If you have a strong case of debt collection harassment, filing a lawsuit
against the debt collector is an option that you could pursue.
If members of either trade association think that all the bad news coming down is a witch hunt
against the debt settlement industry, wake up and smell the coffee.
The senior has filed a
lawsuit against the debt collection agency in order to recover her hospital bill and $ 250,000 in punitive damages for the harassment of her by the collection agent.
Even if you choose not to pursue avenues out of default, you have the right to fight back
against debt collection agency harassment or abuse.
This institution will be able to tell you whether a debt consolidation company is for real or not by the number of consumer complaints filed
against the debt consolidation firm you plan to contact.
But I've made it easy for you to get smart and know when and how to fight
back against debt collectors.
As a death benefit, term insurance plans offer security and
protection against debt, mortgages, funeral costs, etc..
We are looking for expert witnesses in a
case against debt rating agencies, investment banks and lenders.
Regardless of why a debt collector is calling, it's important for consumers to understand their
rights against debt collectors.
A bankruptcy or consumer proposal generally results in much lower monthly payments than those you were
making against your debts before you filed bankruptcy.
The location independent lifestyle is fabulous because you can travel very cheaply and still be bringing in money which
goes against your debt.
Whenever the
struggle against debt feels like it's too much, go read a personal finance blog and remember that there are a lot of people out there fighting the same fight.
The new subway cars aren't scheduled to come on line for several years, however, because the MTA is brushing up
against its debt limit.
In the case of repeated violations, contact a local attorney to find out if you have a legal
claim against a debt collection agency.
Once you pay down your card with the highest interest rate, you move on to throwing all your extra
cash against the debt on the card with the next highest rate.
When money is free, it's hard not to borrow it, even if the lender keeps warning you to be
vigilant against debt.
Being a personal finance writer, an aspiring financial planner, and an economist by training, you may believe that I'm
completely against debt.
If you're going to have a fiat currency, better to
lean against debt levels, than inflation or unemployment.
While there are many people out there who are
against debt at all costs, there are also many people out there who just need more information.
Know that debt validation is a powerful
tool against debt collectors, however, it works best when consumers like you are willing to see it through to court action.
They believe they need to
compete against debt settlement and do what they can to kill the industry and that will somehow make credit counseling a better solution.
They have no way to compare their
situation against any debt relief solution, outside of bankruptcy, to know the reality of the path they select.
Since a creditor may be more interested in receiving some payment
against your debt rather than continue to get no payments toward your debt, they may be willing to accept it.
If we are unable to reach you or we are unable to
collect against your debt we may place or sell your debt with third party collection agencies.
I have been
blogging against debt collections abuses ever since I started blogging as a legal content writer over 3 years ago.
In either case, two of the ways to
guard against debt and bankruptcy are to prepare for financial emergencies by building an emergency fund and to keep spending within the limits of income.
These proportions measure your amount of available
credit against your debt, and serve as an important indicator of your responsibility as a borrower.
Life insurance is meant to protect your
dependents against debt and financial hardships that they wouldn't otherwise be able to cover.