Sentences with phrase «against default by»

Since the property itself is used as the only protection against default by the borrower, hard money loans have lower loan - to - value (LTV) ratios than traditional loans.

Mortgage Insurer - In Canada, high - ratio mortgages (those representing greater than 75 % of the property value) must be insured against default by either CMHC or private insurers.

High - ratio Mortgage - A mortgage that exceeds 75 percent of the loan - to - value ratio; must be insured by either the Canada Mortgage and Housing Corporation (CMHC) or a private insurer to protect the lender against default by the borrower who has less equity invested in the property.

Investors have taken out more insurance against default by Italy's government than against any other country's, according to DTCC, a firm that clears derivative trades.

Both types of VA refinance loans are government mortgage products insured against default by the United States Department of Veterans Affairs.

Instead, it helps guard against default by guaranteeing a suite of low - interest options administered by a network of banks and lending institutions.

Agency - only MBSs are protected against default by Fannie Mae or Freddie Mac, which means that American Capital Agency is essentially off the hook for defaults.

They can either be given out directly to students and parents by the government or provided by private financial institutions with a guarantee against default by the government.

Such loans carry guarantees for lenders against default by the federal government, along with lower interest rates than for conventional mortgages and low (or no) down payment requirements.

This gas sales same agreement is further guaranteed against default by three guarantees — the government of Ghana, the World Bank and GNPC — amounting to some $ 750 million.

The cost of insurance against defaults by European banks reached an all - time record for that reason last Friday, and banks stopped lending to each other on the interbank market «portending an imminent collapse of the financial system.

Primary Mortgage Insurance is essentially to protect the lenders against defaults by the borrower.

Not exact matches

A year later, Microsoft announced IE10, which completely went against van der Kooi's previous statement by making do not track the browser's default setting.

While the announcement to automatically eliminate tracking cookies in the new browser was celebrated by privacy advocates, it has been slammed by the FTC and the online ad community since it goes against Microsoft's previous agreement to a default browser setting that would require consumers to opt - out of tracking (much like what's available on Google Chrome).

The large - scale networks also provide the perfect solution against larger - volume DDoS attacks, as they are designed — by default — to handle large traffic loads and are able to handle many gigabits (or even terabits) worth of traffic.

What we don't know the state of credit default swaps held by banks against sovereign debt and against European banks, nor do we know the state of CDS held by British banks, nor are we certain of how certain the exposure of British banks is to the Ireland sovereign debt problems.»

Private mortgage insurance (PMI) is a special type of insurance policy that is paid by the borrower and protects lenders against loss if a borrower defaults.

Private Mortgage Insurance (PMI) is a special type of insurance policy, provided by private insurers, to protect a lender against loss if a borrower defaults.

As you can imagine, this program provided a substantial benefit to private lenders by insuring private lenders against default.

In 2012, she dismissed a suit brought by Bank of America against troubled developer Kent Swig who had lost a fortune in the financial crisis, after Swig defaulted on $ 17.6 million in loans tied to his Upper East Side apartment.

PMI is paid by mortgage borrowers, protecting mortgage lenders against default and foreclosure.

Credit default swaps are held by some investors for insurance against debt defaults.

Private mortgage insurance (PMI): Insurance against default issued by a private company on conventional mortgage loans.

At least half the mortgage defaults are not by people who truly can't pay their mortgages, rather they are by «strategic defaulters» who don't WANT to pay their mortgages because the value of what they borrowed against their home, went down.

The issue has so far been ceded — by default — to pseudo-moralists like Richard Lugar, Pat Buchanan and the Christian Coalitionist's Ralph Reed, who have been the only major political voices to speak out against the proliferation of legalized gambling... The highest formulaic expression of the New American Economy might just be «casinos plus part - time jobs.»

I also know that humans by flawed default will interpret the words as they morally see fit, because it is in our nature to judge others against ourselves and our own ethics, beliefs, and morals.

If we should discover mistakes in the scriptures of their religions or should observe the misconduct of their followers we should not attribute these defaults and shortcomings to the founders of those religions, inasmuch as the perversion of scriptures is possible and it is possible that mistakes of interpretation might find their way into the commentaries, but it is not at all possible that a person should fabricate lies against God and should claim to be a prophet and should put forward his own compositions as the word of God falsely and yet God should grant him respite like the righteous and should bestow upon him wide acceptance by people (Tohfa Qaisariyyah, p. g 10).

(For example, a Catholic diocese that has many employees, should not have to pay for stuff that is clearly against Catholic teachings... since, by default, everyone who works there is essentially required to be adhering to Catholic religious «rules»...)(*)(On the other hand — This really does give rise to some serious «slippery slope» possibilities... but I digress...)

The UFC is constantly fucking Tony and if he had a proper publicist, maybe there would have been more buzz and outrage that Tony was not the undisputed champion by default going into the Khabib fight, just like Aldo was deemed the undisputed champion going into the fight against Max.

At times OG gets picked by default as the team has only got 2 tall centre backs to defend corners and free kicks against a tall physical opposition... another fine mess Wenger has got us into!

While New York has been a leader in protecting homeowners against foreclosures and defaults, the state should promote available mandated low - cost checking accounts to help poorer residents take advantage of the security of the banking system and avoid having their savings swallowed by various small bank fees, said attorney Kirsten Keefe of the Empire Justice Center.

Mr. Castro also was in charge of the agency that Mr. Martinez defaulted)(Mr. Martinez pushed hard to position Mr. Castro against Ramirez, because Mr. Martinez was believing that Ramirez was supporting by Adriano Espaillat).

In the many safe Labour seats in the West, there is no risk in letting the Con in by default if you vote for the SNP and elsewhere the SNP are probably the incumbents or up against the LibDems.

While there are myriad factors (and as many antidotes) for flagging desire, it's worth checking in on whether we're genuinely dissatisfied or bummed by default, against a cultural bullseye: the Samantha Jones effect.

In late 2014, Grindr responded to security researchers who pointed out that risk by offering an option to turn off the app's distance - measuring feature, and disabling it by default in countries known to have «a history of violence against the gay community».

The difficulty level is set, by default, so that you don't have to bang you head against a vertical difficulty curve straight away but at the same time the lack of difficulty in the early stages takes away a little of the reward as you can just plough through it.

Inside the case, the DVD (which, in a step - up from the bland grays they had been employing, colors Lady and Tramp against a silver back) is by default covered by three inserts.

The eccentrics extolled in the opening scene include Michael Burry (Christian Bale), a Northern California — based MD and money manager who invents the credit default swap in the mid-Aughts, when the film's central action kicks off; Mark Baum (Steve Carell, also hideously coiffed), an obnoxious hedge fund manager whose backstory involving a dead - by - suicide brother somehow positions him as the film's most steadfast moral compass; and Ben Rickert (Brad Pitt), a onetime trader for Chase turned secular eschatologist who advises two young, aspiring operators, Jamie Shipley (Finn Wittrock) and Charlie Geller (John Magaro), how to bet against Wall Street.

By the same token, you can not default on the bond, as that would not be fair to bondholders, many of whom buy school bonds as a hedge against inflation and for their retirement.

By insuring the loans against default, the FHA gives lenders the confidence to make more loans, so mortgages become available to a wider portion of the U.S. population.

• VA Funding Fee — A fee paid by a buyer or seller to insure the lender against loss through default on a VA loan.

Also referred to as «Traditional Mortgage Insurance» BPMI is insurance issued by a private company that protects the lender against loan default.

By adding a cosigner the lender is protecting themselves against default and repayment.

When the investors in the Big Short predicted the Global Financial Crisis by examining the credit quality of the bonds underlying the popular mortgage - backed securities, they purchased credit default swaps against the MBSs & CDOs and profited tremendously.

That is, a loan that has collateral behind it as a means to protect against default, such as a home equity loan, versus an unsecured loan that offers lenders little by way of guarantee.

They bet on a collapse in the mortgage market by buying what are called credit default swaps (CDS), a form of insurance against bad loans.

The loan is guaranteed by the Department of Veterans Affairs to protect the lender against loss in the event of default.

Mortgage Insurance Premium Monthly payments made by a mortgage borrower to the Federal Housing Administration (FHA), or to a private lender for transmittal to the FHA, to protect against default on mortgage payments.

The federal government guarantees FFELP loans against borrower default and ensures that the lenders receive a market rate of return on the loans despite the lower interest rates paid by borrowers of education loans.

According to data provided by CMA DataVision, the credit specialists, the 10 - year credit default swap spread — a form of insurance contract against issuer default — has risen steadily — from 1.6 basis points (0.016 %) in July 2007, to 16 basis points in March 2008, to 30 basis points in September, to over 40 basis points on October 27 — see the chart below for the spread history so far this year.