lend the money back to the parent company.
The ability to repay the role needs to be verified with the financial institution through profitability, statements etc.The secured Business Loan is granted against collateral like property, gold etc. while the unsecured business loan requires no such validation, however turns out to be more expensive than the secured business loan.
It also recognized the desirability of moving away from the Anglo - Dutch - American system of «merchant banking» based on short - term lending against collateral in place, or for shipping of goods already produced.
The secured Business Loan is granted against collateral like property, gold etc. while the unsecured business loan requires no such validation, however turns out to be more expensive than the secured business loan.
When your lender writes a secured loan for you, a lien is placed against the collateral that you pledge.
The Fed already has let them borrow against collateral at way, way more than it is worth — in sharp contrast to how it treats middle - class debtors.
It is, of course, key that such (re) discounting be at a penalty rate and against collateral deemed adequate by the central bank.
Liens against collateral used to secure debt, like car loans and home mortgages, will not be discharged, and that property can be repossessed or foreclosed on unless you continue to make payments or are able to reach a new agreement with your lender.
What you are seeing is a substitution of T - bills and T - notes for short - term lending against collateral with greater credit risk (though with haircuts).
A lien is a lender's claim against a collateral asset that may be legally sold should the borrower fail to repay a loan.
In effect, I can always create my own «bank» by borrowing against the collateral of shares of un-leveraged, desirable businesses.
Since personal loans are not against collaterals like property etc. the rate of interest is considerably higher.
The lender runs lower risks when lending against collateral because in the event of default the property securing the loan can be repossessed or subject to foreclosure.
The Tribunal went on to reject the College's arguments that the Registration Committee's decision was protected by a statutory immunity provision, deliberative secrecy, or the rule against collateral attack.
Fees or expenses the Bank incurs in responding to legal action (including without limitation attorneys» fees and the Bank's internal expenses) may be charged against your Collateral Account.
«We are lending against collateral - your receivables - and while a bank may take assets as collateral they are really looking at historic cash flows and your ability to repay the loan.»
«Unsecured» is based primarily on your credit while «secured» allows you to borrow against collateral.
It was generally accepted that the appropriate response in a liquidity panic would be to provide funds to solvent financial institutions, against collateral, at a rate related to but above the prevailing market rate.
When banks were the main providers of credit, the financial stability mandate of central banks could be summarised as their lender of last resort function: in times of crisis, lend freely, at a penalty rate and against collateral that would be good in normal times but may be impaired in times of crisis.
Loan facility: Policyholders can take a loan against an endowment policy as and when needed, and this is usually without the need to secure the loan against collateral.
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