Sentences with phrase «against consumers based»

«This allows consumers to correct errors in their credit report and prevent employers from taking adverse action against consumers based on incorrect information,» Vahey said.

3.4 Adverse Action — CRA shall inform client that there are legal requirements imposed by the federal FCRA and, in some instances, state consumer reporting laws, regarding taking adverse action against a consumer based on a consumer report.

Not exact matches

Against this backdrop, China is facing a plethora of structural obstacles as it aims to transition its economy into one that is based on consumers from one that depends on exports and investment.

As US consumer prices declined unexpectedly on a month - to - month basis, Treasury yields retreated, while the Dollar remained under pressure against the Euro (although a break above 1.24 didn't happen in the EUR / USD), while the safe - haven Yen regained some of its recent losses against the Greenback.

Based on decades of his own research, he believed a buoyant housing market would spur consumers to borrow against home values and spend more.

Transacting in Bitcoin is also riskier because consumers are not protected against virtual currency fraud, making it a less appealing option for those mindful of the collapse of Mt. Gox, a Bitcoin trading platform that was based in Japan.

As we build our sector - leading asset bases and new factories — the nutritional powders, consumer cheeses and the beverages plant — when they all come online in the next two to three years, they will deliver the ultimate prize, which is an effective shield [against global price volatility].»

With the explosion of consumer interest and NPD in plant based dairy, the industry now has to deliver against greater expectations of nutrition, quality, taste and innovation.

SIKWAL - GMO is an alliance farmers, church people, students, academecians and consumers based in Bicol who are against GMOs and Agrochemical Transnational Corporations» control on agriculture.

The CSPI, a Washington - based non-profit consumer advocacy and education group, is often derisively referred to as the «food police» for coming out against a range of foods, including fettuccine alfredo («heart attack on a plate») and ice cream («coronaries in cones»).

In May 1999, the Consumer Product Safety Commission [CPSC] released a warning against cosleeping or putting babies to sleep on adult beds that was based on a study of death reports of children under the age of two who had died from 1980 to 1997.

He added: «The idea of the consumer affairs secretary of state, based in the cabinet office, would show we are standing up against the vested interest.

The target consumer is those of a higher income, however when comparing prices against similarly equipped Jeep Grand Cherokee, Dodge Durango or GMC Acadia, Infiniti's base of $ 41,550 becomes more attractive.

And while much of this might seem like nothing more than petty playground behavior between children who honestly do not have a clear good guy or bad guy, keep in mind that several ebook retailers incorporate the Goodreads» API into their sales pages, effectively posting book reviews that many in the Goodreads community knew to be false, and nothing more than an act of revenge against an author; real - world sales decisions have been made by consumers based on these reviews.

A Windows 8 based tablet would be a natural progression on that front and a safer bet than launching a consumer oriented tablet running Windows RT that would be pitted against the iPad on the one hand and the Surface on the other.

Unlike suits brought about on behalf of consumers — such as the lawsuit brought against Apple and five of the then - Big Six publishers for artificially overcharging customers for ebooks — this one is focused on the people who bought stock in Barnes and Noble based on information that the SEC now feels might have been false.

What began life as a class action lawsuit filed by Seattle - based law firm Hagen Bermans on behalf of consumers quickly became a Department of Justice investigation against Apple and five of the Big Six publishers.

Under the proposed settlement, announced Wednesday morning, Penguin would pay $ 75 million to consumers represented by 33 states» attorneys general and by Hagens Berman, the Seattle - based law firm that filed the class action suit against Apple (s AAPL) and publishers in 2011.

instead consumers could shop for a SIM if they want one, and the carriers could compete against each other based on price, coverage, data speeds, reliability, etc..

Because of their unsecured nature, personal loans differ from auto loans, which come with a lien against the vehicle, and mortgages, which are backed by the asset of the home, says Todd Nelson, business development officer with Lightstream, the San Diego - based online consumer lending division of SunTrust Bank.

At the request of the Federal Trade Commission and the Florida Office of the Attorney General, a federal district court judge has entered eight orders against an intertwined web of Orlando - based individuals and companies that bombarded consumers with illegal robocalls from «Card Member Services,» pitching worthless credit card interest rate reduction programs.

The fact is it isn't, laws are formed against the consumer, laws are used AGAINST the consumer so to be naive enough to think that a credit company who deals with these companies on a day to day basis doesn't know more than you is an uneducated tagainst the consumer, laws are used AGAINST the consumer so to be naive enough to think that a credit company who deals with these companies on a day to day basis doesn't know more than you is an uneducated tAGAINST the consumer so to be naive enough to think that a credit company who deals with these companies on a day to day basis doesn't know more than you is an uneducated thought.

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status or age (provided the applicant has the capacity to enter into the binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

ECOA prohibits lenders from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, the fact that all or part of the applicant's income comes from any public assistance program, or the fact that the applicant has exercised any right under any federal consumer credit protection law.

For example, if a not - for - profit credit repair organization is charging consumers advance payments and failing to deliver services to the consumer, the FTC act's prohibitions against «deceptive» or «misleading» practices could be enforced against this conduct, even if a prosecution pursuant to CROA is unsuccessful based on its specific prohibition against advance payments.

ASIC issued proceedings in the Federal Court of Queensland against the Cairns - based operator who was offering high - interest credit contracts, as I said, to Indigenous consumers and look they were targeting one of Australia's most disadvantaged postal areas with them high - interest contracts.

Consumer complaints against the insurer, based on data from the National Association of Insurance Commissioners

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

The Equal Credit Opportunity Act (ECOA) prohibits creditors from discriminating against credit applicants in any aspect of a credit transactions on the basis of race, color, religion, national origin, sex or marital status, or age; the fact that all or part of the applicant's income comes from any public assistance program; or the fact that the applicant has in good faith exercised any right under certain federal consumer credit protection laws.

Prohibits employers from discriminating against current or prospective employees on the basis of such employees» consumer credit status.

Notice: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

This past May, a year after Purina filed a false advertising lawsuit against Blue Buffalo, the Wilton, Conn. - based pet food manufacturer admitted in court that a «substantial» and «material» portion of Blue Buffalo pet food sold to consumers contained poultry by - product meal, despite advertising claims to the contrary.

Now, the California Superior Court of Los Angeles County, reacting to what began as an investigation prompted by Best Friends Animal Society, has entered a permanent injunction against Barkworks based on accusations that it acquires its animals from «puppy mills» and conceals that fact from consumers.

Customers take legal action with the help of CAPS, which continues to protest HIP stores and collect consumer complaints CHICAGO, Ill. — A class action lawsuit was filed against Chicago area - based Happiness is Pets (HIP) on Valentine's Day.

Several types of policies including a price floor for petroleum - based fuels or taxes on petroleum - based fuels could create a price signal against petroleum demand, assure producers and distributors that there is a profitable market for alternative fuels, and encourage consumers to reduce their use of petroleum - based fuels.

Three of these are related, involving a potentially huge class action against credit card companies based on the legality of «conversion charges» under the Consumer Protection Act.

For example, a retailer might have injuries in the nature of breach of warranty liability in suits brought against retail sellers by injured consumers under the Uniform Commercial Code that the retail sellers would be seeking indemnification of from the California based wholesale distributor.

I couldn't help thinking about this movie when I read that on Jan. 5, the U.S. Federal Trade Commission filed a complaint in the Northern District of California against Taiwan - based computer networking equipment manufacturer D - Link Corp. and its U.S. subsidiary, D - Link Systems, for failure to take reasonable steps to secure its wireless routers and Internet protocol cameras, potentially compromising sensitive consumer information, including live video and audio feeds from D - Link IP cameras.

Mr. Goheen has served as lead or co-counsel in over 25 privacy - based class actions in state and federal courts, including over 20 class actions against consumer reporting agencies alleging violations of the Fair Credit Reporting Act, representing such clients as SunTrust Banks, Shell, Countrywide, Equifax, Bank of America, and Capital One.

Consumer Protection BC has issued a compliance order and administrative penalties against M's Travel Ltd., a licensed travel agency based in Vancouver BC, for:

Served as lead counsel for the defendant and obtained reversal by the Seventh Circuit Court of Appeals of a district court's order certifying a 29 - jurisdiction class action alleging consumer fraud by a Fortune 50 retailer, and subsequently successfully moved for dismissal with prejudice of named plaintiff's claims and obtained a nationwide injunction against future attempts to certify a class based on similar allegations.

Lee v. Carter - Reed, 203 N.J. 496 (2010)(in a case concerning deceptive - trade - practices claims against a dietary supplement manufacturer, the New Jersey Supreme Court reversed the lower court's denial of class certification and adopted our brief's analytical framework based on the economic concept of «credence goods»)(counsel for amici curiae consumer groups)

Consumer Protection BC has issued a compliance order and administrative penalties totaling $ 600 against M's Travel Ltd., a licensed travel agency based in Vancouver BC, for:

According to a recent and legally - binding decision of a Dutch court based on the Council Regulation (EC) No 44/2001, the court of the residence of the injured party has jurisdiction regarding a claim against the ski resort operator since such a matter can be qualified as a consumer dispute if certain criteria are fulfilled.

He also defends manufacturing clients against products liability and other claims by consumers, including class actions and claims based upon alleged deceptive advertising and marketing.

Consumer complaints against the insurer, based on data from the National Association of Insurance Commissioners

Traditional taxi companies use Taxify's web - based dispatcher and fleet management systems to manage their back - end and unite under Taxify's consumer facing app to stay competitive against expanding networks like Hailo and Uber.

The FTC also alleged that the company neglected to notify users of their obligations under FCRA to notify consumers if an adverse action was taken against them on the basis of the information reported.