Sentences with phrase «against credit risk»

«For instance, WYDE can be used to hedge against the credit risk in high yield bonds.

In a research note, Barclays Capital explains «For analysts... gold has traditionally been a tricky one due to its multiple roles as a commodity, currency, inflation hedge and hedge against credit risk and macroeconomic uncertainty.

While U.S. Treasury or government agency securities provide substantial protection against credit risk, they do not protect investors against price changes due to changing interest rates.

Not exact matches

«The next move that will start happening in the financial industry is that funds will start leveraging credit risk to a greater extent,» Gundlach said, «which will build up an overexposure potentially should the market turn against bonds later on.»

Sad to say, exporters need to protect themselves against currency risks as well as credit risks — even when their customers are in countries that seem safe.

Russia's sovereign credit rating was recently downgraded by ratings agency Moody's, while its currency slumped to record lows against the greenback amid ongoing incursions in Ukraine and the risk of harsher sanctions from the West.

When it comes to valuations, U.S. and emerging market credit spreads reached post-crisis tights in late 2017, reflecting low default risks against a backdrop of solid global growth.

We prefer to take economic risk through equities rather than credit against a backdrop of low absolute yields, tights spreads and rising rates.

We would not «buy the dip» in U.S. credit, where my colleague Adam Richmond sees more risks, given weaker fundamentals, expensive pricing and limited upside in exchange for swimming against the recent tide.

We prefer U.S. investment grade bonds against this backdrop of reduced compensation for credit risk.

Last week was not a crash, though a free - fall appears increasingly possible, as the reality of emerging recession (and all that it implies for fresh credit risks, sovereign defaults, fiscal imbalances, banking strains and other problems) will likely smash against the consensus view of economic expansion in next few months.

Users are advised that there are inherent security risks in transmitting data, such as emails, credit card or personal information, via the Internet, because it is impossible to safeguard completely against unauthorized access by 3rd - parties.

More recently he voted for cuts to ESA and tax credit changes, rather than abstaining or risking his career by voting against.

In most instances of higher volatility, gold provides a hedge against not only equity risk but credit as well.

Mortgage insurance is the first level of credit protection against the risk of loss on a mortgage in the event a borrower is not able to repay the loan and there is not sufficient equity in the home to cover the amount owed.

BlackRock is urging investors to rethink their bonds in 2015, and part of that means using flexible fixed income strategies to guard against interest rate risk and credit events, while also enhancing the diversification of your fixed income portfolio.

While that does risk a missed payment, and a credit charge, if you aren't vigilant, it also mitigates against complacency; if money is automatically drawn from your account every month to pay your card, you have less reason to even look at your bill.

In addition, it doesn't count against the credit report of you or your employees, so your business performance doesn't risk leaking into your personal finances.

Finally, if AIG had defaulted, Goldman Sachs would have been forced to bear the risk of further declines in the market value of the approximately $ 4.3 billion in CDOs that it transferred to the Maiden Lane III portfolio as well as approximately $ 5.5 billion for its credit default swaps that were not part of the Maiden Lane III portfolio; Maiden Lane III removed any risk for the $ 4.3 billion within that portfolio, and continued Government backing of AIG provided Goldman Sachs with ongoing protection against an AIG default on the remaining $ 5.5 billion.

We prefer to take economic risk through equities rather than credit against a backdrop of low absolute yields, tights spreads and rising rates.

Though the risk of repossession may drive you away from secured loans, the truth is that even with an Unsecured Bad Credit Loan, the lender can take legal action against you to recover his money.

Against this economic backdrop, we believe developed market stocks will advance and investors will be rewarded for moving up the risk spectrum into equities, credit and alternative asset classes.

We prefer U.S. investment grade bonds against this backdrop of reduced compensation for credit risk.

We believe now is a good time to dial down equity and credit risk, and U.K. investors may want to put in place hedges against a potential Brexit outcome.

Home equity loans and lines of credit mean putting up your house as collateral against whatever you borrow, which means that if you fall into financial hardship, you could risk foreclosure.

We see an opportunity in MBS to add income while decreasing credit risk against a backdrop of ever - tighter corporate bond spreads.

It's a calculated risk, since they still have to compete against cash, debit cards, and all the other credit card companies, so they don't have you totally over a barrel, but you shouldn't expect as many freebies, either.

Here's how secured cards work, and why they make sense when your credit is iffy: You put down a deposit with your bank, say $ 500, and that deposit acts as your credit limit — meaning you spend money against the deposit, eliminating most of the risk for the bank.

Experian, which works with businesses to manage credit risk, prevent fraud and also help people to check their credit report and credit score, and protect against identity theft, lists the following items as topics that should be discussed when sitting down with your grandparents (they're also helpful for people of all ages):

A good antidote would be a massive, class - action suit against the Banks that have shared our personal information with the national credit bureaus - obviously without adequate (and by - the - way, required) vendor risk management.

After that, risk based capital should be based off of strict actuarial studies, with a significant provision against adverse deviation, and no credit for diversification.

Banks Continue to Stockpile Agency MBS bit.ly / tOMvNz Nice credit - risk free asset to pair against cheap funds from the Fed.

You must also pay administrative fees, legal charges and appraisal fees as the private lender must cushion themselves against the risk posed by borrowers with poor credit.

Private lenders offer loans at high interests to cushion against the risks of dealing with low credit clients.

I'm against revolving credit card debt given the average interest rate is roughly 13 - 14 % or 4X the risk - free rate of return.

The report, titled Home Equity Lines of Credit: Market Trends and Consumer Issues, centers on the use of HELOCs by consumers, on how banks offer them and the benefits and risks of borrowing against home equity.

I think one has to balance that risk against paying down debt today, and it also helps to have a spread of investments at varying degrees of liquidity and risk variance should credit fail you when you need it.

Forwards have credit risk, but futures do not because a clearing house guarantees against default risk by taking both sides of the trade and marking to market their positions every night.

Lenders may perceive you as a good credit risk because your home can act as security against future loans.

The risk for bond investors that the issuer will default on its obligation (default risk) or that the bond value will decline and / or that the bond price performance will compare unfavorably to other bonds against which the investment is compared due either to perceived increase in the risk that an issuer will default (credit spread risk) or that a company's credit rating will be lowered (downgrade risk).

After steadily outperforming in the field of risk arbitrage, Paulson predicted the subprime debacle and successfully bet against it using credit default swaps.

We prefer U.S. investment grade bonds against this backdrop of reduced compensation for credit risk but are neutral on U.S. high yield.

Even if you think you've found a debt solution that will work for you, do you know how long it will last, will it affect your employment, will it affect your credit rating, is it legally binding on all your creditors, does it prevent your creditors from taking further action against you, will your home be at risk and will you have to pay a fee?

High levels of credit card debt are an impediment against personal financial stability and a risk to the stability of the overall economy.

Attorney General Lisa Madigan and Acting Secretary of the Illinois Department of Financial and Professional Regulation (IDFPR) Michael T. McRaith warned consumers facing significant credit card debt about the risks of debt settlement offers as she announced two lawsuits filed against debt settlement firms.

«If you think about a bank that is lending 90 percent against a house, versus a broker - dealer taking in 102 percent against a loan of a security, the broker - dealer's credit risk is exponentially less,» Lofchie said.

Muzinich & Co has launched a new European - focused total return credit strategy targeting enhanced returns and reduced downside risk against large drawdowns.»

Lenders who see a lot of credit report checks also view this as a potential risk of fraudulent behaviour, and will move (by not extending credit) to protect themselves against it.

Card shields protect against low risk of RFID theft — Card shields or sleeves may keep thieves from remotely gathering data from the RFID chip in your credit card.

It can even protect you against the credit card fraud, or at least minimize the risk, if your credit card is listed or proved to be among your property items.